“If you hold it for three hours and six seconds, you get three hours and six seconds worth of interest,” Kaul said. She added: “Nobody can do that today.”

The technology sits inside Franklin Templeton’s Benji platform, launched on June 10, 2025. It processes second-by-second interest calculations, ownership transfers, and daily distributions, including weekends and holidays.

The more Franklin Templeton talks about this, the more bullish I get on $XRP, stellar:native, and hedera-hashgraph:native.

Watch this interview.

Buckle up, this one’s gonna be a long read.

I've been following institutional blockchain adoption for years, and I genuinely… https://t.co/Adba0xAMZf pic.twitter.com/wV4UPRf8gK

— X Finance Bull (@Xfinancebull) October 26, 2026

What This Means for Institutional Capital

The numbers behind intraday yield are significant at scale. At a hypothetical 4% annual yield, $100 million earns approximately $457 in one hour and $10,959 in 24 hours.

Institutions moving large amounts of capital between investments, payments, and trading activities stand to capture income that previously went uncollected.

Kaul put it plainly: “There is not a single cent in her portfolio that will be idle.”

XRP Ledger Enters the Picture

X Finance Bull connected this technology to three networks. XRP Ledger is one of them. On September 18, 2025, Franklin Templeton, Ripple, and DBS Bank announced plans to link sgBENJI tokenized money market fund shares with RLUSD through DBS Digital Exchange. Franklin Templeton selected XRPL for sgBENJI because of its speed, efficiency, and low transaction costs.

On October 22, 2026, Franklin Templeton issued approximately $150 million in additional sgBENJI shares on XRPL. Two issuances of roughly 72.18 million shares each brought the recorded balance to approximately 192.7 million shares, valued at around $200 million at $1.039 per share. The firm’s XRP ETF, XRPZ, reported approximately $363.11 million in net assets as of September 15, 2026.

Stellar and Hedera Also Involved

Franklin Templeton launched its OnChain U.S. Government Money Fund, FOBXX, on Stellar in April 2021. It became the first U.S.-registered mutual fund to use a public blockchain for recording ownership and processing transactions. The fund held more than $650 million in assets on Stellar as of April 30, 2026.

On Hedera, Archax introduced near-second-by-second cash flow technology on June 11, 2026. It distributes income from tokenized securities through USDC.

Lloyds Banking Group, Aberdeen Investments, and Archax completed a UK-first transaction on July 14, 2025, using tokenized money market fund units and UK government bonds as collateral for foreign exchange trades on Hedera.

Institutional Infrastructure Builds

Franklin Templeton continues expanding its tokenized finance operations. In February 2026, the firm launched a program with Binance allowing institutions to use tokenized money market fund shares as trading collateral held in off-exchange custody.

In June 2026, it partnered with MoonPay Trade to connect stablecoins with tokenized money market investments for treasury management and liquidity.

X Finance Bull sees the convergence of these developments as significant for XRP, XLM, and HBAR long term.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto researcher SMQKE (@SMQKEDQG) published documentation connecting State Street to the XRP Ledger, Stellar’s XLM network, and Hedera’s HBAR network.

The documentation comes from two sources. The first is a table detailing tokenized money market fund issuers and their blockchain selections. The second is a BCG analysis slide from October 2021 identifying State Street as a notable partner of Securrency.

Remember:

State Street is directly partnered with Securrency which uses both XRP and XLM.

Hedera is also one of the blockchain options for State Street to utilize for its tokenized money market funds.

XRP + XLM + HBAR State Street

This is all documented below. https://t.co/5YAG3n6Jzb pic.twitter.com/bggAD8vQ3f

— SMQKE (@SMQKEDQG) October 23, 2026

State Street and Securrency

Securrency is a tokenization platform headquartered in Washington, D.C. It raised $49.4 million in funding and operates across Ethereum, Stellar, Ripple, Gochain, and EOS. State Street is listed as one of its notable partners in the BCG analysis.

