Software Engineer and XRP community figure Vincent Van Code has given his perspective on a common argument often used by skeptics of XRP’s long-term potential.
Addressing claims that major investors would already own significant amounts of XRP if the asset truly had the potential to increase tenfold or even one hundredfold, Van Code explained that the reality is more nuanced.
According to him, institutional participation may already be taking place, while several factors continue to prevent widespread adoption by traditional investment firms.
Institutional Buying May Be Happening Off the Public Market
Van Code explained on X that large investors can accumulate XRP without purchasing it directly through public cryptocurrency exchanges. He suggested that much of this activity takes place off-market, making it difficult for retail participants to observe.
According to him, the counterparties selling these large amounts of XRP could include early holders who accumulated the asset when it traded for as little as $0.017. Those long-term investors may now be taking profits while institutional buyers quietly acquire their positions through private transactions rather than open-market orders.
He also addressed why many prominent investment firms have not openly embraced XRP or the broader cryptocurrency market. Van Code made it clear that cryptocurrencies are viewed as speculative and highly volatile assets. As a result, many funds and investment firms remain restricted by internal risk-management policies that prevent them from allocating capital to digital assets, regardless of their long-term outlook.
Despite those limitations, Van Code described the current market as a rare opportunity for early adopters. He stated that individuals who accumulated XRP before broader institutional acceptance effectively secured their positions at heavily discounted prices. In his view, XRP trading around one dollar still represents a discounted valuation.
Community Members Support the Perspective
Several community members echoed Van Code’s reasoning in the discussion that followed.
One user, Parker, compared the situation to Bitcoin’s early years. He noted that very few investors purchased Bitcoin when it traded near one dollar despite its eventual rise.
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Parker disagreed with the claim that wealthy investors would already own an asset if it were destined for significant gains. He added that identifying transformative opportunities often requires vision, and even those with insight may not fully understand the eventual scale of their impact.
Another community member, Motorhead, agreed with Van Code’s explanation regarding institutional buying methods. He stated that large investors typically complete allocations through over-the-counter transactions or dark pools rather than retail exchanges. According to him, these transactions receive far less public visibility than exchange-based trading.
Wee Willy also commented that although he occasionally jokes about XRP, he still intends to continue buying the asset even if it reaches five dollars. He added that he wishes he had more disposable income to invest and expressed a similar outlook toward other ISO-related cryptocurrencies. He concluded by suggesting that retail investors currently have access to opportunities that historically were available only to high-net-worth individuals and institutional participants.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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