Evernorth is a publicly traded digital asset treasury company built entirely around XRP, and its latest $80.7 million capital raise signals another step in an aggressive accumulation strategy.

The Cantor Deal

Evernorth has secured a committed equity financing arrangement with CF Principal Investments, an affiliate of Cantor Fitzgerald. SEC filings dated October 23 show the company has the right to sell up to approximately 5.219 million newly issued common shares in tranches.

Based on the October 22 closing price of $15.46 per share, the facility could generate up to approximately $80.7 million in gross proceeds. The funds are intended for general corporate purposes, including the purchase of XRP. Evernorth currently holds approximately 473 million XRP.

One clarification is worth noting. Steph Is Crypto’s post referenced 80 million XRP tokens, but XRP currently trades above $1. If Evernorth raises the full $80.7 million, it would purchase the XRP equivalent of that dollar amount, not 80 million tokens.

HUGE: Evernorth, the $XRP treasury platform, is planning to buy another 80,000,000 XRP this week. pic.twitter.com/DrA8kBRlAh

— STEPH IS CRYPTO (@Steph_iscrypto) October 26, 2026

A Strategy Built Around Accumulation

Evernorth raises capital through equity, debt, or preferred stock and deploys the proceeds directly into XRP. The company purchases XRP through trading protocols designed to minimize slippage, keeping shareholder value as the priority. The Cantor deal fits that model exactly.

Evernorth has also been clear that it plans to raise capital repeatedly over time, returning to markets whenever conditions make it favorable for shareholders. This is a recurring strategy built into the company’s structure, not a standalone transaction.

Why This Supports XRP

Evernorth has been described as a MicroStrategy equivalent for XRP. Every capital raise Evernorth executes translates into institutional buying pressure on XRP. The company does not trade in and out. It accumulates and holds.

On top of direct purchases, Evernorth plans to generate yield on a portion of its XRP holdings through liquidity provisioning and DeFi strategies on the XRP Ledger. Those yields then fund further XRP acquisition. The structure creates a compounding accumulation cycle tied to XRP’s performance.

Ongoing Expansion

Evernorth provides investors with regulated, public-market exposure to XRP through its stock, ticker XRPN, listed on Nasdaq. This opens XRP exposure to a category of investors who cannot or do not hold crypto directly.

Evernorth’s strategy positions XRP as the core asset of an actively managed institutional treasury. Each financing round adds to that position. The Cantor deal is the latest move in a strategy the company has committed to in its public filings and intends to repeat.

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She described the hype circulating online as “the same type of BS they’ve been saying for years.” She told prospective buyers not to expect a 5x, 10x, or 100x return anytime soon. She added that buyers risk “waiting for years and years listening to the same hype until you literally go numb to it.”

She presented her post as “a drop of honesty in a sea of BS hype,” noting she has been holding and stacking XRP for years herself.

Before you buy XRPJust know. All the hype stories you see and hear on the internet. On social media. On YouTube. Fron so called influencers. It's the same type of BS they've been saying for years. If you buy in hoping for a 5x, 10x or 100x. It's not happening anytime soon. You'll…

— Susan Anderson (@Susan223331) October 21, 2026

The Predictions Keep Coming

Anderson’s warning is notable as these bold predictions have become common in XRP circles. Jake Claver, a prominent figure in the XRP space, set a $750 price target for XRP in 2025. The target did not come close to materializing. XRP peaked at $3.65 during that period.

Claver has now set the same $750 target for 2026, despite XRP currently trading at $1.32. Other voices in the space have gone even higher, with some predictions reaching into the thousands. These targets have continued circulating on social platforms despite consistent failure to materialize.

How the Community Responded

Reactions to Anderson’s post covered a wide range. Some agreed with her assessment. One commenter said he was already numb to what he called “paid grifters.” Another said he had gone numb entirely.

Others pushed back. One pointed out that buying XRP at $0.30 and watching it reach above $3.60 was a real return. He questioned whether that counted as hype. Another suggested Anderson was unhappy because she missed the last 5x return.

Some questioned her credibility on equal footing with the influencers she criticized. One commenter said her opinion carried the same validity as those she was calling out, arguing it was all unverifiable. Another asked what evidence she had that made her right and the influencers wrong.

A Pattern That Keeps Repeating

Anderson is not alone in raising these concerns. Analysts and commentators have consistently pushed back on extreme XRP price targets throughout 2026. Crypto commentator Dominus stated in March that XRP reaching $50 or $500 in 2026 was not grounded in market reality.

