The commentator behind the post is Stellar Rippler (@Stellar_Rippler), who tied a video of Lavrov to a broader thread about what he calls the BRICS de-dollarization agenda. The post presents a cluster of claims around this video, arguing they add up to a growing role for XRP in global trade settlement.

BRICS Is Indeed Preparing A New Financial Infrastructure To Bypass SWIFT

Japan and India just confirmed a game-changing digital asset alliance that will completely bypass SWIFT, slash dollar dependence, and supercharge the BRICS de-dollarization agenda.

India is also… https://t.co/Ykujr6z79j pic.twitter.com/pEJu8cfiPs

— Stellar Rippler (@Stellar_Rippler) June 30, 2026

The Russian Minister’s Comments

In the video, Lavrov discusses BRICS financial infrastructure. He references a grain exchange, an investment platform, and a reinsurance entity under development. He says these tracks have been completely monopolized by Western institutions.

Lavrov states that BRICS nations are building infrastructure not prone to arbitrary behavior and settling trade in national currencies instead of dollars or euros.

He adds that India’s development plans for 2027 should include this kind of safety net. His reasoning is that any country could fall out of favor with Western institutions at any time. He points to Eurasian nations, including Persian Gulf states, as the primary stakeholders in this shift. Lavrov’s remarks don’t name XRP, Ripple, or any specific digital asset, but Stellar Rippler makes that point.

Key Developments Driving Optimism

Stellar Rippler references recent reports that Japan and India have confirmed a digital asset alliance designed to bypass SWIFT and reduce dollar dependence. He claims India is leading a BRICS-Pay Initiative and states that India confirmed at the Indian Fintech Festival that it’s working with Ripple on cross-border payments.

Separately, Stellar Rippler claims Russia’s Foreign Ministry has disclosed a need for a neutral cross-border settlement system, one that is not a stablecoin and not controlled by any single party. Notably, Russia recently listed XRP on the Moscow Exchange under the MOEXXRP ticker.

He further claims that Russia, the UAE, and India settled the world’s first off-petroleum grid oil transaction in 2025, using local currencies and Ripple’s network for settlement.

The Case for XRP as a Bridge Asset

Taken together, Stellar Rippler claims this cluster of developments confirms XRP as what he calls a new global neutral asset, bridging every currency.

His argument rests on layering the Lavrov video, which discusses de-dollarization in general terms, on top of the data he presented about Ripple’s specific involvement in Russian, Indian, and Emirati trade settlement.

He presents Lavrov’s comments as institutional validation for the broader thesis. XRP fits the bill for what BRICS wants, and Stellar Rippler suggests that the asset could serve in that role.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The Six-Year Pattern

Austin walked through each July on his chart, starting in 2020, when XRP ran from $0.19 to $0.32, a move of over 50%. July 2021 brought a retracement from $0.55 to $1.32. July 2022 marked the bear market bottom, with a smaller bounce of about 28%, the smallest of the six July moves.

In 2023, XRP jumped from $0.45 to nearly $1 within the first two weeks of the month after the court ruling that determined XRP is not a security. July 2024 saw XRP rise from $0.38 to $0.64, also near 100%. Last July, XRP hit its all-time high of $3.65, up from around $1.90.

Austin called that 2025 peak a bull trap rather than a genuine breakout. He said it looked more like the 2021 retracement than a true impulsive rally. He also pointed to the bear market that followed as proof.

Every July since 2020 has brought a pump for XRP.

Some marked the beginning of major runs.
Others signaled the end of brutal corrections.

July is here again.

I just broke down the chart and why I think many people may be underestimating what's coming next for $XRP.

https://t.co/8RfIXUKoGg pic.twitter.com/iM1rXCN3MM

— Austin (@Austin_XRPL) July 1, 2026

Where XRP Stands Now

Austin believes XRP just finished a one-year correction from that bull trap top. He said, “I think we will have a fast reversal out of here for wave three to kick off.” He backed this up with RSI data. On the weekly chart, RSI sits at historically oversold levels, and it is the lowest it has ever been heading into July on the monthly chart.

He highlighted the poor market sentiment as a condition that could favor a bigger breakout beyond a falling wedge on the chart. Austin said this could push XRP toward new all-time highs, though he admitted that outlook “might sound a little hopium.”

Ripple Developments Add Context

Austin also referenced recent comments from Ripple CEO Brad Garlinghouse, including his statement that “financial engineering doesn’t drive long-term value, utility does,” tying that view to Ripple’s work on the XRP Ledger.

