A recent Reddit post shared by XRP advocate and researcher Cobb drew attention after highlighting a slow and disciplined strategy for accumulating XRP.
The post, originally published by Reddit user u/HomelessTrucker, outlined a simple investment approach that emphasizes consistency over market timing—a method Cobb appeared to endorse by sharing it with his broader audience on X.
The strategy involves purchasing $10 worth of XRP every day, likened to redirecting the daily spending habits of a smoker, with an additional $100 allocated weekly, representing money that might otherwise be spent on alcohol.
The author of the post indicated the goal of accumulating 1,000 XRP, with a final target near 2,000, and then holding the position for a decade or more. The approach is positioned not as a short-term speculation, but rather as a methodical and sustainable plan based on habit change and long-term thinking.
This guy is going to be a millionaire one day pic.twitter.com/ItQD8AZJVl
— Cobb (@Cobb_XRPL) June 7, 2025
Positive Reception Among Long-Term Investors
This style of dollar-cost averaging—characterized by regular, fixed-amount purchases regardless of market conditions—was met with praise from some members of the XRP community.
One X user, Gizmodamus, supported the idea, stating that adopting a minimalist, investment-focused lifestyle can have transformative effects. He explained that cutting back on non-essential spending and committing fully to investing had helped him reprogram his financial habits, which led to personal success.
Others commented similarly, expressing that a focus on investing instead of consumerism can lead to positive long-term financial outcomes. These users emphasized the benefits of personal discipline, time in the market, and building habits that reduce emotional decision-making, particularly for retail investors without access to professional-level tools or insights.
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— TimesTabloid (@TimesTabloid1) July 15, 2023
Criticism from Technical Traders
Not all responses were favorable. A contrasting opinion came from X user CryptoSteve_O, who criticized the daily investment method as inefficient. He argued that it’s better to wait for oversold conditions based on daily technical indicators or to time entries using lunar cycles, claiming that buying XRP nine days after each new moon had marked local bottoms consistently throughout the year.
His perspective reflects a more active trading philosophy, where timing entries is believed to yield superior cost efficiency and return potential. This approach is rooted in the idea that crypto markets are cyclical, and observing chart patterns or external signals, such as lunar phases, can help identify optimal buying opportunities.
Cobb’s role in spotlighting grassroots strategies like this one is consistent with his broader engagement in the XRP ecosystem, where he often emphasizes education and real-world investor behavior.
By sharing this post, Cobb contributed to an ongoing conversation in the XRP community around the merits of dollar-cost averaging versus more tactical, timing-based strategies. His endorsement appeared to elevate the discussion and brought visibility to an approach that many retail investors may find achievable and relatable.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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