That partnership is significant. Securrency’s blockchain stack includes both the XRP Ledger and the Stellar network. Notably, Securrency has previously been highlighted as a potential path for XRP into the DTCC. State Street’s relationship with the platform connects the bank directly to both assets’ underlying infrastructure.

Hedera Enters the Picture

The tokenized fund table adds another layer. State Street Global Advisors Europe Limited is listed as the issuer for seven tokenized liquidity funds. Those funds use Archax as the transfer agent and Hedera as their blockchain. The fund domicile is Ireland.

BlackRock Asset Management Ireland Ltd appears in the same table with an identical setup. It also uses Archax and Hedera for six tokenized liquidity funds. Both institutions are running tokenized money market products on HBAR.

This means State Street has exposure to three separate blockchain networks through its tokenization activity: XRP Ledger and Stellar through Securrency, and Hedera through its Irish-domiciled fund structure.

What the Documentation Shows

SMQKE’s post links all three assets to State Street. The documentation supports that claim. State Street is not operating on one blockchain. It is building across multiple networks simultaneously, each serving a different function within its tokenization strategy.

The Archax connection is also worth noting. Archax is a UK-based digital asset exchange and custodian. Its role as transfer agent for both State Street and BlackRock’s Hedera-based funds puts it at the center of institutional tokenized fund infrastructure in Europe.

Institutional Tokenization Accelerates

The data in these documents reflects a broader institutional shift. Major asset managers are not waiting for blockchain infrastructure to mature further. They are selecting networks, assigning custodians, and issuing tokenized products now.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto researcher SMQKE posted the video on X, calling it the first public confirmation from a working group participant on the official launch date.

Who Is Involved and What They’re Building

Fireblocks is a primary institutional custody and connectivity layer for digital assets. It supports multi-chain ecosystems, including XRP, XLM, and HBAR. Hallahan confirmed that Fireblocks is actively working with multiple participants in the DTCC program, including Citadel. “We’re working with several of the participants along with Citadel and being ready for that date,” he said.

Citadel’s involvement signals that high-frequency trading firms and major market makers are building infrastructure ahead of the go-live date, not watching from the sidelines.

THE DTCC’S TOKENIZATION SERVICE GOES LIVE OCTOBER 28TH

This is the first public confirmation from a participant of the DTCC Working Group regarding the official launch date.

10/28

This is directly from Fireblocks’ own John Hallahan.

Remember, Fireblocks directly… https://t.co/i5gHNWXIVK pic.twitter.com/MIJGjKM3wE

— SMQKE (@SMQKEDQG) October 17, 2026

What the DTCC Actually Does

The Depository Trust and Clearing Corporation processes over $2 quadrillion in securities transactions annually. It is the backbone of U.S. financial market settlement. Bringing tokenized securities onto blockchain rails through an institution of this scale is a significant structural development for traditional finance.

Settlement, Speed, and What Comes After

Tokenized securities on-chain enable atomic settlement, eliminating the T+1 and T+2 delays that currently define equity markets. For institutional market makers, this means real-time collateral management and 24/7 liquidity access.

Hallahan also addressed the timeline beyond the U.S. launch. “For other regions, they’re at varying levels of development,” he said. “But we’d expect, given DTCC working so well in this space, that other regions will start to move quite quickly afterwards.”

Fireblocks’ role as a connectivity layer across multiple chains positions it to bridge institutional participants toward public networks over time. Its existing support for XRP, XLM, and HBAR has drawn attention from communities tracking enterprise blockchain adoption.

Trades Expected From October 28

Hallahan was clear on what to expect after launch. “You’d expect to see some really interesting trades happening from the end of this month,” he said.

With Citadel confirmed as a participant and Fireblocks actively coordinating readiness across the working group, October 28 is shaping up as more than a soft launch. Institutional trades on tokenized securities infrastructure at DTCC scale will be worth watching closely once the service goes live.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Here’s Why October 28 Is Crucial for XRP, XLM and HBAR Holders appeared first on Times Tabloid.

Crypto commentator X Finance Bull pointed to a Deloitte interview with Roy Ben-Hur, who described large U.S. banks moving toward full-scale blockchain capabilities after years of testing and pilot programs.