Austin also flagged news of a new stablecoin, Open USD, noting that Ripple is one of the day-one integration partners. He referenced commentary from Chad Steingraber suggesting Ripple could revisit its past interest in acquiring Circle.

What This Means for XRP

Austin’s central argument rests on the idea that XRP’s move off the $0.38 low in 2024 was impulsive, not corrective, and that the past year has functioned as a wave 2 pullback.

If that count holds, he expects wave three to begin soon. He combined that technical view with extreme oversold RSI readings and a pattern of July gains going back six years.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In his latest analysis, he compared the current monthly chart with XRP’s previous market cycles, highlighting moving average behavior that preceded major rallies.

The chart focuses on the relationship between the 50-period simple moving average (SMA), the 88 SMA, and a resistance zone near $1.65. It also projects upside targets of $7.50 and $42 if XRP clears that barrier.

#XRP – The $1.65 Macro Gate :

#XRP has opened July below the 50 SMA on the monthly timeframe.

Historically, in Cycle 1 and Cycle 2, $XRP did bottom perfectly at the around 88 SMA.

It went deeper and tested the 88 SMA zone before the real macro expansion started.

So… pic.twitter.com/sbL1n66EYA

— EGRAG CRYPTO (@egragcrypto) July 1, 2026

Revisiting a Familiar Setup

The analyst noted that XRP opened July below the 50 SMA on the monthly chart. He believes that position resembles the structure seen during the asset’s first two major market cycles.

According to his post, XRP “did bottom perfectly at the around 88 SMA” in both Cycle 1 and Cycle 2 before beginning a sustained advance. His chart shows price testing the 88 SMA before launching into strong rallies. The current setup places XRP between the 50 SMA above and the 88 SMA below, creating a structure that closely resembles those earlier cycles.

Possible Paths From Current Levels

The analyst assigned probabilities to three scenarios. He believes the highest-probability outcome, at 55%, is for XRP to retest or briefly wick into the 88 SMA before beginning its next expansion.

His second scenario carries a 30% probability. In that case, XRP quickly reclaims the 50 SMA, allowing this cycle to advance without another test of the 88 SMA. The remaining 15% scenario calls for additional time before the next major move develops.

The Defining Level

Despite presenting multiple possibilities, EGRAG CRYPTO repeatedly returns to the same resistance level. He described $1.65 as the gate before adding, “Break $1.65, and the chart changes completely.”

The chart identifies a resistance zone around $1.61 to $1.65, which aligns with the 50 SMA. A move above that area would place XRP back above this long-term moving average, a development the analyst associates with renewed strength.

Is XRP Going to $42?

Once XRP moves above $1.65, the chart identifies $7.50 as the first major expansion target. It also projects $42 as the “ultimate historical measured-move target.” Those projections are based on historical advances shown on the chart, including gains of more than 1,200% and 7,000% during earlier cycles after similar technical structures.

The analyst believes the most likely outcome remains another test of the 88 SMA before XRP begins a larger advance. However, he added that a quick recovery above the 50 SMA could produce “a new version” of the current cycle.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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His post focused on the monthly Relative Strength Index (RSI), with the researcher suggesting the current reading could precede a significant move.

He stated, “The reversal will catch most off guard.” His analysis focused on long-term momentum rather than short-term price action, highlighting XRP’s monthly RSI as the key signal to watch.

$XRP M -Just look at that RSI…

The reversal will catch most off guard.

Its coming ….. pic.twitter.com/jYNWA32jjd

— Ripples (@Ripplesinwales) July 1, 2026

Monthly RSI Returns to a Notable Area

The chart shows XRP trading near $1.04 after pulling back from its 2025 peak. Price action also highlights a symmetrical triangle that developed over several years before XRP broke above the pattern. Following that breakout, the asset surged to an all-time high of $3.65 before retracing toward current levels.

He placed particular emphasis on the monthly RSI, which has fallen to historic lows around the 40 level after previously reaching overbought territory during the rally. Historically, similar RSI pullbacks on the monthly chart have appeared after periods of strong price expansion before momentum recovered.

The indicator now sits below its moving average, while the moving average itself trends lower. He highlighted this combination as the area to watch, suggesting the current RSI level could mark the beginning of another shift in momentum.

Watching the Chart Structure

Beyond the RSI, the chart continues to show XRP holding above the former triangle breakout area. In technical analysis, a successful breakout often sees price revisit previous resistance before establishing support and continuing its trend.

