The update places XRP alongside other established networks such as Stellar, Hedera, Algorand, XDC Network, Quant, and IOTA, presenting them under a dedicated “ISO 20022 Coins” category.

The preview image shared in the post shows these assets organized with their rankings and market prices, leading the analyst to interpret the development as another sign that XRP may be approaching a phase of price explosion.

CoinMarketCap has recently introduced an ISO 20022 list!

#XRP IS READY TO EXPLODE pic.twitter.com/pmTUszwVuq

— JackTheRippler © (@RippleXrpie) November 23, 2025

Community Reaction and Clarification

In response to the renewed focus on ISO 20022, an X user, Diana, addressed misconceptions surrounding “ISO 20022-compliant tokens.”

She referenced recent transitions taking place within the global banking system, noting that institutions are finalizing their move to ISO 20022 messaging through SWIFT.

According to her commentary, the shift relates strictly to messaging standards used by banks and has no connection to any digital asset or status within that framework.

Diana emphasized that ISO 20022 is not a token standard and cannot certify a cryptocurrency as compliant. She referenced statements from Ripple CTO David Schwartz, who has previously explained that XRP is not tied to ISO 20022 in any formal capacity.

She also pointed out that the ISO organization itself has publicly stated that no cryptocurrency is ISO 20022-compliant, reinforcing the distinction between payment messaging formats and digital assets.

The Nature of the Banking Transition

Her commentary further noted that the transition occurring this weekend is not a market catalyst but the final step in a long-running migration.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Banks have been operating with both the legacy and ISO 20022 messaging formats since 2023. The update involves SWIFT discontinuing the older message structure rather than introducing new functionality that directly impacts any cryptocurrency.

Why the Misunderstanding Emerged

Diana explained that confusion around XRP’s role came from the fact that Ripple, the company, designed RippleNet to work with ISO 20022-style messaging. This feature allows banks to integrate RippleNet into their internal workflows more efficiently.

However, she clarified that this capability does not make the XRP token compliant with ISO 20022, does not place XRP inside the SWIFT environment, and does not require banks to use XRP in any way. The compatibility is limited to making Ripple’s systems easier to integrate for institutions that choose to explore them.

Additional Context

An independent investigation of the image from Times Tabloid shows that “ISO 20022 Coins” appears to be a custom crypto portfolio created through CoinMarketCap’s Watchlist tool. This suggests that the label represents a user-generated list rather than an official categorization issued by ISO or SWIFT.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post placed clear focus on XRP’s spot in the category. He noted that the asset is leading the pack. The update arrived at the same time as the global ISO 20022 shift. Many market participants want to understand how digital assets may connect to that change.

BOOOOOOOOOOOM

CoinMarketCap just activated an ISO 20022 category… and guess who’s sitting at the top? $XRP leading the pack EXACTLY where it belongs.

The migration is here. The shift is real. pic.twitter.com/Ki7dDl5C2Z

— XRP Update (@XrpUdate) November 22, 2025

The Transition to ISO 20022

ISO 20022 is a modern messaging standard for financial transactions, including payments. Banks and payment providers are transitioning from older MT messages to new MX messages, which carry more structured data. This move improves payment accuracy to build a clear format for instructions, account details, and reporting.

SWIFT’s deadline for this transition was November 22. This transition is expected to continue across the financial world. Banks must adopt the new format to avoid failed messages. Many experts now see this transition as XRP’s path into the global monetary system.

ISO 20022 and XRP

The standard does not alter how a blockchain works. It only affects how institutions send and receive payment messages. Ripple built its technology to match ISO 20022 requirements. RippleNet can send messages that follow the new format, which prepares the system for banks that complete their migration.

XRP itself is not ISO 20022 compliant. No cryptocurrency is. However, the compliance of Ripple’s systems creates a path for XRP to move within financial systems that use the standard. It also supports possible interaction with SWIFT-linked networks that expect ISO 20022 messaging.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

XRP’s Role Within Payment Networks

Ripple developed its tools to help institutions move money across borders speedily and at low cost, while XRP was built to solve the global payment problem for banks. These tools can use XRP as a bridge asset. When banks use Ripple’s technology, they can send ISO 20022-ready messages, which helps them stay aligned with global standards.

