Digital Asset Investor (@digitalassetbuy), a prominent crypto commentator, went on record with a bold declaration. He believes a major XRP repricing event is coming, and he called the current moment the most bullish setup XRP has ever had.
His comment is a direct response to Ripple receiving final approval from the Office of the Comptroller of the Currency to launch Ripple National Trust Bank. He said there has “never been even bordering on as many positive developments that will affect XRP’s price.”
The Prediction Behind the Conviction
Digital Asset Investor was responding to comments from fellow commentator Crypto Bitlord, who called XRP “insanely undervalued” at $1.30 and predicted “a huge repricing event.”
Crypto Bitlord pointed to price behavior as his reasoning. He wrote that XRP has been too stable and too calm, and directed investors to study 2017 price history to understand how fast conditions can shift.
Digital Asset Investor acknowledged Crypto Bitlord’s reputation for inconsistency but stood firmly behind the analysis. “Today, he’s right,” he said. He added his own perspective from lived experience: “I was there in 2017, 2018. Things change very fast in this.”
HUGE XRP Repricing Event pic.twitter.com/GH6xstikiM
— Digital Asset Investor (@digitalassetbuy) October 27, 2026
What the Bank Charter Means for XRP
Ripple National Trust Bank now operates under federal supervision. The OCC charter authorizes Ripple to manage the reserves backing RLUSD, its stablecoin, and to provide digital asset custody services to institutions.
This positions Ripple as one of the only crypto-native companies with a federally chartered banking structure in the U.S. Institutions that previously avoided Ripple due to regulatory uncertainty now have a clear, supervised pathway into its ecosystem.
Why XRP Benefits Directly
RLUSD runs on the XRP Ledger and functions as collateral inside Ripple Prime, Ripple’s brokerage platform. As RLUSD usage grows, transaction volume on the XRP Ledger grows with it. XRP is the native asset of that ledger. Federal oversight of RLUSD reserves adds institutional credibility that drives adoption at scale.
The bank charter does not stand alone either. RLUSD’s market value has more than doubled since the start of 2026, now sitting at $2.6 billion. Multiple financial institutions across the globe have also adopted Ripple’s payment infrastructure.
A Convergence Analysts Are Watching
Digital Asset Investor closed his video with conviction. He said the repricing is coming and it’s just a matter of time. The regulatory milestone, the institutional partnerships, and the stablecoin growth are all building simultaneously.
Analysts are looking at XRP at $1.30 and calling it a significant discount. The bank charter gives that argument a foundation in verified regulatory action.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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