Crypto analyst Steph Is Crypto (@Steph_iscrypto) shared the news on X, sparking a wave of reactions from the community. The deal follows 16 months of research spanning 17 countries, with live pilots already running in Haiti, Syria, Kenya, Guatemala, and The Gambia.

The timing adds weight to the story. This announcement comes just weeks after DTCC named Stellar the first public blockchain in its multi-chain tokenization strategy back in May.

Between Wall Street’s clearinghouse and a UN development agency both committing to the network within the same stretch of 2026, Stellar’s footprint is expanding across very different corners of the globe at once.

THIS IS BIG:

The United Nations is scaling digital payments on Stellar.$XLM research spans 17 countries, with 5 live pilots already underway across Haiti, Syria, Kenya, Guatemala, and Gambia.

Next step: bringing digital payments into 170+ UNDP country offices. pic.twitter.com/LMKRsorAHh

— STEPH IS CRYPTO (@Steph_iscrypto) July 7, 2026

The Product of the Deal

Aid workers in Syria ran a Cash for Work program through Stellar’s network and logged every payment on-chain. That single change pulled distribution costs down from around 10% to just 2%. Haiti offered a tougher test. A payment system built for low connectivity had to keep functioning when the entire cellular network went down during testing.

The system completed every payment, hitting a 100% success rate. UNDP also built prototype systems in Colombia and Papua New Guinea alongside the five core pilots. Every dollar moved through these systems left a visible, traceable record.

The Community’s Response

Reactions poured in fast once Steph shared the news. Someone flagged the UN’s involvement as a strong signal for XLM specifically.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

A wallet provider on the Stellar network also celebrated the news, highlighting the partnership. One commenter described Stellar as pushing aid forward, and another highlighted that five countries are live and called Stellar an emerging financial backbone for this kind of work.

What Comes Next?

UNDP’s next phase focuses on building repeatable processes, not one-off pilots. The agency wants its 170-plus country offices to deploy blockchain payments across more programs going forward. Stellar stays on as technical partner while UNDP runs implementation.

Lower costs and payments that survive infrastructure outages give UNDP a strong case for expansion. The move signals blockchain payments are becoming core infrastructure. The real test is scaling past the five pilot countries.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a post on X, Steph Is Crypto said that SWIFT had “officially confirmed early testing on Stellar” and added that XLM was part of the original blockchain settlement experiments.

While the statement is based on comments made during an official SWIFT-hosted webinar, the broader context suggests the discussion relates to historical research rather than a newly announced partnership or network integration.

HUGE:

SWIFT officially confirmed early testing on Stellar.$XLM was part of the original blockchain settlement experiments. pic.twitter.com/0u0h3b5oIs

— STEPH IS CRYPTO (@Steph_iscrypto) July 6, 2026

Webinar Recalls Early Blockchain Evaluations

The claim originates from a video clip shared by crypto researcher SMQKE, who highlighted remarks from a SWIFT representative during an official webinar.

In the presentation, the speaker reviewed SWIFT’s early exploration of blockchain technology, explaining that around 2015 the organization worked with approximately 45 to 50 commercial banks to study distributed ledger technology through sandbox experiments.

According to the webinar, those early evaluations included several public blockchain networks, specifically Bitcoin, Ethereum, Stellar, and XRP. The purpose was to understand how the emerging technology functioned and whether it could contribute to future financial infrastructure. The discussion presented these efforts as exploratory research conducted during the industry’s early development rather than the implementation of production systems.

Steph Is Crypto’s post focuses on Stellar’s inclusion in those original experiments, emphasizing that the network was among the public blockchains assessed during SWIFT’s initial research phase.

Historical Testing Does Not Indicate Current Integration

Although the webinar confirms that Stellar participated in SWIFT’s early blockchain research, it does not announce that SWIFT has adopted or integrated the public Stellar network into its global financial messaging infrastructure.

The testing referenced in the webinar took place roughly a decade ago as part of basic exploratory sandbox research alongside Bitcoin, Ethereum, and XRP. The presentation revisited that history and did not reveal a new collaboration or confirm that SWIFT currently routes transactions through Stellar.