This gives XRP a possible place in future payment flows. It also explains why the asset stands out when people discuss the shift to structured messaging. XRP Update’s post highlighted the asset’s position at the top of CoinMarketCap’s new category.

The image also showed several other tokens. Stellar (XLM), Hedera (HBAR), Internet Computer (ICP), Algorand (ALGO), and Quant (QNT) make up the list. These networks each build features that support enterprise or payment activity. However, XRP is the closest asset to ISO 20022 compliance, which explains its position at the top.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In his post, Farina suggested that within three years, the top cryptocurrencies by market capitalization will look significantly different, placing XRP at the top of the list, followed by XLM, XDC, and others. His complete forecast for the top 11 rankings is as follows: XRP, XLM, XDC, BCH, RLUSD, QNT, HBAR, USDC, SHX, VELO, and SOL.

This prediction has sparked vast debate among cryptocurrency community members, with varying opinions regarding its plausibility.

In 3 years, the top of CoinMarketCap shall look like this:

1. XRP
2. XLM
3. XDC
4. BCH
5. RLUSD
6. QNT
7. HBAR
8. USDC
9. SHX
10. VELO
11. SOL

— EDO FARINA 🅧 XRP (@edward_farina) January 23, 2025

The Discussion

Farina’s list notably omits Bitcoin (BTC) and Ethereum (ETH), currently the largest cryptocurrencies by market capitalization. This omission has drawn skepticism, as BTC has long been viewed as the cornerstone of the cryptocurrency market, while Ethereum’s versatility as a smart contract platform has solidified its position near the top of the rankings.

One commenter, CRYPTOEUR, expressed doubts about the accuracy of Farina’s forecast, stating, “Can’t be serious when there is not BTC in this top. Maybe some will flip BTC, but not so much.” This sentiment reflects the broader belief that Bitcoin’s dominance in the market is unlikely to be entirely displaced, even if other assets experience substantial growth.

RLUSD and the Market Cap Debate

Ripple’s stablecoin RLUSD inclusion in the fifth position also generated substantial debate. A user named dogekid argued against its placement, pointing out that as a stablecoin pegged to fiat currency, its price does not fluctuate like other cryptocurrencies. They stated, “Take RLUSD off, it is a stablecoin. If it goes up, it will always stabilize back down to whatever fiat it is pegged to.”

However, another commenter, Why-T tv, countered this argument, asserting that Farina’s list is not based on price but on market capitalization.

They explained, “RLUSD should stay right there. He isn’t telling you the price is going up. He’s telling the market cap is going up. Market cap is irrelevant in crypto. Doesn’t accurately depict the market value.”

This highlights an ongoing debate within the crypto community about the relevance of market capitalization as an indicator of a cryptocurrency’s value or significance.

Implications of Farina’s Prediction

Farina’s forecast aligns with the perspective of many proponents of utility-driven cryptocurrencies. Digital assets such as XRP, XLM, and XDC, known for cross-border payments and enterprise solutions, dominate the list. This suggests a potential shift toward utility and real-world application over speculative value in determining market rankings.

Nevertheless, the exclusion of Bitcoin and Ethereum raises questions about the broader assumptions behind the prediction. While the growing focus on utility is widely acknowledged, BTC and ETH remain deeply entrenched in the crypto ecosystem, with widespread adoption, institutional interest, and significant developer activity.

As the cryptocurrency market evolves, debates over market dominance, utility, and valuation methods will likely intensify. Whether Farina’s vision materializes remains to be seen, but it is clear that shifts in rankings and perceptions of value are ongoing in this dynamic industry.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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As XRP recently hit a multi-year high of $1.9513, questions have arisen about whether its true market cap is being underreported due to how circulating supply is calculated.

Morgan argues that XRP’s market cap should reflect the approximately 62 billion tokens not locked in escrow rather than the 57.8 billion tokens currently reported as its circulating supply by CoinMarketCap.

There is less than 38 billion XRP left in escrow which means than when XRP reached $1.90 it’s market cap was almost $118 billion not $107 billion which is not being shown on @CoinMarketCap.
If so it has already flipped Solana. pic.twitter.com/oKHLdDwuNY

— bill morgan (@Belisarius2020) November 30, 2024

Ripple’s XRP holdings recently dropped below 39%, and at $1.90 per token, Morgan claims the market cap should be closer to $118 billion, a significant increase from the $107 billion figure derived from the listed supply.