KepMatrix argued in October that $100 or $1,000 targets hold no basis if XRP cannot first reach $10. The cycle of bold predictions and skeptical responses has become a consistent feature of XRP discourse in 2026, and Anderson is the latest to call out these predictions.

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The Core of the Theory

Olesya’s post outlines a scenario where the U.S. Treasury, the Federal Reserve, or a similar financial entity negotiates directly with Ripple Labs to purchase the XRP escrow at a fixed price of $10,000 per token.

Under this model, the U.S. would not pay in cash. Instead, it would issue Treasury Bills, which Ripple could hold as reserves, use as collateral, or sell on secondary markets for liquidity.

The ChatGPT analysis Olesya shared concludes that such a purchase would set a global price benchmark. According to the analysis, other governments and institutions would then be compelled to follow that pricing or risk exclusion from global finance.

I'm gonna leave this here my theory of how US government will buy $XRP escrow at $10k each using TBILLS.

ChatGPT analysed the scenario for me.

Yes, the U.S. government could buy XRP escrow at a fixed $10,000 per token using Treasury Bills (T-Bills), and this would effectively… pic.twitter.com/ZDnWCdbhoG

— XRP Olesya (@Olesya_rose) October 20, 2026

Why the Theory Suggests the U.S. Would Do This

The analysis outlines several reasons the U.S. might pursue this approach. It argues that holding the majority of XRP escrow would prevent hostile nations from buying and dumping XRP to destabilize the global financial system.

The analysis also states that the U.S. could maintain control over global finance while transitioning away from the dollar, because XRP settlements would still interact with USD-denominated assets like T-Bills.

A third reason the analysis puts forward is preparation for a blockchain-based financial system where XRP serves as the backbone for smart contracts, instant settlements, and tokenized assets.

What It Would Mean for XRP Holders

The ChatGPT analysis describes significant consequences for retail holders if XRP were set at $10,000. It states that current holders would instantly become multimillionaires.

It also raises the possibility that governments could regulate retail ownership and require conversion into central bank digital currencies. The analysis adds that private institutions would move quickly to acquire XRP before it came under full government control.

Olesya’s Own Assessment

Olesya described the scenario as her personal theory and did not present it as confirmed policy. She offered no additional commentary beyond sharing the ChatGPT analysis and inviting her followers to consider it.

The theory has no confirmed basis in current U.S. policy, and neither the Treasury nor the Federal Reserve has made any public statement about acquiring XRP or XRP escrow. Ripple has not commented on any such arrangement.

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She explained her reasoning. She believes Bitcoin has already completed its run and that XRP has not yet begun its journey. She bought in at $1.34 and has high expectations for the asset.

Anderson turned the question to her audience. She asked whether she was early or just stupid. It was an admission of uncertainty from someone who had just made an all-in move, and the crypto community responded.

I sold my Bitcoin today,yeah… all of it! moved everything into $XRP, people are already calling me crazy, but I can’t shake the feeling BTC already had its run and $XRP hasn’t even started yet，After all, who could say no to XRP at $1.34?

so tell me…
am I early or just…

— Susan Anderson (@Susan223331) October 15, 2026

Responses From Across the Community

The responses covered a wide range. One person told her she had doubled her tax exposure with the move. Another told her she wasn’t risk-averse, suggesting she chose the riskier asset.

Several market participants were supportive. One commenter said he made a similar move around the same time last year and had no regrets about letting go of Bitcoin, even after holding it since 2013. Another told her the people calling her crazy today would call her lucky next year, and geniuses would be the word in ten years.

One commenter told her to stay patient, suggesting that institutional buyers were accumulating XRP through channels that do not affect the public price immediately. He also shared a picture of his XRP-themed tattoo to show his commitment to the asset. Another predicted she would be celebrating by 2028.

Why XRP Draws This Kind of Conviction

XRP is the digital asset tied to Ripple, a payments technology company focused on cross-border transactions. Unlike Bitcoin, XRP does not rely on energy-intensive mining. Transactions settle in seconds at a fraction of a cent, giving it an edge over other prominent assets that are slower and more expensive.

Ripple has spent years building relationships with financial institutions and payment providers around the world. Supporters believe XRP is positioned to move significant volumes of value across borders at speed and low cost.

That institutional angle is a major part of why believers in XRP argue it carries a different kind of upside than Bitcoin. Anderson has now joined the passionate XRP army, and the next few years will determine whether she is truly early and if she made the right decision.

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What the Chart is Showing

Hilton focused on a technical indicator that generates a green dot signal when a specific wave drops below a white line on the chart. He argued that signal has a strong track record on XRP specifically.

