The asset manager calculated that processing 50,000 fund transactions cost approximately $75,000 through traditional systems, compared with just $1.13 on the Stellar blockchain.

Crypto commentator X Finance Bull believes this difference demonstrates why financial institutions could increasingly adopt blockchain technology, creating long-term opportunities for XRP and XLM.

In a detailed tweet, X Finance Bull connected Franklin Templeton’s established operations on Stellar with its expanding tokenization activities on the XRP Ledger. He believes both networks could benefit as major financial institutions move investment products and transactions onto blockchain infrastructure.

$XRP and $XLM holders, do you know how big this is?

For years, traditional finance has been charging investors a fortune to maintain and move their money.

Franklin Templeton just put a number on it: 50,000 fund transactions cost $75,000 through traditional processing.

On… https://t.co/lQ7PuPvEOe pic.twitter.com/F1TmY6Dezu

— X Finance Bull (@Xfinancebull) November 5, 2026

Franklin Templeton Demonstrates Stellar’s Cost Advantage

X Finance Bull highlighted comments from Sandy Kaul, Franklin Templeton’s Head of Innovation, who discussed a comparison covering approximately six months of actual operations.

Traditional transfer-agency processing cost around $1.50 per transaction, while Stellar charged approximately $0.0000226 in blockchain fees.

The difference represents roughly 99.9985% lower transaction-processing costs. The commentator also highlighted Franklin Templeton’s BENJI product, which allows investors to access its Stellar-based money market fund with approximately $20. This compares with around $500 typically required to open an account in a conventional money market fund.

Franklin Templeton launched its Franklin OnChain U.S. Government Money Fund, known as FOBXX, on Stellar in April 2021. BENJI tokens represent shares in the regulated fund, which invests primarily in short-term U.S. government securities, cash, and eligible repurchase agreements.

X Finance Bull cited approximately $605 million in BENJI assets on Stellar as of October 6, 2026, alongside more than $211 million in peer-to-peer share transfers through March 31, 2026.

Institutional Tokenization Expands To XRP Ledger

The commentator also examined Franklin Templeton’s activities on XRPL. In September 2025, Franklin Templeton, DBS Bank, and Ripple announced a collaboration involving the sgBENJI money market fund, DBS Digital Exchange, and RLUSD.

The institutions planned to tokenize sgBENJI shares on XRPL, support trading between the fund shares and RLUSD, and explore lending arrangements using tokenized investments as collateral.

X Finance Bull highlighted October 24, 2026 reporting that Franklin Templeton had added approximately $150 million in sgBENJI shares to XRPL, bringing the reported total to around $200 million.

He believes these developments could create opportunities for institutional financing and increase demand for liquidity. He specifically sees potential for XRP to facilitate exchanges between tokenized financial products through XRPL’s decentralized exchange and auto-bridging functionality.

Aviva And DTCC Add To Institutional Developments

X Finance Bull also referenced Aviva Investors’ October 26 announcement of a tokenized share class for its Sterling Liquidity Fund on XRPL. The underlying fund held approximately £22 billion in assets, while Aviva’s two tokenized share classes had attracted more than £86 million.

He further highlighted DTCC’s collaboration with the Stellar Development Foundation. Announced in May 2026, the initiative aims to make eligible securities, including U.S. Treasuries, equities, and ETFs, available through Stellar during the first half of 2027.

Why X Finance Bull Remains Bullish On XRP And XLM

X Finance Bull believes increasing institutional adoption could create long-term opportunities for both cryptocurrencies. He explained that XLM supports Stellar’s network operations through transaction fees and account reserves, while XRP supports XRPL through transaction fees, reserves, and its potential role as a bridge asset.

He also referenced McKinsey’s estimate that tokenized financial assets could reach $2 trillion by 2030 in its base-case scenario, with a bullish projection of $4 trillion.

Looking ahead, X Finance Bull expects greater institutional adoption of tokenized funds, collateral arrangements, and blockchain-based settlement.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto researcher SMQKE (@SMQKEDQG) drew attention to the Stellar Development Foundation’s publication from October 28 about Project Thruput, a new execution model built to eliminate blockchain’s most persistent scalability problem.