X Finance Bull said this transition could create a more relevant environment for XRP, XLM and HBAR. He described the three assets as utility-focused cryptocurrencies that have spent years developing infrastructure for financial applications. He connected their potential use cases to 24/7, year-round markets, tokenized deposits, stablecoins, repo markets and collateral optimization.

Ben-Hur said institutions now face the risk of moving too slowly as financial markets adopt these technologies. X Finance Bull emphasized that point and contrasted the current institutional environment with earlier periods when banks primarily tested blockchain through pilots and proof-of-concept projects.

They’re talking about the financial system $XRP, stellar:native and hedera-hashgraph:native have spent years preparing for.

Watch this Deloitte interview on FINTECH TV.

For years, holding utility coins required patience.
People would laugh because institutions were still… pic.twitter.com/G0qAwMhUaL

— X Finance Bull (@Xfinancebull) October 3, 2026

XRP Connects to Tokenized Securities

X Finance Bull pointed to Brazil’s CSD BR as an example of the XRP Ledger entering a live financial environment. He cited the September 29 integration of more than BRL 22 trillion in registered assets, adding that CSD BR connected the public XRP Ledger to BTG Pactual investment-fund shares as an additional record and audit layer.

He emphasized that the integration allows existing regulated infrastructure to remain in place while the XRP Ledger supports additional functions. He identified transparency, asset mobility, settlement and programmability as potential areas where blockchain infrastructure could support traditional financial systems.

X Finance Bull also highlighted RLUSD and USDC as digital cash that can operate natively on the XRP Ledger alongside tokenized financial assets. He explained that this combination could create liquidity routes between different forms of digital value.

He placed particular importance on demand for institutional liquidity. In his view, professional market makers could maintain XRP inventory if financial markets increasingly use XRP to facilitate transactions between tokenized assets and digital currencies.

Stellar Expands Its Institutional Connections

X Finance Bull then turned to Stellar and its connection with U.S. securities infrastructure. He cited the Depository Trust Company’s plans to connect its Tokenization Service with the Stellar public blockchain, with tokenized DTC assets expected to reach the network during the first half of 2027.

He also referenced Franklin Templeton’s BENJI fund and Stellar’s wider network activity. X Finance Bull cited tokenized real-world assets, stablecoin payment volumes and institutional participants as evidence of financial activity already taking place across the ecosystem.

He said XLM supports Stellar through transaction fees, reserve requirements and payment routing. In his view, increased institutional use of Stellar could therefore increase economic activity taking place through the network.

Hedera Targets Institutional Collateral

For HBAR, X Finance Bull focused on collateral optimization. He cited work involving Lloyds Banking Group, Aberdeen Investments and Archax, where participants used tokenized money-market-fund units and tokenized UK government gilts as collateral for FX transactions.

X Finance Bull said that collateral use gives tokenized assets a direct role in financial markets. He also referenced Archax’s tokenized-asset environment, KAIO’s institutional fund infrastructure and Hedera’s participation in Project Acacia.

He said these developments show how financial institutions can use blockchain infrastructure for tokenized securities, stablecoin settlement, collateral management and programmable payments.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Utility Remains the Central Theme

X Finance Bull connected each network to a different part of the developing digital financial system. He linked XRP to liquidity between digital assets and currencies, XLM to regulated asset distribution and payments, and HBAR to institutional tokenization and collateral.

He explained that institutional adoption could drive demand for utility tokens without requiring widespread retail participation. Instead, he focused on financial institutions that need networks, digital cash, settlement systems, collateral, interoperability, and liquidity.

X Finance Bull concluded that Deloitte’s assessment makes it increasingly important to monitor real-world network usage.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The company announced it launched an inheritance feature inside Vault, its self-custody product. XRP, Bitcoin, and HBAR holders can now designate a beneficiary to receive their assets automatically upon death.

How Vault Works

Vault sits at the intersection of self-custody and platform convenience. Uphold CEO Simon McLoughlin describes it as bringing “all of the benefits of self-custody to mainstream users.” The product gives users full control over their private keys, meaning no third party can block access to their funds.

