An XRP community member recently called out Ripple CEO Brad Garlinghouse and CTO Emeritus David Schwartz, demanding XRP reach $15-$20 and accusing Ripple of prioritizing RLUSD over XRP. Digital Asset Investor pushed back hard in a new video.
Who Needs XRP to Grow More?
He argued that nobody on Earth has more incentive for XRP’s price to rise than Ripple itself. “If you owned the XRP that Ripple owns, would you want the price to go up or down?” He compared it to real estate investing, where experienced investors accept price fluctuations without complaint.
He also noted that some negativity is coordinated, describing an “AI swarm” of anti-XRP bots and seeing no coincidence in the timing.
Investors Demand $15-$20 XRP & Midterm Pro-Crypto Elections pic.twitter.com/X4AbUhdatQ
— Digital Asset Investor (@digitalassetbuy) November 3, 2026
XRP’s Role in the Payment Stack
For those still questioning XRP’s utility, Digital Asset Investor shared a clip from SMQKE, a crypto researcher, that presented documented evidence of XRP functioning inside live payment systems.
Ripple executives and outside builders confirmed XRP’s role in those systems on record. One clip confirmed dollar-to-peso transfers settle in 10 minutes instead of three days. Ripple also uses XRP to create global liquidity for its payment flows.
R3 showed live settlement in XRP on screen. Ondo brought its tokenized treasury product OUSG to the XRP ledger, with real investors minting and redeeming it in production daily. Digital Asset Investor believes full adoption will happen behind the scenes, with massive volumes of money moving through XRP without end users ever seeing it.
Pro-Crypto Elections
The recent midterm elections carry direct consequences for the crypto industry. A news clip featured in the video reported that the largest group of single-issue super PACs in U.S. history spent over $206 million to shape the outcome.
Crypto-related PACs spent approximately $250 million in 2024 to elect pro-industry candidates, achieving a 91% success rate across 52 of 57 races. XRP also experienced a massive surge in late 2024 following that election and the market is eager to see that repeat.
Digital Asset Investor urged pro-crypto Massachusetts voters to support John Deaton, calling him “the most pro-crypto candidate” in the country. However, Deaton only secured around 30.75% of the vote.
Institutional Interest Keeps Building
Wolverine Asset Management disclosed 52,522 shares of the Bitwise XRP ETF in its latest SEC filing. XRP saw 7,934 new wallets created on November 1st, the sixth highest daily total of 2026. When spot ETF outflows hit Bitcoin at $398 million and Ethereum at $139 million, XRP recorded just $529,000.
Digital Asset Investor has held XRP since 2013 and believes adoption is advancing steadily for those who understand the bigger picture.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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