Crypto commentator The Modern Investor has put a number on XRP’s potential, and the figure is getting attention on X.
The prediction: XRP reaches $25. The community has responded with a range of views, from outright skepticism to suggestions the target is still too conservative.
XRP is going to $25
— The Modern Investor (@ModernInvest) October 27, 2026
What the Community Is Saying
Responses to the prediction varied widely. One user, @textiledexile, raised a structural concern. “If XRP goes to 25 dollars with how much ripple holds they will be the largest company in the world,” they wrote, adding, “I doubt that’s happening.” Another commenter, @ThisReallySean, pushed the figure higher entirely, writing simply, “He means $2,500.”
Not everyone doubted the $25 figure. @JRome88 stated, “No doubt, it will go way past $25.” @CJ, posting as @Expensewino75, argued the number makes sense as a starting point. “You cant move trillions and quadrillions at $25,” they wrote. “But yes you are correct it will go to $25…..it will go far beyond that.”
Supply Shock and Escrowed XRP
A separate thread of commentary focused on Ripple’s XRP escrow holdings. Levi Madarieta (@LeviMadarieta7) offered a speculative view: “I think there’s an overall masterplan for the escrowed XRP. Whether it’s the IMF or the US Gov’t…something will change which will create a supply shock.” The post drew 926 impressions, suggesting it resonated with a portion of the XRP community.
Ripple’s Banking License
One commenter brought Ripple’s regulatory progress into the conversation. @jacryto1 wrote, “Wayyyy Too low. Ripple has its banking license.”
Ripple has made notable regulatory strides in the United States, and some community members see its banking license as a catalyst that could push valuations beyond what current price targets reflect.
A Community Divided
Not all responses were bullish. @1984bmg dismissed the prediction, writing, “lol yea ok it’s going to a dollar after swell DUH.” @SklofSklin8787 suggested a decline comes first: “Xrp will go to $.25 before $25.” @greatescapex95 remarked, “That would be an expensive gas token,” pointing to questions about whether XRP’s utility as a payment asset aligns with a $25 valuation.
The prediction from The Modern Investor has put a specific number in front of a community that holds strong and divided opinions on XRP’s trajectory. Whether $25 represents a ceiling or a floor remains the central debate.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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