The network just tested 7 million payments per second, and the technology behind that number is worth understanding.

JUST IN: STELLAR JUST TESTED 7 MILLION PAYMENTS PER SECOND

Stellar has announced Project Thruput.

Project Thruput is a new system built to help the Stellar network scale.

It is also built for the AI agents that will use the network in the future.

In its most recent… pic.twitter.com/5qQ0h7BYHq

— SMQKE (@SMQKEDQG) October 28, 2026

The Problem Project Thruput Solves

Most blockchains process transactions in a single global order. When two transactions compete for the same data, they queue. Adding more machines does nothing. Capacity stays fixed regardless of the hardware behind it.

Project Thruput eliminates that constraint. Transactions no longer require a single global order, even when they compete for the same data. Capacity grows by adding machines.

SMQKE noted that in early benchmarks, execution capacity within a single validator rose from 1.18 million payments per second on one machine to 7.02 million payments per second on eight machines. That is nearly 6x the original capacity.

Why This Changes the Network’s Ceiling

With institutional adoption on the rise, a network that can process over 7 million transactions every second could be a game changer. Notably, Stellar is also targeting another sector of the market. SMQKE pointed readers to a detail that sets Project Thruput apart from a standard performance upgrade. The system is “built for the AI agents that will use the network in the future.”

Stellar has stated its goal is to build a network capable of serving 10 billion people and the billions of AI agents that will transact on their behalf. The numbers support the ambition.

A Year of Forward Movement

Project Thruput arrives during one of Stellar’s most active years on record. In May 2026, the DTCC announced it would connect its tokenized securities platform to the Stellar network, with a planned H1 2027 launch, making it the most significant institutional catalyst in XLM’s history.

Earlier in March 2026, the SEC and CFTC jointly designated XLM as a digital commodity, removing the regulatory uncertainty that had been one of the primary barriers to institutional participation. These developments built the foundation that a system like Project Thruput now sits on top of.

What Comes Next?

The release of Project Thruput on FutureNet is a technology preview, not a final deployment. The Stellar Development Foundation has published the benchmarks and made the code reproducible. The next phase involves testing under real-world conditions and pressure from external developers.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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“If you hold it for three hours and six seconds, you get three hours and six seconds worth of interest,” Kaul said. She added: “Nobody can do that today.”

The technology sits inside Franklin Templeton’s Benji platform, launched on June 10, 2025. It processes second-by-second interest calculations, ownership transfers, and daily distributions, including weekends and holidays.

The more Franklin Templeton talks about this, the more bullish I get on $XRP, stellar:native, and hedera-hashgraph:native.

Watch this interview.

Buckle up, this one’s gonna be a long read.

I've been following institutional blockchain adoption for years, and I genuinely… https://t.co/Adba0xAMZf pic.twitter.com/wV4UPRf8gK

— X Finance Bull (@Xfinancebull) October 26, 2026

What This Means for Institutional Capital

The numbers behind intraday yield are significant at scale. At a hypothetical 4% annual yield, $100 million earns approximately $457 in one hour and $10,959 in 24 hours.

Institutions moving large amounts of capital between investments, payments, and trading activities stand to capture income that previously went uncollected.

Kaul put it plainly: “There is not a single cent in her portfolio that will be idle.”

XRP Ledger Enters the Picture

X Finance Bull connected this technology to three networks. XRP Ledger is one of them. On September 18, 2025, Franklin Templeton, Ripple, and DBS Bank announced plans to link sgBENJI tokenized money market fund shares with RLUSD through DBS Digital Exchange. Franklin Templeton selected XRPL for sgBENJI because of its speed, efficiency, and low transaction costs.

On October 22, 2026, Franklin Templeton issued approximately $150 million in additional sgBENJI shares on XRPL. Two issuances of roughly 72.18 million shares each brought the recorded balance to approximately 192.7 million shares, valued at around $200 million at $1.039 per share. The firm’s XRP ETF, XRPZ, reported approximately $363.11 million in net assets as of September 15, 2026.