SWIFT’s present strategy has moved in a different direction. Rather than adopting a public blockchain, the organization has developed its own private infrastructure for digital asset interoperability.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

It recently introduced a blockchain-based shared ledger minimum viable product designed to help financial institutions process tokenized deposits and central bank digital currencies while continuing to use traditional ISO 20022 messaging standards.

Why the Historical Research Still Matters

Despite the absence of a current integration, the webinar confirmed that SWIFT examined Stellar during its earliest blockchain investigations. Supporters of the Stellar ecosystem view this as evidence that the network’s technology attracted institutional interest during the formative years of distributed ledger research.

Steph Is Crypto’s post has therefore brought renewed visibility to that historical milestone. However, the available evidence indicates that the webinar confirms early exploratory testing from around 2015 rather than an active partnership or a modern deployment of the public Stellar blockchain within SWIFT’s global financial network.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Despite that, X Finance Bull (@Xfinancebull), a crypto pundit on X, has remained confident. He believes the bill could do for XRP, XLM, and HBAR what the GENIUS Act did for stablecoins.

What the GENIUS Act did for stablecoins, the CLARITY Act could do for $XRP, $XLM, $HBAR and other digital assets.

Look at the receipt. The GENIUS Act became law in July 2025 and gave stablecoins clear rules.

The result? The market grew from around $205 billion to over… https://t.co/KoWn0tZPq1 pic.twitter.com/Bnzsq7BUsp

— X Finance Bull (@Xfinancebull) July 3, 2026

The GENIUS Act Comparison

X Finance Bull attached a video featuring remarks from Senator Bill Hagerty of Tennessee. X Finance Bull’s argument rests on a real precedent. The GENIUS Act became law in July 2025.

It gave stablecoins clear federal rules for the first time. He noted that the stablecoin market grew from around $205 billion to over $311 billion after that. Daily volumes reportedly jumped from $1 trillion to $4 trillion.

Regulatory clarity didn’t just help stablecoins; it unlocked growth that wasn’t there before. Now the same logic gets applied to the CLARITY Act and utility tokens like XRP.

What CLARITY Would Change for XRP

The CLARITY Act would classify XRP, XLM, and HBAR as digital commodities under the CFTC. That takes them out of SEC securities jurisdiction. XRP already has regulatory clarity, but this would be a permanent, statutory distinction, not a case-by-case ruling. X Finance Bull stated that trillions of institutional capital sit on the sidelines waiting for exactly this kind of certainty.

Hagerty, who authored the GENIUS Act, made his own case for urgency in the clip. He said clarity legislation brings “the entire digital asset framework into full-blown opportunity” in the U.S. He pointed to the reserve digital dollar, backed dollar-for-dollar by short-term U.S. Treasury securities, as proof that the GENIUS Act already delivered. He called it critical to protecting America’s innovation edge.

Where the Bill Stands

Hagerty addressed the timeline directly in the same clip. He said the bill would likely become “more a matter of focus” after the July 4 recess. He added that he hopes to see it done before the end of July.

The bill is already on the Senate Legislative Calendar, and market participants are eager for a floor vote sometime after the Senate returns on July 13. The real pressure point is the August recess. Analysts say if the bill doesn’t clear the Senate before lawmakers leave for August, momentum could stall significantly.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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June Beat Everyone Down

XRP closed May near $1.33, then fell hard by early June, dropping to its weakest level since late 2024. The drop wasn’t about bad news, as June brought real progress for Ripple. The token got dragged down as Bitcoin slipped below $59,000.

XLM matched that pattern. It traded near $0.26 in early June before sliding 19% in a single week, settling near $0.17-$0.19 by month’s end. HBAR spiked above $0.11 in early June on ETF optimism, then fell back toward $0.07.

If you’re still holding $XRP, $XLM, $HBAR after everything this market threw at you…

You’re built different. You understand the game.

Where are my real ones?
I will follow you back.

