Crypto enthusiast Michelle Kirby X has urged the XRP community to focus on fundamentals rather than claims that the cryptocurrency is “finished,” while an accompanying video questions whether some of the most aggressive XRP price targets are realistic.
She encourages investors to do their own research and review developments surrounding XRP before making conclusions about its long-term potential.
Investors Urged to Watch XRP Fundamentals
In her tweet, Michelle Kirby X directly pushed back against claims that XRP has reached the end of its growth potential. She said anyone telling investors XRP is finished is pushing a particular narrative and encouraged followers to do independent research.
“Do your own research. Watch the fundamentals,” she wrote, emphasizing the importance of developments beyond short-term price movements.
Kirby also framed the issue around whether investors are paying enough attention to XRP’s underlying fundamentals before broader market participants potentially recognize them. Her comments did not provide a specific price target. But instead focused on the importance of assessing XRP’s potential independently.
The video attached to the post takes a more skeptical approach to some of the higher XRP price predictions circulating within the cryptocurrency market.
Anyone telling you XRP is finished is selling you a story.
Do your own research. Watch the fundamentals. 👀
The real question isn’t whether XRP has potential…
It’s whether you’re paying attention before the market does. 🚀#XRP #Ripple #XRPL #Crypto pic.twitter.com/4ln6J1pfvO
— Michelle Kirby X (@michelekirby623) September 5, 2026
Video Questions the Mathematics Behind a $40 XRP Target
The speaker begins with an XRP price of approximately $1.40 and an associated market capitalization of about $88 billion. From there, the speaker calculates that reaching $40 would require XRP to increase by approximately 28.57 times from $1.40.
The argument then applies the same multiple to the market capitalization. Based on the figures presented in the video, a 28.57-fold increase from an $88 billion market capitalization would place XRP’s valuation at roughly $2.5 trillion.
The speaker then compares that figure with Bitcoin, describing Bitcoin as the largest cryptocurrency and citing a market capitalization of approximately $1.6 trillion at the time of the recording. The video questions whether XRP reaching $40 would therefore require it to surpass Bitcoin substantially in overall market capitalization.
The speaker extends the argument to even higher price predictions, questioning what the implied valuation would become if XRP reached $100, $200, or significantly higher levels. The video argues that such targets would require valuations reaching into the multi-trillion-dollar range.
Comments Debate XRP’s Future Valuation
The comments show that not everyone agrees that market capitalization provides a complete framework for evaluating XRP’s potential.
James Lee said that if XRP eventually functions as a worldwide currency, market capitalization may not adequately capture its value. He compared the issue with assets such as gold and oil, asking how their market capitalization should be interpreted in the same way.
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Another commenter, Eddie Rivera, argued that cryptocurrency markets remain subject to manipulation and pointed to the increasing tokenization of financial assets. He claimed that substantial amounts of capital could eventually enter tokenized markets and urged XRP supporters to remain patient.
Michelle Kirby X’s original message ultimately calls for greater attention to fundamentals rather than relying solely on optimistic or pessimistic narratives. The accompanying video, meanwhile, emphasizes the market-capitalization requirements behind ambitious XRP price targets, giving investors another factor to consider when evaluating future projections.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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