Digital finance is undergoing a fundamental shift as major payment networks begin transitioning to blockchain-based solutions.
Crypto researcher SMQKE (@SMQKEDQG) recently shared a video featuring Matthew Le Merle, co-founder and Managing Partner of Fifth Era and Keiretsu Capital, highlighting the growing role of XRP in this transformation.
Investors and institutions are increasingly exploring ways to upgrade traditional infrastructure using digital assets and tokenization, with Ripple emerging as a key player.
Digital Infrastructure Expansion
Le Merle emphasized the need for infrastructure that supports the digitalization of finance and commerce. Companies like Anchorage, Fireblocks, and Kraken are already creating platforms that enable secure custody, trading, and management of digital assets.
These platforms allow investors to interact with tokenized forms of currencies, commodities, and other financial instruments. By building this infrastructure, traditional financial tools are being adapted for a digital ecosystem.
‼️MASTERCARD IS BEING UPGRADED TO RIPPLE‼️
Listen closely.👇 https://t.co/UeZ9IIGJUz pic.twitter.com/CkqFTYvK8Y
— SMQKE (@SMQKEDQG) February 2, 2026
Upgrading Traditional Payment Systems
Le Merle explained that established networks such as Swift, Visa, and MasterCard are being converted into digital equivalents. He stated, “We’re taking things like Swift or Visa or MasterCard, and we’re upgrading them into digital equivalents, which have names like Ripple or Yellowcard.”
This process positions XRP as a direct beneficiary of the shift, as Ripple’s technology enables faster, more efficient cross-border transactions than conventional systems. The statement implies that XRP could serve as a digital upgrade to existing payment rails, enhancing both speed and accessibility.
Tokenization of Assets
Beyond currencies, tokenization is expanding to other assets. Le Merle discussed the conversion of commodities and financial instruments into digital forms.
Gold, for example, can now be traded digitally through platforms like Pax Gold. Even money market funds, such as those from BlackRock, can be tokenized and made accessible 24/7 across global digital infrastructure.
This broad application highlights the growing adoption of blockchain technology for multiple asset classes. Ripple and XRP stand at the center of this shift. XRP is a dominant player in the tokenization space and could play a major role as global financial systems advance.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
XRP’s Role in the Upgrade
By providing a bridge for digital currencies and tokenized assets, Ripple supports faster settlements and global liquidity. Institutions can now interact with digital dollars through platforms like Circle and Tether while leveraging XRP for cross-border payments.
As more companies and investors adopt blockchain solutions, XRP could become a key element in the modernization of payments and financial infrastructure. The transition from legacy systems to digital equivalents reflects a broader trend in which efficiency and global accessibility drive adoption.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on X, Facebook, Telegram, and Google News