— X Finance Bull (@Xfinancebull) July 4, 2026

The Community Isn’t Waiting Around

Replies under X Finance Bull’s post read like a roll call of long-term believers. One commenter said he will never sell his crypto, naming XRP and HBAR directly. Another described buying more, slowly, building his position piece by piece.

One commenter said he holds all three plus XDC, over 1,000 coins total. Another described buying XRP at $2 and dollar-cost-averaging down the whole way, adding he won’t give up his stack because good things are coming.

The Catalyst Behind The Conviction

That conviction isn’t blind. July brings the first live test of a DTCC tokenization project, and Ripple has a real seat at the table. Ripple Prime, the brokerage Ripple built from its Hidden Road acquisition, holds a confirmed spot in the DTCC’s Industry Working Group alongside JPMorgan, Goldman Sachs, BlackRock, Circle, and Ondo Finance.

Phase 1 launches this month with limited production trades covering Russell 1000 stocks, major ETFs, and US Treasuries. Phase 2 follows in October as a full rollout.

Stellar has its own version of this story. In May, the DTCC named it the first public blockchain in its multi-chain tokenization strategy. XLM rallied on the news, giving holders a concrete reason beyond loyalty to expect more.

Where This Leaves Things

None of this guarantees a price move. The DTCC’s July phase is a limited test, and history shows institutional headlines don’t always spark a rally. But the structure underneath the price has changed.

XLM has a named role in a major clearing house’s blockchain strategy. XRP, through Ripple Prime, sits at the same table as the biggest names in traditional finance. HBAR keeps building its own enterprise partnerships even as its token price lags. If these catalysts are strong enough, all assets could meet X Finance Bull’s bullish expectations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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June Beat Everyone Down

XRP closed May near $1.33, then fell hard by early June, dropping to its weakest level since late 2024. The drop wasn’t about bad news, as June brought real progress for Ripple. The token got dragged down as Bitcoin slipped below $59,000.

XLM matched that pattern. It traded near $0.26 in early June before sliding 19% in a single week, settling near $0.17-$0.19 by month’s end. HBAR spiked above $0.11 in early June on ETF optimism, then fell back toward $0.07.

If you’re still holding $XRP, $XLM, $HBAR after everything this market threw at you…

You’re built different. You understand the game.

Where are my real ones?
I will follow you back.

— X Finance Bull (@Xfinancebull) July 4, 2026

The Community Isn’t Waiting Around

Replies under X Finance Bull’s post read like a roll call of long-term believers. One commenter said he will never sell his crypto, naming XRP and HBAR directly. Another described buying more, slowly, building his position piece by piece.

One commenter said he holds all three plus XDC, over 1,000 coins total. Another described buying XRP at $2 and dollar-cost-averaging down the whole way, adding he won’t give up his stack because good things are coming.

The Catalyst Behind The Conviction

That conviction isn’t blind. July brings the first live test of a DTCC tokenization project, and Ripple has a real seat at the table. Ripple Prime, the brokerage Ripple built from its Hidden Road acquisition, holds a confirmed spot in the DTCC’s Industry Working Group alongside JPMorgan, Goldman Sachs, BlackRock, Circle, and Ondo Finance.

Phase 1 launches this month with limited production trades covering Russell 1000 stocks, major ETFs, and US Treasuries. Phase 2 follows in October as a full rollout.

Stellar has its own version of this story. In May, the DTCC named it the first public blockchain in its multi-chain tokenization strategy. XLM rallied on the news, giving holders a concrete reason beyond loyalty to expect more.

Where This Leaves Things

None of this guarantees a price move. The DTCC’s July phase is a limited test, and history shows institutional headlines don’t always spark a rally. But the structure underneath the price has changed.

XLM has a named role in a major clearing house’s blockchain strategy. XRP, through Ripple Prime, sits at the same table as the biggest names in traditional finance. HBAR keeps building its own enterprise partnerships even as its token price lags. If these catalysts are strong enough, all assets could meet X Finance Bull’s bullish expectations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto commentator X Finance Bull, speaking on this development via an X post, pointed to a series of statements from lawmakers and White House officials that suggest July could become a pivotal month for digital asset regulation in the United States.