The monthly chart also reflects declining volatility compared with the explosive move after the breakout and the prolonged decline that followed. Trading volume increased sharply during the rally, then eased as XRP entered its current consolidation phase. That combination of a cooling RSI and price holding above the breakout zone forms the basis of Ripple’s bullish outlook.

Attention Turns to XRP’s Next Move

The chart suggests XRP has entered a period where traders will closely monitor momentum indicators for confirmation of the next trend. A sustained recovery in the monthly RSI could strengthen the bullish case presented in the post, particularly if the asset’s price continues to hold above the former triangle resistance.

At the same time, the long-term breakout structure remains intact on the chart, giving market participants another technical level to monitor as XRP develops its next move.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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While its price remains under pressure, the analyst argues that the Relative Strength Index (RSI) now offers a clearer signal to watch over the coming months.

He said the monthly RSI has reached its lowest level on record after breaking through several long-standing support zones. The chart outlines the levels he expects the indicator to reclaim before a larger bullish move can develop.

#XRP Monthly RSI Update :

The 1-2-3 RSI bottom model has officially failed.

Instead, #XRP has done something even more interesting… It has entered the most oversold Monthly RSI in its history, breaking below 42, 41, and even 40.

Now the RSI is flattening. This is where… pic.twitter.com/FQdTkDuCDX

— EGRAG CRYPTO (@egragcrypto) July 1, 2026

XRP Reaches Its Lowest Monthly RSI

EGRAG CRYPTO opened his analysis by announcing a change in his previous outlook. “The 1-2-3 RSI bottom model has officially failed.” He then explained that XRP “has entered the most oversold Monthly RSI in its history, breaking below 42, 41, and even 40.”

The chart reflects that move. The monthly RSI has dropped beneath multiple historical support levels before beginning to flatten near the 40 region. That marks the lowest monthly RSI reading shown across the chart’s history.

Key RSI Levels Come Into Focus

Rather than focusing only on XRP’s price, the analyst identified several RSI levels that could shape the next stage of the recovery. He expects the indicator to reclaim 40, then 42, followed by 46.5, 47.8, and eventually move above 50.

The last powerful breakout above 50 coincided with XRP’s 500% surge in late 2024. If XRP can gain momentum and regain these levels, we may see another notable breakout.

The Chart Projects a Strong Recovery

The chart extends beyond the initial recovery levels. A white arrow shows the RSI moving back toward 50 before a larger green arrow projects a climb toward 80. These levels match XRP’s previous peaks above $3, and reaching these levels now depends on how the RSI reacts.

XRP Could Still Form Another Low

EGRAG CRYPTO also explained that price action does not need to bottom before momentum begins improving. He wrote, “Price could still print a lower low.” That possibility remains central to his outlook because the RSI could strengthen even if XRP revisits lower price levels.

The chart shows the RSI flattening despite the recent decline, suggesting momentum has started to stabilize. The analyst believes the next major technical confirmation would come if it records another low while the RSI forms a higher low.

“If that happens while RSI makes a higher low, we get a powerful bullish divergence.” He closed his analysis by encouraging traders to monitor momentum rather than price alone.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The findings push back against a common concern in the community that RLUSD’s growth could come at XRP’s expense. Instead, the firm argues the stablecoin’s expansion has directly reinforced XRP’s role as the underlying settlement asset.

1/5 The worry we keep hearing: as RLUSD grows on XRP, RLUSD starts to eat XRP. We pulled every RLUSD trade on-chain to check. To date, the data shows the opposite.

This content is for informational purposes only and does not constitute investment advice. This content may… pic.twitter.com/zq1e0ehZou

— evernorthxrp (@evernorthxrp) June 30, 2026

A Rapidly Growing Share of On-Chain Trading

RLUSD accounted for less than 1% of trading activity on the XRP Ledger at the start of 2026. Evernorth showed that this figure has climbed to roughly 12%. It also noted that the RLUSD/XRP trading pair alone generated approximately $900 million in volume over six months. This represents 88% of all activity within that specific pairing.

Evernorth also disclosed that cumulative trading volume across all RLUSD pairs on the XRP Ledger has surpassed $2.5 billion since the stablecoin’s launch. Every transaction involving RLUSD still settles in XRP and pays network fees denominated in XRP.

This design increases demand for XRP as RLUSD grows. Evernorth described this activity as genuine economic throughput for the ledger rather than a substitute for it.

