Bernice (@crypto__peach), a crypto investor on X, recently outlined her intention to hold XRP for eight years aiming to reach financial independence by the time she turns 40.
At 32, she framed her plan as a direct question to the community, asking whether such a strategy could realistically provide the means for early retirement.
Her post blended personal ambition with a wider curiosity about XRP’s long-term potential, prompting a mix of encouragement, skepticism, and practical advice from other users.
I am 32 years old and I plan to hold $XRP for 8 years. I want to achieve financial freedom and retirement through XRP at the age of 40. Is this wish possible? pic.twitter.com/tF2QDJBf0S
— bernice (@crypto__peach) August 21, 2025
XRP Army Weighs In
The post was greeted with mixed reactions. One contributor revealed that he retired at 45 due to his early investment in XRP. He further revealed that he is now 49.
Another commenter noted that while early retirement is possible with XRP, she would need to start accumulating as much as possible before the price appreciates.
One community member referenced an investment begun in 2017 to illustrate the effect of early entry and persistence. He bought XRP in 2017 at $0.20 and held the asset for 8 years. Today, XRP is worth $3, and analysts are anticipating a major rally in its immediate future.
However, some replies were skeptical, with one arguing that other tokens could help with the early retirement goal, but XRP is not a great option.
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XRP’s Resilience and Strength
XRP has shown resilience in 2025, holding above $2 despite bearish pressures. The asset recently hit a new all-time high of $3.65. However, XRP still has a long way to go for Bernice’s goal to become realistic.
Factors that could drive such growth include increased adoption in cross-border payments, integration into institutional systems, and regulatory clarity that enhances trust. Ripple and the SEC recently concluded their legal battle, with the court approving their joint stipulation for dismissal of their appeals. With the lawsuit now over, XRP has a clearer path to higher targets with more clarity than other assets in the market.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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