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HomeCryptocurrencyWill XRP Replace SWIFT? Pundit Proves XRP Is Designed to Hit $1,000

Will XRP Replace SWIFT? Pundit Proves XRP Is Designed to Hit $1,000

Stellar Rippler (@StellarNews007), a popular figure in the XRP community, recently laid out a detailed case for XRP potentially reaching a $1,000 valuation. Rejecting speculation and hype, the argument is based on real-world financial infrastructure, institutional partnerships, and the asset’s growing utility across multiple sectors.

Replacing SWIFT and Unlocking Trapped Capital

XRP was designed to offer faster and cheaper payments and is seen by many experts as an alternative to the SWIFT network.

As shown in comparisons by 101 Blockchains, XRP can settle transactions in seconds at costs under a cent, compared to SWIFT’s days-long settlement times and higher fees. If the digital asset captures just 10% of SWIFT’s estimated $5 trillion daily volume, Stellar Rippler calculates a price range between $27 and $50.

Another key factor is the $27 trillion cross-border market dominated by legacy systems and Nostro/Vostro accounts. Ripple CEO Brad Garlinghouse has cited this figure when highlighting inefficiencies in the current banking system. Stellar Rippler estimates a price impact of $80 to $100 if XRP captures a fraction of the market.

Banking Licenses and Institutional Access

Stellar Rippler points out that a Ripple banking license could transform XRP into a native asset within an on-chain financial system. Such a license would allow Ripple direct access to central bank operations, custodial services, and global lending infrastructure. This could elevate the asset’s price above $100 through utility-driven demand alone.

Global Institutional Adoption and Derivatives Integration

Stellar RIPPLER noted that Ripple is already working with over 40 central banks and is involved in initiatives tied to the IMF, BIS, and World Bank. If XRP becomes the standard bridge for these efforts, he believes the asset could range between $250 and $500 based on the adoption scope.

Perhaps the most ambitious valuation scenario relates to XRP’s entry into the global derivatives market. A report from CoinMarketCap shows Ripple joining forces with the International Swaps and Derivatives Association (ISDA) to facilitate settlement in a market valued at over $1 quadrillion. If XRP processes just 0.1% of that market, Stellar Rippler suggests a $1,000+ valuation is achievable.

Reason for Delays in the Transition

Stellar Rippler says XRP’s suppressed value stems from regulatory uncertainty and strategic timing. Once clarity arrives, blockchain adoption could accelerate, and he believes the switch will be sudden.

He argues that Bitcoin crossed $100k on only its narrative, and XRP, which is a superior asset, will hit the $1,000 target because of its key role in future finance. He believes that “it’s not a question of if – it’s when.”

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.


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Solomon Odunayo
Solomon Odunayo
Solomon is a trader, crypto enthusiast, and analyst with over seven years of experience in the industry. He strongly believes that crypto assets and the blockchain will continue to gain prominence. At TimesTabloid.com, he focuses on news, articles with deep analysis of blockchain projects, and technical analysis of crypto trading pairs.
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