He wrote, “We are loading up for the most hated rally.” The post came in response to a video showing two prominent crypto commentators openly skeptical of XRP’s value proposition.

What Scott Melker and Ran Neuner Said

The clip features Scott Melker, known as The Wolf of All Streets, and Ran Neuner, founder of Crypto Banter. Their conversation cuts to the heart of a long-running debate in crypto circles.

Melker stated he would “rather personally be invested in Ripple the company than in XRP the token.” His concern centers on who benefits most from XRP’s price appreciation. He noted that with Bitcoin, there are no company shares to consider. With XRP, Ripple exists as a corporate entity, and he sees the token as a secondary vehicle.

He added, “You know who’s selling to you with that one,” referring to Ripple’s ongoing XRP sales as a funding mechanism. Neuner acknowledged the point, adding, “They fund the company by selling the XRP token to token holders.”

we are loading up for the most hated rally

— Vet (@Vet_X0) May 23, 2026

Why Vet Sees This Differently

This is exactly the kind of sentiment that validators and long-term XRP holders point to as a setup for a significant price move. The more prominent voices dismiss the asset, the more the rally catches investors off guard.

Vet’s response signals that institutional-grade participants in the XRP Ledger ecosystem are actively accumulating. Validators are not retail speculators. They operate on the network and carry a direct stake in its long-term function and value.

When a validator publicly states they are “loading up,” it carries weight beyond a typical trader’s post. Like many institutions, Vet is building up his position for the next XRP rally.

The Case for XRP’s Rally

The skepticism Melker and Neuner expressed is not new. It has followed XRP through years of legal battles, regulatory pressure, and market cycles. Yet XRP has repeatedly staged recoveries that surprised its loudest critics.

The institutional narrative Melker dismisses is one of XRP’s strongest talking points among its supporters. The token has a defined use case in cross-border payments, a settled legal status in the U.S. following Ripple’s case against the SEC, and growing adoption among financial institutions. These are real developments that drive demand independent of retail sentiment.

While skepticism dominates public commentary, accumulation is happening. The most hated rallies tend to be the ones that move the furthest and catch critics by surprise.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Neuner’s comments were made in a post on X, he listed his perceived leading meme coins in the cryptocurrency market.

This statement comes amidst the growing popularity of TRUMP, a new meme coin gaining traction and competing with Dogecoin (DOGE) and Shiba Inu (SHIB), the longstanding leader in the meme coin space.

Here is a list of the biggest memecoins by FDV;

1. XRP – $320bn
2. DOGE – $57bn
3 ADA – $47bn
4.TRUMP – $36bn
5.HBAR -$17bn

— Ran Neuner (@cryptomanran) January 19, 2025

Position in the Meme Coin Debate

In his list, Neuner placed XRP at the top, citing its FDV of $327 billion, derived from its total supply of 99.98 billion tokens. The token is currently the third-largest cryptocurrency by market capitalization, trailing Bitcoin and Ethereum, with a reported value of $188 billion.

Although the asset is widely recognized as a utility-driven digital asset, Neuner’s comparison suggests it operates similarly to meme coins like Dogecoin, which has a market cap of $57 billion. Neuner also categorized other well-known cryptocurrencies, such as Cardano (ADA) and Hedera (HBAR), as meme coins, referencing ADA’s $47 billion FDV.

Both assets have often been the targets of skepticism from prominent industry figures, a trend that has intensified with recent price surges. For instance, macro investor Raoul Pal previously criticized XRP and ADA during a past market cycle, declaring them ineffective performers. However, Pal later reversed his stance, apologizing to the token supporters for his earlier comments.

Similarly, Bitcoin advocate Davinci Jeremie initially predicted that XRP would become worthless but has recently acknowledged the potential for the token to climb to $24 in the current market cycle. Despite this revised projection, Jeremie advises against holding the asset for extended periods.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

As earlier reported by Times Tabloid, critics, such as Rajat Soni, have maintained bearish perspectives; he recently ridiculed predictions of the asset reaching $100. Such critical outlooks often correlate with the token’s price performance relative to Bitcoin, prompting defensive reactions from its community.

Community Pushback On XRP Meme Coin Label

Neuner’s characterization of XRP, Cardano (ADA), and HBAR, as meme coins has elicited strong responses from their respective communities. Talos, an active Cardano supporter, expressed disbelief at the inclusion of ADA in the meme coin category.

He highlighted Cardano’s foundation in peer-reviewed research and its well-defined roadmap for scalability as evidence of its value beyond speculation.

Another community member, Matt Scheff, defended XRP, ADA, and HBAR, asserting their potential to become integral to global financial, governmental, and economic systems. Scheff also emphasized Cardano’s efforts to integrate Bitcoin into decentralized finance (DeFi) as a testament to its innovation.

Persistent Criticism and Community Resilience  

Despite the ongoing scrutiny, the community remains confident in its support. Advocates argue that its outperformance relative to Bitcoin has attracted heightened criticism from maximalists. While critical perspectives are unlikely to wane, community resilience demonstrates confidence in the asset’s long-term potential.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Based on his considerable expertise in the crypto market, Neuner chose XRP as one of five digital currencies with the capacity to thrive despite bear markets and regulatory challenges. He urged investors to carefully evaluate their cryptocurrency portfolios, as the next market cycle is projected to be drastically different from past ones.

Only 5 Altcoins WILL SURVIVE! (Are You Holding Them?) https://t.co/hLnn2EVGEw

— Ran Neuner (@cryptomanran) July 5, 2023

Read Also: Top Crypto Proponent Says “$1000 Per XRP Is Peanuts”. Here’s why

The analyst highlighted the growing importance of institutions in the present bull market. He stated that institutions are becoming the main force behind market dynamics, using complex financial products such as options and futures rather than depending solely on spot buying.

Neuner emphasized specific conditions that assets must overcome in order to survive the bear market. XRP must reach its previous high of $3.30, while Bitcoin must surpass $69,420.

The crypto influencer emphasized the need for investing in tokens that have real-world utility and market viability. These characteristics are exemplified by XRP. He cautioned against emotional attachment to tokens, pointing out that the market is only concerned with what works and what doesn’t, regardless of community allegiance.

Finally, Neuner urged viewers to analyze their portfolios objectively and realistically. He emphasized the importance of adapting to shifting market dynamics caused by institutional engagement, as well as finding tokens that have the capacity to withstand the current bear market and regulatory issues.

Read Also: Leading Betting Platform Integrates XRP, Pushes $5,000 Raffle Campaign. Here’s how to Participate

Investing in XRP: A Token with Strong Utilities

When looking for investment opportunities during bear markets, it is critical to prioritize tokens with real-world utility and solid foundations. XRP stands out as one such coin with enormous potential. XRP is well-positioned to meet the needs of financial institutions and cross-border payment systems due to its rapid transaction processing times and low fees.

Furthermore, Ripple’s collaboration with numerous banks and financial institutions across the world has somewhat made XRP investors’ choice. XRP demonstrates its power to revolutionize established banking systems by enabling seamless global transactions.

Investors looking to ride out a weak market should take note of XRP’s utility-driven approach and strategic collaborations, which distinguish it from other coins.

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