Vault also includes a key replacement service. If a user loses their private key, Uphold can help recover access. This addresses one of the most common vulnerabilities in traditional self-custody arrangements. Standard hardware wallets or seed phrase storage offers no such safety net.

McLoughlin calls Vault “the most secure and convenient way to hold your assets on Uphold.” The inheritance feature builds on that foundation.

Vault Inheritance is LIVE

Uphold CEO @SMcLoughlin00 breaks down how Vault's newest feature lets XRP, HBAR, and BTC holders automatically and securely pass on their crypto.

Full breakdown ↓

This content is informational and not financial advice. Crypto-assets are highly… pic.twitter.com/KpmwpOZKZ9

— Uphold (@UpholdInc) September 29, 2026

Passing Crypto to a Beneficiary

The inheritance feature allows users to name a specific beneficiary. When the account holder dies, the designated person automatically and securely receives the assets. The process requires no legal intermediary and no manual transfer at the time of death.

This matters particularly for XRP holders. Uphold has consistently supported XRP. This move adds another useful feature to the ecosystem that has no established planning infrastructure for traditional financial assets. Advisors and attorneys are often unfamiliar with how to handle it. Uphold’s feature fills that gap by handling the transfer at the platform level.

Bitcoin and HBAR holders gain the same benefit. Bitcoin inheritance has historically required careful technical planning, including passing on seed phrases or hardware wallets. Errors in that process can result in permanent loss. The Vault feature, which Uphold recently teased, removes that risk by automating the transfer.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

The Importance of This Launch

McLoughlin called Vault one of the Uphold products he is most proud of. The inheritance feature is the most significant addition to the product since its launch.

The feature addresses a real and largely unsolved problem in the retail crypto space. Most exchanges offer no native inheritance solution, and most experts advise placing crypto in a trust.

Uphold’s approach keeps everything within its existing infrastructure. Users do not need to set up external legal arrangements or transfer assets to a separate custody solution.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The paper is in the Fed’s Finance and Economics Discussion Series and carries authors from FRB Boston, FRB San Francisco, and FRB NIT. It examines Byzantine Fault Tolerant consensus as the architecture best suited for secure, high-speed payment infrastructure.

The researchers note that a Byzantine fault-tolerant system can process 110,000 transactions per second. SMQKE’s argument is clear. The Fed has validated the consensus model that these assets already run on.

The Federal Reserve will use XRP, XLM and HBAR. https://t.co/d6R1aFlFX7

— SMQKE (@SMQKEDQG) September 23, 2026

XRP and XLM Share the Same Foundation

The Fed’s paper identifies what it calls “Federated Byzantine Agreement” in Ripple and Stellar. According to the document, “Ripple and Stellar use a federated voting process that is a variant of the Byzantine Fault Tolerance consensus model.”

XRP runs on Ripple’s network. XLM runs on Stellar’s. Both assets sit directly inside the architecture the Fed chose to study. XRP, in particular, has long been positioned as the settlement layer for cross-border institutional payments, making the Fed’s focus on this consensus type especially relevant to its use case.

HBAR’s Position in the Same Architecture

HBAR operates on the Hedera Hashgraph network. Hedera’s own documentation describes its system as “asynchronous Byzantine fault tolerant,” which it calls the “highest level of security for distributed networks.”

The Hashgraph achieves consensus through a gossip protocol combined with a virtual voting algorithm. It does not require heavy electricity usage. The Fed paper’s favorable view of BFT mechanisms strengthens the case for HBAR’s infrastructure credentials alongside XRP and XLM.

SMQKE also noted that ALGO, IOTA, and XDC use the same Byzantine fault-tolerant mechanism.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

ISO 20022 Compliance Adds Another Layer

XRP, XLM, and HBAR are all ISO 20022-compliant. ISO 20022 is the international standard for financial messaging. Central banks, payment processors, and financial institutions globally are migrating toward it. The Fed’s preference for BFT consensus, layered on top of ISO 20022 alignment, puts these three assets in a distinct category.