The post focused on what the commentator described as a noticeable shift in the tone coming out of Washington, particularly for holders of U.S.-based digital assets such as XRP, XLM, and HBAR. According to X Finance Bull, recent comments from key policymakers indicate that efforts to establish a regulatory framework for cryptocurrencies are moving from general optimism toward a greater sense of urgency.

CLARITY ACT UPDATE

If you hold $XRP, $XLM, $HBAR and digital assets made in america, the tone out of Washington just shifted from hopeful to urgent.

Senator Tim Scott came out in agreement with Leader Thune: the Senate should vote on crypto market structure legislation… https://t.co/iZQyZWapdw pic.twitter.com/O2bjOGUFXu

— X Finance Bull (@Xfinancebull) June 30, 2026

Senator Tim Scott Backs July Vote

At the center of the update is Senator Tim Scott, who publicly agreed with Senate Majority Leader John Thune that the Senate should vote on crypto market structure legislation in July.

X Finance Bull shared a screenshot of Scott’s post, in which the senator stated that the Senate should move forward with crypto market structure legislation during the month. Scott also described the bipartisan proposal as legislation that would provide clear rules for the industry, protect consumers, and ensure innovation remains in the United States.

The attached image also included a Punchbowl News report discussing preparations for a Senate vote on the CLARITY Act. According to the report shown in the screenshot, Thune indicated he was willing to give Democrats additional time to address concerns surrounding the latest draft of the legislation, which would introduce broad changes to the regulatory framework governing digital assets.

For X Finance Bull, Scott’s endorsement represents another indication that congressional leadership is aligning around the goal of advancing crypto legislation before the current legislative window closes.

White House Comments Add to Expectations

The commentator also pointed to remarks from White House official Patrick Witt, who reportedly described July as “quite a month.” According to the post, Witt connected the timing to the United States’ upcoming 250th anniversary celebrations while also referencing the country’s long-standing role in global financial leadership.

X Finance Bull emphasized that both the Senate and the White House are now delivering messages that support progress on digital asset legislation during the same timeframe. The commentator suggested that this level of alignment between congressional leaders and the administration is uncommon and could increase expectations that lawmakers will schedule a formal Senate vote.

The post concluded by shifting attention to what X Finance Bull believes is the remaining question. In the commentator’s view, the political willingness to advance the legislation is now evident. The focus has therefore turned to whether Senate leadership will place the crypto market structure bill on the legislative calendar before the opportunity to act in July passes.

While no official vote has yet been scheduled, the latest statements highlighted by X Finance Bull have added to expectations that the coming weeks could prove important for the future of the CLARITY Act and the broader regulatory landscape for digital assets in the United States.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The IMF’s Case For Tokenization

The video opens with a short history lesson. Money evolved from shells and coins into digital records, and the IMF says tokenization is the next step. The host calls it a way to turn money into “something that’s programmable.”

The reasoning is practical, not theoretical. Buying a stock or bond today involves several intermediaries. Clearinghouses sit between buyers and sellers, holding payment and assets until both sides deliver. Registrars handle dividend payouts. Each step adds time, and in finance, time carries a cost.

Tokenization removes layers from that process. Programs can automate the work that clearinghouses and registrars currently handle. The IMF points to research showing real savings tied to this shift, calling tokenization’s promise “visible in the numbers.”

BOOM! The IMF is now explaining tokenization$XRP Ledger and $XLM Stellar were built for exactly this moment.

Faster settlement, fewer middlemen, programmable assets.

While the world catches up to the idea, these networks already do it.

IYKYKpic.twitter.com/GQJO9hTl8G https://t.co/iZQyZWaX34

— X Finance Bull (@Xfinancebull) June 29, 2026

The Risks The IMF Flags

The video doesn’t sell tokenization as risk-free. Automated trading already causes flash crashes, and tokenized markets could see similar volatility because trades execute instantly. Stacked programs add another layer of exposure. If one fails during a crisis, others built on top of it could fail too.

