A tweet from crypto commentator X Finance Bull has renewed attention on the growing institutional use of RippleNet, Ripple’s enterprise blockchain network designed for real-time global payments.
Attached to the tweet is a graphic displaying many financial institutions—spanning remittance services, commercial banks, and payment processors—who are either already using or have partnered with RippleNet. These include recognizable names such as Santander, SBI Remit, Itaú, IndusInd Bank, Airwallex, and TransferGo.
In the tweet, X Finance Bull states: “$XRP is quietly onboarding the GLOBAL BANKING SYSTEM. This isn’t speculation, these are real institutions, real rails, and real-time payments powered by RippleNet. The question isn’t if MASS ADOPTION IS COMING. It’s already running. Are you in #XRP?”
https://twitter.com/xfinancebull/status/1919384084498751613?s=46
Community Reaction and Affirmation of RippleNet’s Growth
The sentiment underscores a broader thesis within the XRP community: RippleNet’s continued onboarding of regulated financial entities worldwide reflects tangible integration of Ripple’s payment infrastructure, positioning XRP for real-world utility at scale.
While RippleNet does not require XRP for all transactions, it serves as the foundational network for On-Demand Liquidity (ODL), Ripple’s solution that uses XRP to facilitate cross-border settlements without pre-funded accounts.
Commenting on the tweet, another user, MissXRP, affirmed this perspective, saying: “Absolutely! The adoption of RippleNet by global banks is happening right now, and it’s only going to grow from here. The infrastructure is already being built — it’s not a matter of if anymore, it’s about when the world wakes up to it.”
Cross-Border Infrastructure Already in Place
The image attached to the tweet features a range of RippleNet partners from multiple regions, such as SCB in Thailand, Currencies Direct in the UK, and LianLian in China.
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It visually reinforces the claim that RippleNet’s footprint spans across major financial corridors, particularly those underserved by legacy systems. Ripple’s partnerships with institutions such as SBI Remit in Japan and Banco Santander in Europe point toward active corridors already processing real-time transactions.
Ripple’s goal of modernizing cross-border payments through blockchain and digital assets has been longstanding.
According to Ripple, traditional international transfers can be slow, opaque, and expensive. RippleNet seeks to resolve these inefficiencies by allowing institutions to communicate in real time and settle instantly, using digital assets like XRP, where liquidity advantages are evident.
No Longer Hypothetical—The System Is Operational
While some critics have questioned the scale or depth of XRP’s role in the process, proponents highlight that the infrastructure is not speculative. Partnerships are disclosed publicly, the rails are active, and several use cases, particularly involving On-Demand Liquidity, are already in production.
The argument presented by X Finance Bull aligns with Ripple’s stated strategy of targeting financial institutions, payment providers, and banks to integrate RippleNet into their core operations.
Ripple has signed deals with over 300 financial institutions globally, and the number continues to grow. Meanwhile, XRP remains among the most liquid digital assets in the market and is central to Ripple’s cross-border liquidity services.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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