What This Means for Price Growth

The Fed paper does not mention XRP, XLM, or HBAR by name, but it validates the consensus technology they run on. Institutional recognition of BFT infrastructure builds the long-term credibility of assets built on it. XRP’s position as a cross-border settlement tool gives it the most direct exposure to any future Federal Reserve payment integration.

SMQKE concludes that the paper is “a direct confirmation that these assets are positioned as the top choices for future Federal Reserve payment services.”

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Federal Reserve Will Use XRP, XLM, and HBAR, Researcher Shares Proof appeared first on Times Tabloid.

Crypto commentator X Finance Bull has highlighted September 15, 2026, as a key date for the legislation and explained why XRP, XLM, and HBAR could be among the assets most affected if the bill advances.

According to X Finance Bull’s tweet, the date marks when the Senate cloture motion on H.R. 3633, the Digital Asset Market Clarity Act, will ripen. The commentator stressed that this would not represent final passage of the legislation. Instead, it would be a procedural vote that could determine whether the Senate moves the bill forward.

If you hold $XRP, stellar:native, hedera-hashgraph:native or other U.S.-rooted digital assets, you do NOT want to miss this CLARITY Act update.

Washington just put an actual clock on crypto market structure.

Patrick Witt, the Executive Director of the Presidential Council… https://t.co/3QcytWzTrl pic.twitter.com/boykSUT0si

— X Finance Bull (@Xfinancebull) September 11, 2026

September 15 Becomes a Key Date

X Finance Bull cited comments from Patrick Witt, Executive Director of the Presidential Council of Advisors for Digital Assets, who said the political window for passing the legislation is important.

The commentator noted that significant work has already gone into CLARITY and that the gap between Democrats and Republicans has narrowed. However, the November midterm elections could make it more difficult to pass major legislation if Congress does not act before then.

The bill has already made considerable progress. The House passed CLARITY in July 2025 by 294–134, while the Senate Banking Committee advanced its version in May 2026 by 15–9. The reviewed Senate text was later released in July, bringing the legislation to its current stage ahead of a potential floor vote.

Why XRP, XLM and HBAR Stand Out

X Finance Bull placed particular emphasis on XRP, XLM and HBAR because the SEC and CFTC identified all three as examples of digital commodities in March 2026.

The commentator said this changes the regulatory question surrounding the assets. Instead of waiting for Washington to determine their classification, the focus can shift toward establishing rules for the broader financial infrastructure surrounding digital commodities.

X Finance Bull also connected the CLARITY Act to XRP’s regulatory history. The commentator noted that the SEC’s case against Ripple began in 2020, followed by court decisions concerning XRP sales and the eventual dismissal of the appeals in August 2025. The post also referenced Senate language addressing digital-asset transactions covered by certain final federal court judgments.

Financial Institutions Could Gain Clearer Rules

According to X Finance Bull, CLARITY goes beyond simply determining whether particular digital assets qualify as commodities. The legislation addresses areas including digital-commodity exchanges, custody, banking activity, distributed-ledger recordkeeping, tokenized securities, self-custody and regulatory sandboxes.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

The commentator placed particular importance on provisions concerning national banks and distributed-ledger technology. The Senate framework would allow national banks to use digital assets or distributed-ledger systems for activities, products and services they are otherwise legally authorized to provide.

X Finance Bull believes this could matter for XRP, XLM and HBAR because each already has institutional infrastructure developing around its respective ecosystem.

For XRP, the post referenced Ripple’s payments, liquidity, RLUSD, custody, tokenization and institutional trading activities. For Stellar, it cited stablecoin activity, real-world assets and U.S. Bank’s recent pilot involving its USBDC stablecoin on the network. For Hedera, the commentator pointed to regulated tokenization, banking applications and institutional activity involving digital assets.

X Finance Bull ultimately presented September 15 as more than another congressional date. The commentator said the vote could indicate whether the United States is moving from classifying digital assets toward establishing a durable market structure for them.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a tweet, the commentator shared a common regulatory position for the three digital assets and the growing institutional activity around their respective networks.