Fragmentation is the third risk. New tokenized markets are launching constantly, and if their systems can’t communicate with each other, the efficiency gains could disappear. The IMF suggests this could require policy intervention, noting that governments have historically taken an active role when money evolves.

Where XRP And Stellar Fit In

X Finance Bull’s post connects these IMF talking points directly to XRP and Stellar. Both networks were built around fast settlement and reduced reliance on middlemen, the same features the IMF describes as the benefits of tokenization.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

The XRP Ledger settles transactions in seconds, at a fraction of a cent per transaction. Stellar runs on a similar model, designed for cross-border payments and asset issuance without traditional banking rails.

Both are already showing their usefulness with the DTCC, which has tapped Stellar as the first public blockchain for its tokenized securities platform and confirmed Ripple’s participation in the working group shaping that rollout.

Whether XRP or Stellar becomes the infrastructure regulators and institutions settle on remains to be seen. But the overlap between the IMF’s description of tokenized markets and the design of these two networks is hard to ignore.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Michelle Kirby (@michelekirby623), a crypto pundit, posted a side-by-side comparison on X this week, placing the XRP logo next to X’s logo, then the XLM logo next to the Grok logo.

The visual similarities are notable. XRP’s logo shares the angular, crossed-line structure of X’s branding. XLM’s circular, slashed design closely mirrors the Grok logo.

Take a careful Look at XRP and 𝕏 logo. Then Look at XLM and Grok logo. Don't say anything…. Just look. pic.twitter.com/pMNBEXJQRL

— Michelle Kirby X (@michelekirby623) June 28, 2026

X Payments and the Everything App

The post lands as Elon Musk continues building X into an everything app. X Payments is already in development. Calls have grown louder for Musk to integrate XRP and XLM into that payment infrastructure. If X becomes a dominant financial platform, the choice of which digital assets it runs on carries significant weight.

Some see the logo similarities as evidence of an existing relationship between these projects. Others see confirmation of something they already suspected.

The Crypto Community Reacts

Responses to the post varied. Some took the logo similarities as evidence of a coordinated relationship between the projects and Musk’s ventures, with one commenter presenting Musk as a mastermind behind global financial developments for the past few years. Another shared a similar sentiment, arguing that there would have been copyright claims if the similarities were unintentional.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Others pushed the theory further. Several commenters linked the X logo to Freemason symbolism, with one sharing a mirrored version of the X logo to illustrate the point. This suggests an even deeper conspiracy involving these logos and secret global groups.

The Bigger Picture

Logo design can be deliberate or coincidental. The surrounding context gives the comparison. X Payments is expanding, XRP has gained legal clarity, and XLM has established infrastructure capabilities. Both assets are dominating their sectors and pushing into traditional finance through tokenization and other notable initiatives.

Musk has stated ambitions to build a dominant financial platform. Whether the logos are a hint or a coincidence, the assets behind them are ones many believe will play a role in the financial system currently taking shape.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Although the post did not provide evidence to support the claim, it included a video in which a speaker suggested that XRP could reach a valuation far above previous projections if it becomes integrated into a future global financial framework.

SWIFT WILL USE #XRP AND #XLM

BETTER LOAD UP NOW!

HERE THEY ARE TALKING ABOUT A POTENCIAL PRICE. pic.twitter.com/ZI0vy1IFVK

— Lord XRP (@Bitforcoinz) June 25, 2026

XRP Could Be Worth Far More Than Earlier Estimates

The attached video featured a speaker discussing global financial developments, particularly international cooperation on central bank digital currencies (CBDCs). According to the speaker, governments are already working on principles that will govern how CBDCs interact across borders, arguing that it would not be difficult for authorities to establish a predetermined value for XRP if such a system were adopted.

The speaker questioned why some market participants dismiss the possibility of a set price for XRP, saying the idea was logical given some changes taking place in the financial system.