He pointed to three past occurrences. The same indicator preceded XRP’s breakout in August. The asset climbed 194% in 12 days after the green dot appeared below the line. A second occurrence produced a 124% gain in 10 days. A third produced 101% in 11 days.

He also identified an earlier example that returned roughly 83% in 12 days. “Each time has been over 100%,” he says, referring to the more recent signals.

Is it almost the PERFECT TIME to buy XRP… pic.twitter.com/aqrXnT5eR1

— Austin Hilton (@austinahilton) October 16, 2026

The Current Setup

Hilton said XRP has been consolidating since around August 25 and has just broken through support at $1.32. The blue wave on his indicator is now moving below the white line, described as the early stages of the same pattern. The green dot signal has not yet fired, but he believes the conditions are developing.

“We are now seeing the exact same pattern,” he said. He said that if the green dot appears below the white line, it would represent what he called “almost the perfect time to buy” XRP, based on how the asset has performed historically.

The Buy Signal Has Not Arrived Yet

Hilton is clear that the signal has not arrived. He is tracking the lower right corner of the chart and waiting for the green dot to appear. He distinguished this from earlier instances where the wave approached the white line but did not cross below it. Those did not produce a signal. Only the crossings below the line did.

His argument rests entirely on historical precedent. In his view, the current price weakness and consolidation are setting up a potential entry opportunity. He noted that buying during periods of negative sentiment is consistent with his approach.

Watching for Confirmation

Hilton stops short of calling this a confirmed buy. The current chart conditions are approaching a historically significant setup, but the green dot signal below the white line has yet to appear. That signal is what would confirm the buying opportunity. Until then, he is watching and waiting.

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Metzger set a price target for XRP back in 2022. He has been accumulating since 2020. He recently hit that goal, the end of one chapter and the beginning of another. “To finally reach my target today is immensely satisfying,” Metzger said.

What Comes Next?

Reaching the goal frees up capital. Metzger plans to redirect that capital into real estate, hard assets like gold and silver, and other digital assets including XLM, HBAR, and Quant. He also named SpaceX as a conviction position, citing what he calls a “gargantuan” trajectory for the company over the next decade.

He mentioned plans to meet with his advisory board to update his portfolio and set new targets. This is not a retreat from investing. His stance on XRP is well-known. He recently said the XRP repricing is inevitable. Instead, it is a reallocation. Metzger reached a predetermined number, locked it in, and is now putting fresh capital to work elsewhere.

After 6 Years, I'm DONE Buying $XRP (Not Why You Think)

Stick around for my first-ever public price prediction.

Featuring @dom_kwok @kwok_phil @EasyA_App @Ripple @SpacBobby @teslaconomics pic.twitter.com/p0vcixyzwo

— Jacob Metzger (@MasterHuzzah) October 13, 2026

The Price Prediction He Has Never Said Publicly

Metzger saved the most notable part of his announcement for the end. He shared his first-ever public price prediction for XRP by 2030. His bearish case is $100. His bullish case is $1,000 or more.

These are significant numbers relative to where XRP trades today. Metzger didn’t walk through a detailed model to arrive at them, but he presented both as genuine scenarios he believes are possible within the next several years.

Why XRP Still Has His Attention

Metzger’s video also featured commentary from EasyA co-founder Dom Kwok, who has maintained a consistently bullish position on XRP. Kwok pointed to Ripple’s acquisition of Hidden Road as evidence that the XRP ledger will see real-world utility, specifically in trade settlement. He described the ledger as faster and cheaper than existing alternatives.

Kwok also shared his own price target. “I think XRP is heading to $1,000 by 2030,” he said, calling it “probably one of the most important projects out there at the moment.”

The Takeaway

Metzger’s decision to stop buying XRP shows discipline, not disillusionment. He set a goal, reached it, and is now executing the next phase of his financial plan. His $100 to $1,000-plus prediction by 2030 reflects continued belief in the asset even as he shifts focus.

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His explanation addresses a question among investors considering the company’s strategy: if they can purchase XRP directly, what additional benefits could Evernorth offer through XRPN?

XRPN Shares Represent Ownership in Evernorth

Sevilla explained in his tweet that XRPN and XRP are two different investments. Buying XRP means owning the cryptocurrency directly, while buying XRPN means owning shares in Evernorth, a company that holds a large amount of XRP in its treasury.

This distinction introduces another factor into the investment decision. According to Sevilla, investors who choose Evernorth must also consider the company’s ability to manage its treasury and increase the amount of XRP it holds.