Federal Digital Commodity Classification Highlighted

X Finance Bull said XRP, XLM and HBAR have a significant regulatory connection that investors may be overlooking. According to the post, the SEC and CFTC identified all three assets as examples of “digital commodities” in March 2026.

The commentator said this distinction matters because the three assets are not approaching the CLARITY Act while regulators determine their classification. Instead, he believes the agencies have already placed them in the commodity category, while Congress is now working on legislation that would establish the broader U.S. market structure for digital commodities.

He pointed to the House passage of the CLARITY Act by a 294–134 vote, including support from 78 Democrats, as well as the Senate Banking Committee’s 15–9 vote advancing its legislation. X Finance Bull identified September 15 at 2:15 p.m. ET as the next procedural test.

If you hold $XRP, $XLM or $HBAR, you need to understand the CLARITY Act before September 15.

All three already have one massive thing in common that most people are overlooking.

In March 2026, the SEC and CFTC explicitly named XRP, XLM and HBAR as examples of “digital… https://t.co/AXap0f2ekc pic.twitter.com/npLemzs9az

— X Finance Bull (@Xfinancebull) September 8, 2026

Institutional Activity Across XRP, XLM and HBAR

The post then examined the financial infrastructure developing around each network.

For XRP, X Finance Bull highlighted institutional payments, RLUSD, tokenized assets, custody infrastructure, and developing lending and collateral markets connected to the XRP Ledger.

He also referenced BNY’s involvement with RLUSD reserves and collaborations involving DBS, Franklin Templeton and Ripple around tokenized funds on the XRP Ledger. He further pointed to Aviva Investors’ work with Ripple and noted that XRP can serve as an auto-bridge between assets when it provides better liquidity.

The commentator also highlighted Stellar’s activity, citing more than $3 billion in real-world assets, over 10.7 million active accounts and $11.4 billion in stablecoin transfers during the second quarter. He referenced Franklin Templeton’s BENJI fund on Stellar, DTCC’s plans involving Stellar, and testing involving U.S. Bank, PwC, and the Stellar Development Foundation.

For Hedera, X Finance Bull cited more than 100 tokenized assets and over $300 million in tokenized value through Archax. He also referenced institutions including State Street, Fidelity International, Legal & General and Aberdeen, alongside tokenized collateral activity involving Lloyds Banking Group.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

September 15 and October 27 Take Center Stage

X Finance Bull ultimately said the CLARITY Act could give banks clearer rules for activities involving payments, lending, custody and trading, as infrastructure is already being developed across the three networks.

He also pointed to October 27 and Ripple Swell, highlighting the presence or involvement of institutions such as Canary, DBS, State Street, PwC, Robinhood, BNY and Aviva.

The post concluded that September 15 could prove more significant for XRP, XLM and HBAR than the market currently expects.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a post on X, SMQKE claimed that XRP, XLM, and HBAR will be used in connection with the Wyoming stablecoin, citing documents that show integrations involving the XRP Ledger, Stellar, and Hedera.

The post focused on how the Wyoming Stable Token could interact with established blockchain infrastructure as the state develops its digital currency system. However, the documents also show important distinctions between a blockchain network and the native asset operating on that network.

XRP, XLM, AND HBAR WILL BE USED TO
ISSUE THE WYOMING STABLECOIN

XRP and XLM gain access to the Wyoming Stablecoin through integrations with Fireblocks while HBAR serves as a bridged blockchain to the state-issued token.

Documented below. https://t.co/qVavA9LbIE pic.twitter.com/llUWMSuCwS

— SMQKE (@SMQKEDQG) August 13, 2026

Fireblocks Integration Includes XRPL and Stellar

SMQKE stated that XRP and XLM gain access to the Wyoming Stablecoin through integrations with Fireblocks, while HBAR serves as a bridged blockchain for the state-issued token.