Stellar and Hedera Also Involved

Franklin Templeton launched its OnChain U.S. Government Money Fund, FOBXX, on Stellar in April 2021. It became the first U.S.-registered mutual fund to use a public blockchain for recording ownership and processing transactions. The fund held more than $650 million in assets on Stellar as of April 30, 2026.

On Hedera, Archax introduced near-second-by-second cash flow technology on June 11, 2026. It distributes income from tokenized securities through USDC.

Lloyds Banking Group, Aberdeen Investments, and Archax completed a UK-first transaction on July 14, 2025, using tokenized money market fund units and UK government bonds as collateral for foreign exchange trades on Hedera.

Institutional Infrastructure Builds

Franklin Templeton continues expanding its tokenized finance operations. In February 2026, the firm launched a program with Binance allowing institutions to use tokenized money market fund shares as trading collateral held in off-exchange custody.

In June 2026, it partnered with MoonPay Trade to connect stablecoins with tokenized money market investments for treasury management and liquidity.

X Finance Bull sees the convergence of these developments as significant for XRP, XLM, and HBAR long term.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Traditional bank wires still take days to process. Middleman banks, currency swaps, and weekend cutoffs all slow the system down.

Financial expert Levi laid out exactly why legacy infrastructure struggles to clear even the one-hour bar. “99% of banks today cannot do it”, he tweeted.

$XRP & $XLM COULD BENEFIT FROM THIS!! pic.twitter.com/NM379Xclhp

— Levi | Crypto Crusaders (@LeviCryptoGuy) October 25, 2026

Why XRP and XLM Fit the G20 Requirements

While traditional banks race to find solutions, XRP and XLM already operate well within the G20’s targets. Both assets settle cross-border payments in three to five seconds at a cost of fractions of a penny. That settlement happens 24 hours a day, seven days a week, 365 days a year, with no weekend cutoffs and no middlemen.

Levi put it plainly: XRP and XLM are sitting “in the ultimate sweet spot.”

A Path to Bank Adoption

Levi walked through how major banks could use the XRP ecosystem to meet the G20’s requirements. Banks could settle transactions through XRP infrastructure and charge a fee “well below 1% of the total transaction volume” — satisfying regulators while protecting their margins.

The settlement speed alone clears the G20’s one-hour threshold many times over, compressing what currently takes days into a matter of seconds. Levi noted that this model lets banks hit regulatory goals, improve customer service, and generate stronger profits simultaneously. “To me, this is an absolute no brainer,” he said.

A Broader Shift May Be Coming

Levi expressed confidence that bank adoption of these assets is not a question of if, but when. He said it is “just a matter of time before XRP, XLM, and a few other select cryptocurrencies will be integrated into the banking system.”

The G20 deadline gives that timeline a concrete anchor. Banks now have a specific performance target to meet and a specific date by which to meet it. XRP and XLM’s existing infrastructure already clears both bars.

Whether major institutions move quickly enough to meet the 2027 deadline remains to be seen. But Levi’s case is straightforward: the technology exists, the regulatory pressure is real, and the assets built for this use case are already live.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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With these targets approaching, crypto researcher SMQKE has identified XRP and Stellar (XLM) as potential candidates for helping the global financial system meet its objectives.

In a post on X, SMQKE shared an article from OneSafe titled “The G20’s Vision for Cross-Border Payments and XRP’s Role.” The researcher accompanied the image with the statement, “XRP AND XLM ARE PRIME CANDIDATES TO HELP ACHIEVE THE G20’S 2027 CROSS-BORDER PAYMENT GOALS Documented.”

The post connects the two digital assets with an international effort to make cross-border transfers faster and cheaper. However, the G20 has not officially designated either cryptocurrency as a solution for achieving these targets.