Sevilla compared it to buying gold directly or investing in a company that collects gold, raises money, and uses it to buy more. The same applies to XRP. Buying XRP gives investors direct ownership of the cryptocurrency, while investing in Evernorth also means relying on the company’s financial decisions, ability to raise funds, and management of its XRP holdings.

XRPN no es XRP.

Parece obvio, pero leyendo vuestros comentarios veo que aquí está una de las dudas más interesantes sobre Evernorth:

Si puedo comprar XRP directamente… ¿para qué iba a comprar acciones de XRPN?

Vamos a separarlo. 1/7

— Mariano Sevilla (@MarianoSevillaY) October 11, 2026

Why Traditional Market Investors May Consider XRPN

Sevilla identified investors who prefer traditional financial markets as a potential audience for XRPN. Funds, asset managers, and other investors accustomed to trading stocks could use Evernorth shares to gain exposure to XRP without purchasing and personally holding the cryptocurrency.

This arrangement could provide another route for investors who face operational or custody requirements when dealing with digital assets directly.

However, Sevilla’s explanation does not suggest that XRPN automatically offers a better investment than XRP. Instead, he emphasized that Evernorth must demonstrate its ability to deliver something beyond the exposure investors could obtain by purchasing the cryptocurrency themselves.

The company’s performance and its approach to managing its treasury would therefore remain important considerations for shareholders.

Increasing XRP Per Share Is the Key Measure

Sevilla identified one central objective in Evernorth’s strategy: increasing the amount of XRP attributable to each share.

He compared this approach with MicroStrategy, the company known for raising capital to acquire Bitcoin. In Evernorth’s case, the process would involve securing additional funding, using that capital to purchase XRP and increasing the XRP represented by each share.

Sevilla explained that completing this process once would be noteworthy, but repeating it successfully could make the strategy more significant.

For shareholders, the distinction matters because an increase in Evernorth’s total XRP holdings would not necessarily mean that each share represents more XRP. The company must also account for the number of shares outstanding and the terms on which it raises additional capital.

Three Factors Sevilla Will Monitor

Sevilla concluded by identifying three questions that will guide his assessment of Evernorth. He wants to see whether the company can secure new capital, convert that funding into additional XRP, and increase the XRP attributable to each share.

These measures will help determine whether Evernorth can offer shareholders more than indirect exposure to the cryptocurrency.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a video attached to his tweet, Hilton explained that he plans to stop making new direct purchases of XRP and Bitcoin for the foreseeable future. Instead, he wants to put more money into automated trading strategies that can respond to changing market conditions.

Hilton Says He Still Holds His XRP

Hilton made clear that his decision does not involve selling his existing XRP holdings. He said he still owns all his XRP and Bitcoin and plans to hold them for potential long-term gains. However, he said he won’t continue buying XRP directly and holding it through both strong and weak market conditions.

Hilton wants to use an AI-powered trading bot that can execute trades based on market conditions. He said the system can buy or sell assets and take long or short positions without requiring him to make each decision manually.

He also explained that he wants the automated approach to reduce emotional influence and panic on his trading decisions. Hilton said many XRP traders lose money because they react emotionally during market declines or miss opportunities when they are away from their desks.

I'M NOT BUYING XRP ANYMORE THE "OLD WAY!"

I'M DOING THIS INSTEAD… pic.twitter.com/Wk9OP1mlgQ

— Austin Hilton (@austinahilton) September 23, 2026

XRP Features In Hilton’s Crypto Strategy

Hilton said he created four automated strategies with the platform’s executive team. His main crypto strategy includes nine assets, including Bitcoin, Ethereum, Solana, BNB, Pepe, Injective, XRP, and Chainlink.

He also presented back-tested results for the strategy. Hilton said the crypto strategy returned more than 207% during the period he tested, while Bitcoin returned about 30% under a buy-and-hold approach during the same period. He attributed the difference to the strategy’s ability to take long and short positions as market conditions changed.

Hilton presented those figures as back-tested results and did not guarantee that the strategy would produce similar returns in the future. He specifically told viewers that he was not guaranteeing any return from the strategy.

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Hilton Plans To Put More Money Into Automated Trading

Hilton said he has already moved $10,000 into the strategies and plans to add more money. He explained that he prefers this approach because he wants his capital to trade automatically rather than simply sitting in a spot XRP or Bitcoin position.

The platform also allows users to apply up to 3X leverage. Hilton said users can reduce leverage to 1X, which doesn’t use leverage. And he warned against using much higher levels. He said he personally avoids 5X, 10X, and 20X leverage because larger market moves can create substantial losses.