In response to critics, Morgan clarified his methodology, “I am counting 62 billion not in escrow multiplied by $1.90. Do the math.” He dismissed the categorization of Ripple’s holdings outside escrow as “undistributed,” arguing that it is a subjective and arbitrary exclusion from the circulating supply.

The debate has drawn mixed reactions. One user countered, “Your maths is off as the circulating supply excludes ‘escrow’ and ‘undistributed.’ The latter belongs to Ripple outside of escrow.” Others reiterated that escrow doesn’t get counted until it has entered the market. Morgan, however, remains firm in his position, emphasizing that his calculations do not include escrowed tokens.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

Has XRP Surpassed Solana?

This issue is particularly relevant given XRP’s recent performance. After being overtaken by Solana in late 2023, XRP’s resurgence to $1.94 has reignited competition between the two assets. Morgan shared a screenshot showing Solana’s market cap at $115 billion at the time of his post, but his recalculations suggest XRP may have already surpassed it.

At the time of press, XRP is trading at $2.42, up over 30% in the past 24 hours. The digital asset has officially flipped Solana and Tether (USDT) to reclaim the third position after years of struggles and price suppressions.

Many experts have predicted that XRP will surpass Ethereum in this cycle. However, Morgan’s post is important as it highlights a significant valuation issue in the market that could hamper digital assets.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Stablecoins like RLUSD are designed to maintain a fixed value relative to a stable asset, in this case, the U.S. dollar. They are commonly used within the crypto ecosystem for trading and hedging against the volatility of other cryptocurrencies. Because RLUSD is pegged to the US dollar, it is not expected to deviate significantly from $1 under normal circumstances.

The glitch was purely an error in the display of the asset’s price and does not reflect any real change in the market value of RLUSD. A similar issue has occurred before on CoinMarketCap and other platforms that track cryptocurrency prices, where a system malfunction or data feed issue can cause brief, incorrect price displays.

XRP experienced a similar glitch months ago, showing a price of $9,557,352, while the digital asset’s real price hovered around $0.5. Notably, RLUSD’s 24-hour price change showed 0.0%, meaning its actual price did not change during that period.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

XRP Army Responds to Price Glitch

Responses from the community were mixed. While some users expressed excitement or concern about the implications of the glitch, others remained skeptical, questioning the significance of such anomalies. One user noted that the glitch revealed a market with “$0 liquidity,” which is not uncommon observation during such errors, as no real trades are taking place at the displayed price.

Others pointed out the intrinsic nature of RLUSD as a stablecoin, emphasizing that its price would be $1 and people should not expect price surges from it. As a result, many dismissed the glitch as inconsequential.

Updates on RLUSD

The RLUSD price glitch was a technical error that does not reflect the real value of the stablecoin, but the community has reasons for excitement, as the stablecoin is close to its official launch. After weeks of minting small amounts, Ripple recently minted over 40 million RLUSD within 24 hours.

The community expects RLUSD’s launch to boost XRP, as the stablecoin will increase trading activity on the XRP Ledger (XRPL), increasing XRP’s use as a bridge asset and burning more XRP in transaction fees.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The image showed XRP trading at a staggering $9,557,352. This is astonishingly higher than XRP’s current price of $0.5277 and has ignited a firestorm of reactions within the XRP community.

Read Also: XRP Price Abruptly Surged to $9,866, Sparking Community Reactions

A significant portion of the XRP community interpreted the glitch as a signifier of XRP’s underlying potential. They believe the displayed price represents the true value of XRP, and that a significant price surge is imminent, eventually propelling XRP to that level. One user even called it a prophecy, suggesting a preordained future price increase.

This optimism stems from XRP’s potential to revolutionize the cross-border payment sector. Many believe that adoption as a reserve currency can send XRP to unprecedented heights. However, most people expect prices around $10,000, and a price of $9,557,352 seems almost impossible for the digital asset.

Glitch or Foreshadowing?