Transaction Counts And Supply Have Multiplied

The report also highlighted a sharp rise in transaction frequency. Monthly transactions tied to RLUSD rose from around 54,000 in December 2024 to a range between 600,000 and 1.1 million more recently, with the stablecoin now driving close to one million transactions per month on its own.

Alongside this, RLUSD’s circulating supply on the XRP Ledger expanded dramatically, moving from roughly $20 million at the close of 2024 to more than $800 million by late June 2026. Evernorth noted that the XRP Ledger now holds about 51% of RLUSD’s total supply, a larger proportion than what currently sits on Ethereum.

Institutional Use Continues To Expand

Beyond trading metrics, the report pointed to broader adoption across the network. As of June 25, 45,527 accounts on the XRP Ledger held RLUSD, spread across 93,898 trust lines. Direct payment volume using RLUSD also grew substantially, rising from about $68 million in December 2024 to more than $5 billion by May 2026.

Evernorth characterized this trend as evidence of increasing institutional-scale reliance on the network, framing RLUSD’s trajectory as complementary to XRP’s function rather than competitive with it.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Some investors have wondered whether the introduction of RLUSD signals that XRP is no longer central to Ripple’s payments strategy. Crypto analyst Mariano Sevilla has now addressed those concerns, presenting a detailed explanation of why he believes the two digital assets were designed to work together rather than compete.

In a thread shared on X, Sevilla stated that many investors misunderstand the purpose of RLUSD because they assume it was created to perform the same function as XRP. According to him, that assumption overlooks the technical roles each asset plays within Ripple’s broader payments infrastructure.

Si XRP era la solución definitiva para los pagos globales, ¿por qué Ripple creó la stablecoin RLUSD? La comunidad está dividida entre el miedo a la sustitución y la confusión. La realidad técnica es mucho más profunda. Abro hilo para inversores serios. 1/5 https://t.co/wCjQ4DtVde

— Mariano Sevilla (@MarianoSevillaY) June 30, 2026

Different Functions, Not Competing Assets

Sevilla opened his thread by posing a question that has become increasingly common among XRP holders: if XRP is the definitive solution for global payments, why did Ripple introduce RLUSD?

He noted that opinions within the community remain divided, with some expressing concern that RLUSD could eventually replace XRP. In contrast, others remain uncertain about how both assets fit into Ripple’s long-term strategy. However, he maintained that the technical explanation is more nuanced than those debates suggest.

According to Sevilla, the biggest mistake is treating XRP and RLUSD as competing products. He explained that financial institutions require precise account balances and generally avoid exposure to unnecessary price volatility. Because of that, he said XRP was never intended to function as a stable store of value before transactions occur.

Instead, Sevilla described XRP as an asset built to transfer value efficiently between markets. In his view, its market price fluctuations are an inherent characteristic rather than a flaw in its design.

RLUSD Provides Stability While XRP Moves Value

Sevilla went on to explain that RLUSD fulfills a separate institutional need. Rather than replacing XRP, he said the stablecoin provides the price stability that banks and other financial institutions expect before initiating transfers.

He characterized RLUSD as the form of money that institutions are already comfortable holding because its value remains stable. XRP, meanwhile, serves as the underlying technical asset that enables efficient movement of value across networks.

From this perspective, Sevilla believes each asset performs a distinct function within the same payment system. One offers predictable value, while the other provides the mechanism for transferring that value across markets.

Why RLUSD Activity Could Still Benefit XRP

Sevilla also pointed to the XRP Ledger’s transaction mechanics as evidence that RLUSD adoption may support XRP rather than weaken its role.

He noted that every RLUSD transaction executed on the XRP Ledger requires a network fee that is paid in XRP and permanently burned. As a result, he said greater RLUSD activity on the ledger would translate into higher transaction volumes, increased liquidity, and a more consistent rate of XRP being removed from circulation through fee burns.

Based on that framework, Sevilla finalised that XRP and RLUSD should be viewed as complementary components of a shared financial infrastructure instead of rival assets. He added that evaluating either one in isolation fails to capture how the overall system is intended to function.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto investor Jacob Metzger has highlighted Ripple’s reported involvement in OpenUSD (OUSD), a stablecoin initiative backed by more than 140 companies, describing the move as another step in the company’s broader strategy to expand the XRP Ledger’s role in global finance.

In a post on X, Metzger described the announcement as “massive” news for Ripple and XRP supporters. He pointed to Ripple’s recent acquisitions, including Hidden Road and Gtreasury, and suggested that the company is steadily building an ecosystem that could help standardize future financial infrastructure.