The discussion then shifted to previous XRP valuation estimates. The speaker cited forecasts made in September and October 2021 that suggested XRP could be worth between $25,000 and $37,500 per coin. Based on what the speaker described as the additional trillions of dollars injected into the global economy since then, they stated that XRP’s potential value would now be even higher.

Without presenting calculations or supporting data, the speaker suggested that XRP could now be valued at approximately $50,000 per coin. The speaker attributed this view to continued monetary expansion and argued that the U.S. Federal Reserve has become the primary source of liquidity within the financial system, with large banks and hedge funds benefiting from those policies.

Community Members Challenge the Claims

The tweet received mixed reactions from the crypto community, with several users questioning the video’s authenticity and the claims surrounding SWIFT.

One commenter, Nathan Weldon, expressed skepticism about the footage, stating that the video’s poor visual quality made it difficult to verify whether the speakers were actually saying what the audio suggested. He also questioned why senior SWIFT representatives would record such a conversation, describing the post as an attempt to encourage investors to buy XRP before others sell their holdings.

Another user, STU, directly rejected the tweet’s central claim, writing that SWIFT is “NOT using XRP” and accusing the post of spreading misinformation.

At the time of writing, SWIFT has not announced it will adopt XRP or XLM for its global messaging network, and the video shared by Lord XRP does not provide official confirmation of such plans. Likewise, the speaker’s price projections remain speculative opinions rather than verified forecasts.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Coordinated outreach to Senate lawmakers on stablecoin yield is now a key focus at these gatherings, according to a banking source cited by journalist Eleanor Terrett.

Crypto commentator X Finance Bull picked up on Terrett’s report, telling XRP and XLM holders to watch it closely. He said the Senate’s conversation has shifted, noting that stablecoin yield is no longer the bone of contention.

BREAKING: CLARITY ACT UPDATE. $XRP and $XLM holders, watch this closely.

The Senate conversation has shifted. Yield is no longer the main fight.

The focus moved to an ethics deal, merging the Banking and Ag Committee texts, and the bill's DeFi approach before a floor… https://t.co/F1VzUCdJHj pic.twitter.com/z5QzvkNg3l

— X Finance Bull (@Xfinancebull) June 19, 2026

What Terrett’s Report Says

Terrett cites a source familiar with state bankers’ association conferences. That source told her coordinated engagement with Senate lawmakers on stablecoin yield has become a key focus at these events. The outreach aligns with a broader shift on Capitol Hill.

Lawmakers have moved away from yield as the top issue. They’re now working through an ethics deal, reconciling differences between the Banking and Agriculture Committee texts, and settling the bill’s approach to decentralized finance. X Finance Bull called the behind-the-scenes movement progress.

That doesn’t mean yield is dead. Terrett’s source said it remains “very much in play,” especially as senators outside the Banking and Agriculture Committees get up to speed on the legislation. Whether yield resurfaces as a defining issue once the bill reaches the Senate floor is still an open question, per the report.

CLARITY Act’s Progress So Far

The bill has moved steadily this year. The Senate Banking Committee advanced the CLARITY Act 15-9 on May 14, with all 13 Republicans and 2 Democrats voting yes. That cleared a markup that had previously stalled in January.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

A separate version cleared the Senate Agriculture Committee earlier in the year, since the CFTC’s jurisdiction falls under that committee. The two Senate texts still need to be merged into one bill. In early June, the CLARITY Act was placed on the Senate Legislative Calendar, in position for a floor vote whenever leadership schedules one.

What This Means for XRP

For XRP and XLM holders, the connection is straightforward. The CLARITY Act would establish clear federal rules on how digital assets are classified and regulated, splitting oversight between the SEC and CFTC. A clearer framework removes regulatory uncertainty that has weighed on digital assets for years.

X Finance Bull’s post reflects that interest. XRP has secured regulatory clarity, and this clarity could extend to XLM and the broader market if the bill passes. He’s watching the bill’s procedural progress, not just its headlines, as a signal for where regulatory clarity stands.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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