The attached material includes a Fireblocks network overview showing support for Stellar, Ripple’s XRP Ledger, and various EVM-compatible chains. The same document lists more than 20 stablecoins supported across the Fireblocks Network, including USDC, USDT, and other assets.

The Wyoming Stable Token Commission’s website also identifies Fireblocks among its partners. Its materials describe the issuance process for the stable token and show that the project has been designed to operate across multiple blockchain environments.

The Wyoming stablecoin, known as FRNT, is currently available for public purchase through Kraken, according to the material shared in the post. The Commission also states that FRNT can be purchased on Solana and bridged to Arbitrum, Avalanche, Base, Ethereum, Hedera, Optimism, and Polygon through Stargate.

The XRP Distinction Draws a Correction

The claim about XRP itself was corrected by commenter Jeremy Bureau, who focused on the distinction between XRP Ledger integration and direct use of XRP.

Bureau stated that the documentation does not say the Wyoming stablecoin uses XRP. He noted that the documents refer to the XRPL rather than specifically identifying XRP as an asset used by the stablecoin.

He also referenced Wyoming’s earlier treasury bond pilot conducted through the XRP Ledger, saying that the use of the XRPL did not mean XRP itself was involved in that transaction. His comment urged greater precision when describing blockchain integrations because using a network does not automatically mean using its native cryptocurrency.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

The distinction is important in assessing SMQKE’s claim. The documents clearly identify the XRP Ledger and Stellar among supported networks, while Hedera appears among the blockchain networks connected through FRNT’s bridging infrastructure. They do not, based on the material shown, establish that XRP or XLM themselves will be used to issue the Wyoming stablecoin.

Wyoming’s project nevertheless demonstrates an effort to make FRNT interoperable across several blockchain ecosystems.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Smith Speaks On the CLARITY Act

Smith’s comments were direct about what passage of the CLARITY Act would produce. “Once we get this passed, we are going to see an unleashing of economic activity around the crypto space,” she said. She also predicted an upgrade to financial services infrastructure, greater adoption of crypto technology by traditional institutions, lower costs, and faster transaction speeds.

She called it “a legacy-making moment for the president” and stated that the legislation has genuine bipartisan support. She stated that it can pass before the August recess. However, recent reports suggest that Democrats are holding out because of key ethics provisions concerning Donald Trump.

If You Own XRP, XLM, HBAR, or ANY Crypto… You NEED to see THIS!

Kristin Smith, the President of the Solana Policy Institute and a Board Member of the Blockchain Association, which includes Ripple, Stellar Lumens, and Hedera — just said that we will see an UNLEASHING of… pic.twitter.com/QEIbRuI1ND

— Crypto X AiMan (@CryptoXAiMan) July 19, 2026

The Blockchain Association

Smith’s position gives her remarks particular relevance. The Blockchain Association counts Ripple, the Stellar Development Foundation, Hedera HBAR, and a16z Crypto among its members. Her role as a board member means she speaks with direct knowledge of what these organizations stand to gain from regulatory clarity.

Crypto X AiMan highlighted this connection for his viewers. He noted that Smith represents a coalition of some of the most significant names in the digital asset space. Her assessment reflects the institutional perspective of the industry’s major players.

Potential Market Impact

Crypto X AiMan believes passage of the CLARITY Act would produce a significant bull run across crypto assets. He pointed to XRP, XLM, HBAR, Bitcoin, Ethereum, and Solana as assets that stand to benefit. His reasoning centers on the adoption wave Smith described. Once companies can build on crypto infrastructure with legal certainty, real-world use cases can go live at scale.

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He also noted that the legislation would allow companies to integrate crypto technology into their services much more easily, which aligns with what Smith outlined in her remarks.

A Risk Still Exists

Crypto X AiMan did not present this as a certainty. He pointed to Polymarket data showing only a 40% chance the CLARITY Act gets signed into law. The legislation has not passed yet, and that outcome is not guaranteed.

Despite this, he described the CLARITY Act as potentially “one of the most important pieces of legislation in crypto history.” The U.S. currently leads in crypto, and maintaining that lead depends heavily on securing clear rules.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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