He wrote that Ripple’s growing portfolio is “one-of-a-kind” and characterized the company’s approach as a quiet but significant effort to reshape financial services.

BREAKING: The Truth About Ripple $XRP Joining The 140-Company Stablecoin Nobody Is Telling You

Ripple’s armada is already one-of-a-kind… (with their multi billion dollar acquisitions like Hidden Road and Gtreasury)

This is how you quietly standardize the future of… pic.twitter.com/YvAv7dL3sr

— Jacob Metzger (@MasterHuzzah) June 30, 2026

Jacob Metzger Explains Why the Development Matters

In an accompanying video, Metzger provided additional context about the OpenUSD initiative and why he believes Ripple’s participation is important.

According to him, major financial companies such as Mastercard, Visa, BlackRock, Coinbase, and American Express are among the organizations supporting the launch of OpenUSD. He explained that the stablecoin is backed by more than 140 companies through an initiative known as OpenSource and is designed to offer a neutral, low-cost option for global payments without minting or redemption fees.

Metzger also noted that the project’s revenue-sharing structure distributes proceeds among participating partners, describing it as a compelling business model for those involved.

He then shifted his focus to Ripple’s role, stating that the company has joined the initiative as a day-one integration partner. Based on his comments, OpenUSD is expected to operate on the XRP Ledger from the outset, placing Ripple’s blockchain infrastructure within one of the industry’s newest stablecoin ecosystems.

Ripple’s Expanding Stablecoin Strategy

Metzger emphasized that Ripple’s participation in OpenUSD does not replace its own RLUSD stablecoin. Instead, he said the two initiatives can coexist, with Ripple continuing to develop RLUSD while also supporting another major stablecoin project through the XRP Ledger.

He suggested that additional stablecoins operating on XRPL could increase on-chain activity, strengthen the network’s utility, and encourage broader real-world adoption of XRP. In his view, the development also reflects a wider shift among traditional financial institutions toward stablecoin-based payment solutions.

Metzger further stated that Ripple continues to build relationships with major financial institutions, government agencies, and central banks as it pursues its long-term vision for digital payments.

Concluding his remarks, Metzger said the announcement serves as another indication that the XRP Ledger remains relevant within the evolving financial landscape. He maintained that Ripple is not merely adapting to changes in the industry but is helping shape the future of digital payments and the movement of value through blockchain technology.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The crypto commentator Digital Asset Investor explained why he believes progress on the Clarity Act could become a major catalyst for XRP, while also presenting several AI-generated price forecasts tied to different regulatory outcomes.

Legislative Developments Take Center Stage

In the video attached to his X post, Digital Asset Investor pointed to recent comments from journalist Eleanor Terrett, who said the next two weeks could determine the fate of the Clarity Act as the U.S. Senate remains out of session until July 13.

According to the commentator, Terrett noted that congressional staff, the White House, and industry stakeholders are working to resolve the remaining issues preventing the legislation from reaching a Senate floor vote.

He also referenced a CoinDesk report stating that the White House is meeting with law enforcement groups to address their concerns about the Clarity Act. He added that Senate Majority Leader John Thune has reportedly indicated he could bring the bill to a floor vote in July regardless of whether Democrats are fully prepared to support it.

Commenting on the political landscape, Digital Asset Investor said he expects Democratic lawmakers to ultimately back the legislation because they will be focused on reelection.

XRP Reset Code Found: Clarity Act 2 Week Warning
Watch The Full Youtube Video Here:https://t.co/ljuGzCDx4b pic.twitter.com/4cCl5qQZC9

— Digital Asset Investor (@digitalassetbuy) June 30, 2026

Historical XRP Performance and AI Price Forecasts

Turning to XRP’s market outlook, the commentator highlighted historical monthly performance data that he said shows July has consistently been one of XRP’s strongest months. According to him, July has been the token’s most bullish month from 2020 through 2025, leading him to suggest that the coming month could once again prove favorable.

He then explained that he asked several artificial intelligence models to predict XRP’s price if the Clarity Act passes in August. According to the forecasts he presented, Grok projected a bearish range of $1.80 to $2.80, a bullish range of $3.50 to $5.50, and a mega bullish range of $7 to $10 by the end of 2026.

He said Google’s Gemini produced similar bearish and bullish estimates but offered a much higher mega bullish target of $15 to $30.