The incident has also sparked debate regarding the nature of these glitches. While some dismiss them as mere technical errors, others believe XRP is being suppressed. The recurring nature of these glitches has also raised some questions in the community. One user asked why JackTheRippler was always the one to spot these glitches.

One community member also questioned why XRP appears to be disproportionately affected by such pricing errors. JackTheRippler has shared multiple glitches over the past few months and the frequency seems to be increasing.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

A Call for Concrete Developments

While some within the XRP community are excited about these glitches, others express a desire for more tangible progress. These glitches only affect the display prices and investors can’t trade at these prices. Many users want to see real progress instead of continued glitches that don’t lead to anything tangible.

Read Also: Another XRP Glitch On This Top Exchange Ignites Community Reactions

However, analysts have shared many bullish predictions about XRP, and these users might start seeing significant progress soon. Following XRP’s recent bullish performance, an analyst stated that XRP’s current price might be the final buying opportunity at low prices.

While the incident has ignited excitement within a segment of the XRP community, it has also prompted questions about the validity of such price displays and the need for more concrete developments to drive long-term price growth.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Going by the recent report shared by CoinMarketCap, during the first quarter of 2022, Terra Classic managed to accrue 11.40% market share, which placed it as the 5th most viewed digital asset among Asian crypto investors.

Read Also: Terra Classic Projects Have Burned about 33 Million LUNC This Week

This outstanding performance placed Terra Classic (LUNC) above other top cryptocurrencies such as Ethereum (ETH), XRP, and Binance Coin (BNB). Only BTC, BABYDOGE, SHIB, and Pi were ranked higher than LUNC.

The trending report also reveals that Terra Classic (LUNC) holds the fifth position among the most viewed cryptocurrencies in Europe with 9.88% market share. Only Bitcoin (BTC), Shiba Inu (SHIB), Ethereum (ETH), and Solana (SOL) were ranked higher than the decentralized finance (DeFi) project among European investors.

#Bitcoin $BTC dominated the ranking as the most viewed coin across all regions.
Meme coins like #ShibaInu $SHIB and #BabyDogeCoin #BABYDOGE were popular across all regions — but least so in Europe.

<6/6> pic.twitter.com/L3Rx2fnLro

— CoinMarketCap (@CoinMarketCap) April 3, 2023

Another notable data presented by CoinMarketCap shows that Terra Classic is the most viewed asset in the DeFi sector.

Read Also: Terra Classic Total Burns Finally Crosses 50 Billion LUNC. Here’s the Significance

According to the crypto aggregating platform, LUNC accounts for up to 44.20% of all the views associated with the DeFi sector on the platform in the first quarter of this year. The report also states that the Terra Classic burn campaign has managed to take over 52 billion LUNC out of the circulating supply.

From #CMCReport – According to #CMC: An Overview of Q1

Here are your Top Coins in the Most Viewed Sectors

<1/6> pic.twitter.com/KcL5vhrb5M

— CoinMarketCap (@CoinMarketCap) April 4, 2023

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Following the historic de-pegging of TerraClassicUSD (USTC) in May, more LUNC tokens were minted into circulation. This led to Coinmarketcap presenting inaccurate data regarding the circulating supply of Terra Classic (LUNC). 

Per a Tuesday update by Classy Crypto, a pseudonymous validator on the Terra Classic network and a top community influencer, LUNC circulating supply has been officially updated on the widely-visited crypto tracking platform, Coinmarketcap. This implies that numeric details about the Terra Classic (LUNC) token have been given a better representation. 

Classy Crypto tweeted, “Just in: LUNC circulating supply on Coinmarketcap has just been updated once again! Seems like LUNC figures are now being better represented!”

JUST IN : $LUNC circulating supply on @CoinMarketCap has JUST been updated once again!

Seems like #LUNC figures are now being better represented! pic.twitter.com/srZErO4JxV

— Classy (@ClassyCrypto_) November 14, 2022

Read Also: Terra Classic Ineligible For Industry Recovery Funds Introduced by CZ Binance: Details

Likewise, ReXx of Terra Rebels confirmed the update in a subsequent tweet, adding a direct link for community members to check out the LUNC supply update on the Coinmarketcap website. He wrote, “for those who have been patiently waiting, the LUNC supply on CMC is officially updated.”

https://t.co/FGGmLXqwBr

For those who have been patiently waiting, the #LUNC supply on CMC is officially updated.

