The possibility of XRP reaching $10,000 to $50,000 per token raises an immediate question: how could such prices be possible without requiring an equally massive amount of capital to enter the market?
Crypto analyst BarriC explains that the answer starts with a basic but often overlooked feature of the XRP Ledger: one XRP can be divided into 1,000,000 drops.
In his latest tweet, BarriC used that detail to explain the math behind his long-term price scenario and why he believes the conventional way of assessing XRP’s potential may be incomplete.
People hear “$10,000–$50,000 $XRP ” and immediately scream:
“MARKET CAP!”
But they’re asking the wrong question.
The real question is:
How much value could each $XRP move if it were used for SWIFT-scale settlement?
SWIFT is associated with roughly $5–$7.5 trillion in payment…
— BarriC (@B_arri_C) August 23, 2026
The SWIFT Settlement Calculation
BarriC said people “immediately scream ‘MARKET CAP'” when they hear five-figure XRP prices. He argued the real question is how much value each XRP could move if used for SWIFT-scale settlement. SWIFT is associated with roughly $5 trillion to $7.5 trillion in payment instructions daily, according to BarriC.
At $100 per XRP, moving $5 trillion would require 50 billion XRP. At $1,000 per XRP, that figure drops to 5 billion. At $10,000 per XRP, the daily requirement falls to 500 million tokens. At $50,000 per XRP, it drops further to 100 million tokens. BarriC’s point is simple. Higher unit prices mean institutions need fewer tokens to move identical dollar amounts.
Fractional Units Change The Equation
BarriC addressed a common objection directly. A high XRP price does not make the token unusable for smaller transactions, he said, because of drop-level divisibility. If 1 XRP equals $10,000, then one drop equals $0.01. If 1 XRP equals $50,000, one drop equals $0.05.
BarriC said fractionalization makes high prices practical rather than prohibitive. A higher price means more value moves per token, fewer tokens are required for settlement, liquidity concentrates in fewer units, and institutions gain efficiency.
Supply Scarcity Adds Another Layer
BarriC also pointed to XRP’s finite maximum supply as a factor in his calculation. Not every XRP will be available for settlement, he said. Some tokens sit in escrow. Some remain in private wallets. Some are lost permanently. A small transaction fee also gets destroyed with every XRPL transaction, further reducing circulating supply over time.
BarriC concluded carefully. He said the math does not prove XRP must reach $10,000 to $50,000. Instead, it demonstrates how those prices could make mathematical sense if XRP were required to provide bridge liquidity at SWIFT scale using only a limited portion of total supply.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Retail Price Versus Infrastructure Value
BarriC closed his post by distinguishing between two ways of viewing the token. Retail investors look at the price of one XRP, he said. Infrastructure use cases look at how much value one XRP can move. He described that distinction as the core difference in how people interpret five-figure price targets.
“10,000–50,000 XRP only sounds impossible when you still think it was designed to remain a cheap retail asset,” BarriC wrote. He ended with a summary of his central argument: if the system needs XRP, price must reflect function.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on X, Facebook, Telegram, and Google News