XRP AND XLM ARE PRIME CANDIDATES TO HELP ACHIEVE THE G20’S 2027 CROSS-BORDER PAYMENT GOALS

Documented. pic.twitter.com/MkWVrMsyUB

— SMQKE (@SMQKEDQG) October 24, 2026

The G20’s Cross-Border Payment Targets

The G20 established its cross-border payment roadmap through work coordinated by the Financial Stability Board (FSB) and other international bodies. The initiative seeks to improve the speed, cost, transparency, accessibility, and reliability of international payments.

Under the roadmap, at least 75% of cross-border payments across wholesale, retail, and remittance transactions should reach recipients within one hour by the end of 2027. The targets also seek to bring the global average cost of retail cross-border payments to 1% or less, with no individual payment corridor exceeding 3%.

These objectives address longstanding challenges in international transfers, where transactions can involve multiple intermediaries, currency conversions, and settlement processes.

The OneSafe article shared by SMQKE identifies the XRP Ledger and Stellar networks as potential candidates because both support rapid, relatively low-cost transactions. Their technical capabilities could make them relevant to financial institutions exploring alternatives to conventional cross-border payment infrastructure.

XRP and Stellar’s Potential Role

XRP operates on the XRP Ledger, which supports payments and asset transfers. Stellar also provides infrastructure for moving value across borders, including transactions involving different currencies and digital assets.

Supporters of both networks believe their transaction capabilities could help payment providers reduce settlement times and costs. However, the practical benefits depend on adoption, liquidity, integration with financial institutions, and the availability of payment services across relevant markets.

The G20’s published roadmap does not name XRP or Stellar as officially selected solutions. The claim that they are prime candidates therefore represents an assessment of their potential capabilities rather than an official designation by the international body.

Progress Toward the 2027 Deadline

The targets also face significant implementation challenges. The FSB’s October 2025 progress report warned that the international community was unlikely to achieve all its cross-border payment targets by the end of 2027.

SMQKE’s post received a skeptical response from X user Macro Bombastic, who wrote, “yeah if the rails actually get built, tbh i will believe it when i see it”.

The comment raises a practical consideration for both networks. Transaction speed and low fees alone cannot guarantee widespread adoption. Payment providers must build the necessary infrastructure, establish liquidity arrangements, and connect their services to existing financial systems.

XRP and Stellar may offer technology relevant to the G20’s objectives, but their contribution will depend on real-world implementation. With the 2027 deadline approaching, adoption and measurable improvements in cross-border payments will provide a clearer indication of their potential role.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto researcher SMQKE (@SMQKEDQG) published documentation connecting State Street to the XRP Ledger, Stellar’s XLM network, and Hedera’s HBAR network.

The documentation comes from two sources. The first is a table detailing tokenized money market fund issuers and their blockchain selections. The second is a BCG analysis slide from October 2021 identifying State Street as a notable partner of Securrency.

Remember:

State Street is directly partnered with Securrency which uses both XRP and XLM.

Hedera is also one of the blockchain options for State Street to utilize for its tokenized money market funds.

XRP + XLM + HBAR State Street

This is all documented below. https://t.co/5YAG3n6Jzb pic.twitter.com/bggAD8vQ3f

— SMQKE (@SMQKEDQG) October 23, 2026

State Street and Securrency

Securrency is a tokenization platform headquartered in Washington, D.C. It raised $49.4 million in funding and operates across Ethereum, Stellar, Ripple, Gochain, and EOS. State Street is listed as one of its notable partners in the BCG analysis.

That partnership is significant. Securrency’s blockchain stack includes both the XRP Ledger and the Stellar network. Notably, Securrency has previously been highlighted as a potential path for XRP into the DTCC. State Street’s relationship with the platform connects the bank directly to both assets’ underlying infrastructure.

Hedera Enters the Picture

The tokenized fund table adds another layer. State Street Global Advisors Europe Limited is listed as the issuer for seven tokenized liquidity funds. Those funds use Archax as the transfer agent and Hedera as their blockchain. The fund domicile is Ireland.

BlackRock Asset Management Ireland Ltd appears in the same table with an identical setup. It also uses Archax and Hedera for six tokenized liquidity funds. Both institutions are running tokenized money market products on HBAR.