— reXx (@reXxTerraRebels) November 14, 2022

Notably, ReXx is an administrator and marketing representative of Terra Rebels, a decentralized community of developers focused on the revitalization of the Terra Classic ecosystem. 

However, some inconsistencies have been spotted in the LUNC circulating supply figures. According to Coinmarketcap, the team has verified the Terra Classic’s circulating supply and total supply to be 6,006,193,608,289 LUNC and 6,879,919,205,657 LUNC respectively. 

Meanwhile, the LUNC burn tracking platform shared in a Monday Twitter post that the circulating supply of Terra Classic is 5,968,159,444,749. 

Total burned $Lunc: 27.2b
Burned 24hrs 0.2% burn tax: 88.34m

T/S: 6,880,441,407,870
C/S: 5,968,159,444,749
M/C: $1,108,585,616
Vol24h: $110,179,431$Lunc Staking

bonded: 857,600,187,323
unbonded: 37,905,818,691
% t/s: 12.46% #Lunc #LUNCcommunity #luncburn #lunaclassic

— LUNC Burn  (@LunaBurn_13) November 13, 2022

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Shiba Inu (SHIB), the second-largest decentralized dog-themed token, seems to be gaining interest from more investors as seen in its recent rising market value. The price of SHIB has increased by over 26% in the past 7 days and almost 50% in the past 30 days, according to Coinmarketcap data.

Read Also: Shiba Inu Lead Developer’s Response to a User Who Wants SHIB Price to Go Up

Read Also: ETH Whales Increase their SHIB Holdings By 580% in 24 Hours As Whales Interest in Shiba Inu Grows

The dog-themed token is the most trending token on Coinmarketcap, the platform that tracks and provides data for all cryptocurrencies, crypto exchanges, and other crypto-related information, at the time of writing. 

Overall, Shiba Inu has recorded enormous adoption from several businesses and financial entities. More so, interesting developments like the Shiba Eternity game and Shibarium, a layer 2 protocol is set to be added to the ecosystem this 2022.

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What Actually Happened?

A couple of hours ago, an image from the popular game “Among Us” was shared via the official Twitter handle of CoinMarketCap. In the tweet, the platform’s teeming followers were sarcastically asked to identify and call out the impostor among the nine mentioned cryptocurrencies in the captioned image.

Read Also: What Coinbase CEO Brian Armstrong Has To Say about Ripple-SEC Case

The already deleted tweet says, “Who’s the imposter…? Bitcoin (BTC), Ethereum (ETH) Binance Coin (BNB) Litecoin (LTC), XRP, Monero (XMR) Chainlink (LINK), MKR, and NEO.”

After tons of comments from the crypto community on Twitter, the crypto data aggregator eventually called out the so-called impostor. From the comments, many were shocked after CoinMarketCap concluded that Ripple’s XRP was the imposter among the listed cryptocurrencies.

According to the platform, XRP cannot be regarded as a digital currency because its use and deployment are majorly controlled by some authorities. The platform claimed that XRP does not align with the primary purpose of crypto, which is decentralization.

CoinMarketCap tweeted, “The answer: $XRP – for being controlled and governed by authorities, hence defeating the purpose of cryptocurrency. All the other coins in this are decentralized and are basically “people’s crypto”.”

Read Also: Brad Garlinghouse Speaks On How Ripple Would Respond If the Case Fails To End in Favor of XRP

CZ Binance Apologizes to the XRP Community

According to CZ Binance, he made some findings after the controversial and derogatory tweet aimed at the Ripple and XRP community went viral. He was told that the tweet was shared by an employee who just joined the company.

Binance CEO apologized to the XRP community and assured that such an unfortunate incident will not repeat in the future. CZ made this statement in response to a tweet from a member of the XRP community.

CZ tweeted, “I asked, mistake by a new joiner. All his managers know too now. Shouldn’t happen again. Sorry about that. As platforms, we should remain neutral, to the extent possible.”

I asked, mistake by a new joiner. All his managers know too now. Shouldn't happen again. Sorry about that.

As platforms, we should remain neutral, to the extent possible.

— CZ Binance (@cz_binance) April 29, 2022

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