For Hilton, the change affects how he deploys new capital rather than his existing XRP holdings. He remains invested in XRP and Bitcoin, but he now plans to use automated trading strategies for new funds instead of continuing to buy and hold XRP directly.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Farina wrote in his tweet, “XRP massive news: why I’ll always choose and buy XRP.” He attached a video in which the speaker shared an analogy comparing RippleNet to roads and XRP to the cars that could use them.

Xrp massive news : why I’ll always choose and buy $xrp. pic.twitter.com/iaGrlSQHwY

— Edo Farina xrp (@eddo_farina) September 19, 2026

RippleNet Creates The Infrastructure

The speaker used the development of transportation systems to explain his view of Ripple’s position in the financial sector. He said people would not have bought cars if there were no roads.

He then compared that situation with Ripple’s work in the financial industry. The speaker said Ripple has built connections between towns and cities through its infrastructure, comparing those connections to roads that allow people to travel more efficiently.

He applied the same concept to financial institutions and blockchain technology. According to the speaker, Ripple has developed infrastructure that helps banks and other institutions connect and move value through RippleNet.

The speaker then introduced XRP into the analogy. He described XRP as the car that could travel on the roads Ripple has already developed. He used this comparison to explain why he believes XRP could become important as blockchain adoption expands.

The Video Connects XRP With RippleNet

The speaker also addressed the view that banks and institutions may use RippleNet without using XRP. He acknowledged that institutions already use RippleNet, then questioned what could happen if the financial system increases its use of blockchain-based assets.

He said, “That car is XRP and the roads are RippleNet,” directly linking XRP with the infrastructure he described. The speaker also said Ripple owns the roads in his analogy, referring to the company’s existing network and relationships with financial institutions.

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He suggested institutions could eventually choose XRP if they need a digital asset that can operate within a Ripple-developed financial infrastructure.

Farina’s Long-Term XRP Thesis

Farina’s post focuses on the relationship between Ripple’s infrastructure and XRP rather than short-term price movements. The attached video argues that existing infrastructure could influence which digital asset institutions choose as blockchain adoption grows.

The speaker concluded by asking which car people would choose once the roads already exist. He used the question to reinforce his view that Ripple’s existing infrastructure could give XRP an important position if institutions expand their use of blockchain technology.

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The Dividend Dollar Concept

Johnston points to usdebtclock.org and its publication, The New Money Revolution, which has outlined two new currency concepts since early 2024: a U.S. Treasury dollar to replace the Federal Reserve note, and a U.S. dividend dollar. A dividend dollar is a currency that pays holders a yield simply for holding it.

Johnston notes that every dividend-paying asset in the current financial system is classified as a security. A currency that also pays a dividend is, as he puts it, “a whole new revolutionary idea that the world doesn’t have right now.”

Why you should NEVER sell your XRP..

And why I believe that XRP IS the "Dividend Dollar" that the USdebtclock has been referred to.. pic.twitter.com/YvOPyWaj6V

— Jared Johnston (@jared_johnston) August 27, 2026

XRP’s Unique Lending Capability

Johnston cites a statement attributed to David Schwartz, CTO Emeritus of Ripple, who said that while hundreds or even thousands of digital assets can move value peer-to-peer, only XRP can function as a lending vehicle to earn yield. Johnston builds his core argument on this distinction.

If XRP is the only digital asset capable of generating yield through lending, it becomes the natural candidate for the dividend dollar role the U.S. Debt Clock has described.

Ripple’s Position in the Financial Transition

Johnston also highlights Ripple’s proximity to political power. Brad Garlinghouse, Ripple’s CEO, is the only fintech CEO to visit the White House twice since the current Trump administration took office. Ripple also met with the first Trump administration in 2018.

Johnston states that “there are no other tech companies that have that kind of proximity to the most powerful office in the world.” XRP is also ISO 20022 compliant, the messaging standard global banks are adopting for financial transactions.

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Why Holding XRP Makes Sense

Johnston’s argument against selling rests on what he believes is coming by early 2027. He envisions banks competing to attract XRP holders into liquidity pools, offering yields of 3%, 5%, or 6%. At that point, selling XRP to realize a profit becomes unnecessary because the asset itself generates income.

Johnston also dismisses market cap objections to high XRP price targets, arguing that the global financial system moves “thousands of trillions of dollars” in value, and the settlement asset must carry adequate value to support that scale.

Johnston draws a clear line between XRP and Bitcoin. Bitcoin holders can only profit by selling. XRP holders, Johnston argues, will soon earn income by holding.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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