This means State Street has exposure to three separate blockchain networks through its tokenization activity: XRP Ledger and Stellar through Securrency, and Hedera through its Irish-domiciled fund structure.

What the Documentation Shows

SMQKE’s post links all three assets to State Street. The documentation supports that claim. State Street is not operating on one blockchain. It is building across multiple networks simultaneously, each serving a different function within its tokenization strategy.

The Archax connection is also worth noting. Archax is a UK-based digital asset exchange and custodian. Its role as transfer agent for both State Street and BlackRock’s Hedera-based funds puts it at the center of institutional tokenized fund infrastructure in Europe.

Institutional Tokenization Accelerates

The data in these documents reflects a broader institutional shift. Major asset managers are not waiting for blockchain infrastructure to mature further. They are selecting networks, assigning custodians, and issuing tokenized products now.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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He also stressed the importance of turning innovation into practical results, stating that “innovation is not a slogan, it’s execution.”

Hong Kong’s Tokenization Infrastructure Is Already Moving

Crypto commentator X Finance Bull sees a larger picture forming. Hong Kong’s banking industry has a 2030 roadmap built around international connectivity, digital assets, and modern financial infrastructure. The Hong Kong Monetary Authority has more than 40 Fintech 2030 initiatives covering programmable money, tokenized assets, payments, and settlement.

Hong Kong already issued HK$20B in digital green bonds, using tokenized deposits for settlement. The HKMA plans to test tokenizing a market with more than HK$1.3T in Exchange Fund Bills.

Watch this $XRP and $XLM are sitting right in front of Hong Kong’s tokenization wave, with more than HK$1.3 TRILLION in Exchange Fund Bills already moving toward a tokenization test.

Hong Kong is not talking about blockchain as some future experiment anymore.

Its banking… https://t.co/O8bdmWLVMn pic.twitter.com/z5nBYON9yv

— X Finance Bull (@Xfinancebull) October 21, 2026

XRP’s Existing Routes Into Hong Kong

X Finance Bull highlighted the connections between XRP and Hong Kong’s financial ecosystem. Ripple worked with Fubon Bank under the HKMA on tokenized real estate, programmable lending, and digital money. Shanghai Commercial Bank works with HashKey, and HashKey’s institutional marketplace supports XRP and RLUSD.

X Finance Bull notes in his tweet that XRP can serve as bridge liquidity, trading inventory, collateral, and settlement infrastructure as Hong Kong’s tokenized finance system develops.

Stellar’s Institutional Footprint

Stellar carries its own momentum into the picture. Nium connects Stellar to international payouts across 190 countries. TopNod integrated Stellar for stablecoins and tokenized real-world assets. Marketnode, backed by SGX and Temasek, is working with Stellar around institutional settlement. DTCC plans to connect tokenized securities to Stellar in H1 2027.

In Q2 2026, Stellar recorded approximately $4B in tokenized RWAs, 67 investment products, 10 regulated issuers, and $11.4B in stablecoin transfer volume. Hong Kong’s first regulated stablecoin licences, issued through HSBC and Anchorpoint and involving Standard Chartered, HKT, and Animoca Brands, add further weight to the picture.

The Connection X Finance Bull Is Watching

X Finance Bull’s argument rests on a simple premise. Hong Kong is building infrastructure for tokenized money, tokenized bonds, 24/7 settlement, cross-border payments, and programmable finance. All of that requires liquidity, currency conversion, settlement, and financial infrastructure.

XRP Ledger and Stellar already provide those functions. The analyst believes the real opportunity arrives when banks stop issuing tokenized assets and start moving, financing, exchanging, and settling them daily.

“They are building the financial system that XRP Ledger and Stellar are already prepared to serve,” X Finance Bull wrote. “That is the connection I’m watching.”

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto enthusiast Mino sits firmly in the second camp. In a recent tweet, Mino laid out a set of long-term price targets that place several major digital assets well beyond their current valuations.