Digital Asset Investor also shared ChatGPT’s response, which projected a bearish range of $2.50 to $4.00, a bullish target of $6 to $10, and a mega bullish outcome exceeding $15 to $30. Claude, meanwhile, forecast a bearish range of $1.30 to $2.00, a bullish range of $3 to $6, and a mega bullish target of $8 to $15.

Based on those responses, the commentator said he believes XRP is positioned for a “mega bullish” outcome if the Clarity Act becomes law.

Alternative Scenario Without the Clarity Act

Digital Asset Investor also explored a separate scenario inspired by a post from Tony Valentino. The hypothetical assumes that the Clarity Act does not pass. Still, XRP emerges as the only Layer 1 blockchain with regulatory clarity in the United States and becomes the banking settlement layer.

To examine that possibility, he said he again turned to AI for projections. Referencing ChatGPT’s response, he said the model estimated a strong adoption scenario at $8 to $20, an institutional settlement scenario at $20 to $50, and a dominant global settlement scenario between $50 and $150. According to the figures he shared, the most optimistic outcome placed XRP between $150 and $500 by the end of 2026 if it became the primary settlement infrastructure for the financial system.

Supporting that broader thesis, Digital Asset Investor revisited comments previously made by serial entrepreneur and investor Greg Kidd, who described Ripple’s vision as a “universal ledger” capable of representing both traditional and digital forms of value.

The commentator said members of the XRP community have discussed this concept for years, emphasizing that it does not imply a single blockchain but rather a central ledger through which a significant portion of global value could eventually move.

He concluded the presentation by revisiting Ripple CEO Brad Garlinghouse’s past comments that XRP could eventually capture approximately 14% of SWIFT’s transaction flows, using that estimate as part of his broader long-term outlook for the digital asset.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto commentator X Finance Bull, speaking on this development via an X post, pointed to a series of statements from lawmakers and White House officials that suggest July could become a pivotal month for digital asset regulation in the United States.

The post focused on what the commentator described as a noticeable shift in the tone coming out of Washington, particularly for holders of U.S.-based digital assets such as XRP, XLM, and HBAR. According to X Finance Bull, recent comments from key policymakers indicate that efforts to establish a regulatory framework for cryptocurrencies are moving from general optimism toward a greater sense of urgency.

CLARITY ACT UPDATE

If you hold $XRP, $XLM, $HBAR and digital assets made in america, the tone out of Washington just shifted from hopeful to urgent.

Senator Tim Scott came out in agreement with Leader Thune: the Senate should vote on crypto market structure legislation… https://t.co/iZQyZWapdw pic.twitter.com/O2bjOGUFXu

— X Finance Bull (@Xfinancebull) June 30, 2026

Senator Tim Scott Backs July Vote

At the center of the update is Senator Tim Scott, who publicly agreed with Senate Majority Leader John Thune that the Senate should vote on crypto market structure legislation in July.

X Finance Bull shared a screenshot of Scott’s post, in which the senator stated that the Senate should move forward with crypto market structure legislation during the month. Scott also described the bipartisan proposal as legislation that would provide clear rules for the industry, protect consumers, and ensure innovation remains in the United States.

The attached image also included a Punchbowl News report discussing preparations for a Senate vote on the CLARITY Act. According to the report shown in the screenshot, Thune indicated he was willing to give Democrats additional time to address concerns surrounding the latest draft of the legislation, which would introduce broad changes to the regulatory framework governing digital assets.

For X Finance Bull, Scott’s endorsement represents another indication that congressional leadership is aligning around the goal of advancing crypto legislation before the current legislative window closes.

White House Comments Add to Expectations

The commentator also pointed to remarks from White House official Patrick Witt, who reportedly described July as “quite a month.” According to the post, Witt connected the timing to the United States’ upcoming 250th anniversary celebrations while also referencing the country’s long-standing role in global financial leadership.

X Finance Bull emphasized that both the Senate and the White House are now delivering messages that support progress on digital asset legislation during the same timeframe. The commentator suggested that this level of alignment between congressional leaders and the administration is uncommon and could increase expectations that lawmakers will schedule a formal Senate vote.

The post concluded by shifting attention to what X Finance Bull believes is the remaining question. In the commentator’s view, the political willingness to advance the legislation is now evident. The focus has therefore turned to whether Senate leadership will place the crypto market structure bill on the legislative calendar before the opportunity to act in July passes.

While no official vote has yet been scheduled, the latest statements highlighted by X Finance Bull have added to expectations that the coming weeks could prove important for the future of the CLARITY Act and the broader regulatory landscape for digital assets in the United States.

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