The XRP rich list is drawing attention again. Crypto commentator BagMan (@XRPBags) shared updated distribution data from the XRP Ledger. He highlighted the thresholds required to rank among the top holders, making elite status more accessible as the numbers are falling again.
The data he shared shows three key thresholds. The top 10% of XRP holders now need at least 2,155.87 XRP. This is down almost 6 tokens from the 2,161.81 tokens it cost at the start of July. The top 5% requires 7,507.39 XRP. To reach the top 1%, a wallet needs 45,000 XRP.
$XRP Rich List Numbers are falling again
Top 10% — 2,155.87 XRP
Top 5% — 7,507.39 XRP
Top 1% — 45,000 XRP pic.twitter.com/DGnQ38i70F
— XRP Bags💰👨🏽🚀 BagMan (@XRPBags) July 14, 2026
What the Numbers Cost Today
At the current price of $1.10 per XRP, these thresholds translate into concrete dollar figures. Reaching the top 10% costs approximately $2,371. The top 5% requires roughly $8,258. The top 1% sits at around $49,500.
Those figures put the upper tiers in perspective. For many retail investors, the top 10% represents an attainable goal. Joining the top 1% is a more serious commitment, but still achievable for many market participants.
The Full Picture
The complete table BagMan shared fills out the distribution across every major tier. The top 2% threshold sits at 21,939.74 XRP, which costs approximately $24,134 at current prices. The top 3% requires 14,076.12 XRP, or around $15,484. The top 4% sits at 10,030 XRP, roughly $11,033.
Moving further up, the top 0.5% requires 80,203.15 XRP, which costs approximately $88,223. The top 0.2% threshold is at 159,385.33 XRP, or around $175,324. The top 0.1% requires 277,098.12 XRP, putting the cost near $304,808.
At the very top, the top 0.01% holds at least 3,714,074.61 XRP across just 800 accounts. At $1.10, that represents over $4 million per wallet at the minimum threshold.
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A Concentrated Distribution
The account numbers reveal how concentrated XRP ownership remains. Only 79,985 accounts qualify for the top 1%. The top 0.1% covers 7,999 accounts. The top 0.01% holds fewer than 1,000.
The distribution data suggest a network in which a small number of accounts hold a significant portion of the supply, and the gap between tiers grows sharply toward the top. Intriguingly, recent data suggest that over 74% of all circulating tokens are in wallets with over 1 million XRP. This shows the influence large holders have over the token distribution.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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