Mino’s targets include XRP at $1,000–$10,000, QNT at $50,000, XLM at $1,000, XDC at $10,000, IOTA at $50–$100, ALGO at $10–$20, ONDO at $100, and HBAR at $10.

My long-term targets:$XRP $1,000–$10,000$QNT $50,000$XLM $1,000$XDC $10,000$IOTA $50–$100$ALGO $10–$20$ONDO $100$HBAR $10

These prices look impossible because crypto is still being priced like speculation.

If digital assets become financial infrastructure, today’s… pic.twitter.com/VwwfffLS0I

— Mino (@Ripple_Mino) October 20, 2026

The Reasoning Behind the Numbers

Mino did not present these figures as near-term predictions. He offered a clear rationale. “These prices look impossible because crypto is still being priced like speculation,” he wrote. “If digital assets become financial infrastructure, today’s impossible prices will not look impossible forever.”

The argument rests on a single premise. If the market reprices digital assets as infrastructure rather than speculation, the valuation floor shifts entirely. Mino believes that shift is coming.

XRP’s $1,000 Target Draws Wider Support

Mino is not alone in targeting four-figure XRP. Dom Kwok, co-founder of EasyA, has made the $1,000 XRP call a consistent part of his public commentary. In a recent tweet that drew hundreds of thousands of views and hundreds of replies, Kwok wrote, “$1,000 is more likely than ever.” He did not name XRP explicitly, but his long-standing public position leaves little room for ambiguity.

Kwok has also put his conviction to a practical test. He calculated what a $1,000 investment in XRP would return at his target price. At the time of his post, $1,000 purchased approximately 735 XRP. At a $1,000 per token valuation, that holding becomes $735,000. Kwok called it “life-changing money.”

Separately, Kwok ran a $1,000 XRP giveaway, asking followers to like and retweet to enter. The promotion generated significant engagement across the XRP community.

Infrastructure or Speculation

The core question in Mino’s post is not whether these prices are high. It is whether the market’s current pricing model is the right one. He argues it is not. Speculation drives today’s valuations. Infrastructure would drive tomorrow’s.

That distinction matters for every asset on his list, but XRP carries the most immediate relevance given Ripple’s ongoing work in cross-border payments and the growing regulatory clarity around the token in the United States.

Whether Mino’s targets prove accurate depends entirely on which version of the future arrives first.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto researcher SMQKE posted the video on X, calling it the first public confirmation from a working group participant on the official launch date.

Who Is Involved and What They’re Building

Fireblocks is a primary institutional custody and connectivity layer for digital assets. It supports multi-chain ecosystems, including XRP, XLM, and HBAR. Hallahan confirmed that Fireblocks is actively working with multiple participants in the DTCC program, including Citadel. “We’re working with several of the participants along with Citadel and being ready for that date,” he said.

Citadel’s involvement signals that high-frequency trading firms and major market makers are building infrastructure ahead of the go-live date, not watching from the sidelines.

THE DTCC’S TOKENIZATION SERVICE GOES LIVE OCTOBER 28TH

This is the first public confirmation from a participant of the DTCC Working Group regarding the official launch date.

10/28

This is directly from Fireblocks’ own John Hallahan.

Remember, Fireblocks directly… https://t.co/i5gHNWXIVK pic.twitter.com/MIJGjKM3wE

— SMQKE (@SMQKEDQG) October 17, 2026

What the DTCC Actually Does

The Depository Trust and Clearing Corporation processes over $2 quadrillion in securities transactions annually. It is the backbone of U.S. financial market settlement. Bringing tokenized securities onto blockchain rails through an institution of this scale is a significant structural development for traditional finance.

Settlement, Speed, and What Comes After

Tokenized securities on-chain enable atomic settlement, eliminating the T+1 and T+2 delays that currently define equity markets. For institutional market makers, this means real-time collateral management and 24/7 liquidity access.

Hallahan also addressed the timeline beyond the U.S. launch. “For other regions, they’re at varying levels of development,” he said. “But we’d expect, given DTCC working so well in this space, that other regions will start to move quite quickly afterwards.”

Fireblocks’ role as a connectivity layer across multiple chains positions it to bridge institutional participants toward public networks over time. Its existing support for XRP, XLM, and HBAR has drawn attention from communities tracking enterprise blockchain adoption.

Trades Expected From October 28

Hallahan was clear on what to expect after launch. “You’d expect to see some really interesting trades happening from the end of this month,” he said.

With Citadel confirmed as a participant and Fireblocks actively coordinating readiness across the working group, October 28 is shaping up as more than a soft launch. Institutional trades on tokenized securities infrastructure at DTCC scale will be worth watching closely once the service goes live.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Analyst X Finance Bull sees existing infrastructure on the XRP Ledger and Stellar networks as a direct answer to those G20 goals, tweeting that both networks can make international transfers faster and cheaper.

G20 Gives Cross-Border Payments Greater Priority

A speaker featured in a SibosTV discussion described the problems that continue to affect international payments, including high costs, slow processing, limited access, and a lack of transparency. She explained that identifying the sources of these problems has been an important part of the work to improve cross-border transactions.

She also credited the G20 with giving the initiative greater political support. According to her, the G20’s involvement helped push the agenda forward and encouraged participating institutions to work toward measurable improvements.

Watch this $XRP and $XLM holders

I watched this SibosTV discussion on cross-border payments and immediately thought about Ripple and Stellar.

The problems being discussed are problems we have heard about for years.

Sending money between countries is still too slow.

It… https://t.co/guiOPNJQp3 pic.twitter.com/hJap7S8dp6

— X Finance Bull (@Xfinancebull) October 10, 2026

Global Targets Set Deadlines For Payment Improvements

The Financial Stability Board has set hard deadlines. By the end of 2027, at least 75% of cross-border payments must reach recipients within one hour. Average retail payment costs must fall to no more than 1%.

The targets run through 2030, when the average global cost of sending a $200 remittance is expected to fall to 3% or less.

These goals give banks and payment providers a clear deadline to work toward, with an emphasis on making transfers faster, cheaper, and easier for people to access.

XRP Ledger And Stellar Already Support Payment Activity

X Finance Bull linked the FSB’s targets to the work already taking place on XRP Ledger and Stellar. Both networks offer fast, low-cost transactions, making them relevant to efforts to improve international payments. Several companies are already using technology connected to these networks.

Ripple and Bitso have expanded their relationship around enterprise stablecoin settlement in Latin America, including the US-Mexico payment corridor. Ripple’s published Bitso case study also identifies XRP as a settlement asset in supported payment activity.

In South Korea, Jeonbuk Bank became the first regional bank in the country to deploy Ripple Payments for cross-border remittances. Ripple has also secured regulatory status in the United Kingdom, Luxembourg and Australia.

Stellar has established its own presence in international payments. MoneyGram Ramps connects USDC on Stellar with cash-out services across more than 170 countries. In September 2026, BVNK also integrated Stellar into its global stablecoin payments platform, reporting approximately $39 billion in annualized processing volume.

Liquidity Could Become More Important

X Finance Bull’s broader point concerns the relationship between payment adoption and liquidity. As payment providers expand into more corridors, they may need additional liquidity to support transactions between different currencies. That demand could create more opportunities for assets used to facilitate transfers between payment systems.

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X Finance Bull noted that XRP and XLM stand to benefit if their networks attract more payment activity and liquidity demand. Higher transaction volumes alone would not guarantee price gains, though. Adoption rates, liquidity requirements, and actual demand for each asset would all factor in.

Stellar’s path payments feature allows users to send one currency while recipients receive another, with the conversion handled within a single transaction. This capability could become increasingly relevant as stablecoins, tokenized deposits and other digital assets expand across payment networks.

The G20’s targets extend through 2030, while XRP Ledger and Stellar already support payment-related activity. Their ability to attract more institutions, payment providers, and liquidity will help determine how much they contribute to the global effort to make cross-border payments faster, cheaper, and more accessible.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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