Ripple CTO Archives - Times Tabloid https://timestabloid.com/tag/ripple-cto/ Latest Cryptocurrency and AI News Wed, 29 Jul 2026 06:05:24 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.2 https://timestabloid.com/wp-content/uploads/2021/08/cropped-Times-Tabloid-Favicon-32x32.png Ripple CTO Archives - Times Tabloid https://timestabloid.com/tag/ripple-cto/ 32 32 When David Schwartz Dropped Major XRP Bombshell https://timestabloid.com/when-david-schwartz-dropped-major-xrp-bombshell/ Wed, 29 Jul 2026 07:00:57 +0000 https://timestabloid.com/?p=108137 A past statement by Ripple Chief Technology Officer David Schwartz has been cited after crypto researcher Apex Crypto Insight (NFA) posted a video on X, examining his comments on the future of global finance and what they imply for XRP. Although the remarks are not recent, the video has renewed interest in Schwartz’s views, with […]

The post When David Schwartz Dropped Major XRP Bombshell appeared first on Times Tabloid.

]]> A past statement by Ripple Chief Technology Officer David Schwartz has been cited after crypto researcher Apex Crypto Insight (NFA) posted a video on X, examining his comments on the future of global finance and what they imply for XRP.

Although the remarks are not recent, the video has renewed interest in Schwartz’s views, with Apex Crypto Insight suggesting they point to the long-term value a neutral digital asset could provide if countries seek an alternative to politically controlled reserve currencies.

The video centers on an earlier discussion in which Schwartz addressed how nations might eventually agree on a replacement for the current global monetary system.

Rather than presenting the comments as a prediction about XRP’s price, Apex Crypto Insight explains that they offer insight into why a decentralized asset could become valuable if governments pursue a neutral settlement solution.

The Case for a Neutral Bridge Currency

In the clip, Schwartz discusses the challenge of reaching international agreement on a new financial standard. He says countries may cooperate if the alternative is allowing geopolitical rivals to establish a replacement for the U.S. dollar that shifts control from one dominant nation to another.

Schwartz also remarks that if such a transition happened and it resulted in cryptocurrency holders becoming wealthy, he would not consider that outcome a sufficient reason to reject the alternative. Instead, he suggests that preventing another nation from becoming the next dominant monetary power could outweigh concerns about crypto investors benefiting financially.

Building on those comments, Apex Crypto Insight explains that Schwartz was describing the potential need for a neutral bridge currency rather than another national reserve currency. According to the researcher, governments may ultimately prefer a system not controlled by any single country, reducing geopolitical influence over international payments.

The video further states that the XRP Ledger’s decentralized structure supports this concept because no government or central authority controls the network. Apex Crypto Insight maintains that this neutrality could make XRP suitable for facilitating cross-border settlements if policymakers ever move toward such a model.

Community Reacts to the Resurfaced Clip

While the video emphasizes the broader implications of Schwartz’s comments, it does not claim that he explicitly predicted a future XRP price. Instead, Apex Crypto Insight interprets the discussion as highlighting conditions that could support significant long-term demand for a neutral digital asset.

The post also prompted reactions from members of the XRP community. One X user questioned how Schwartz’s perspective may have evolved since making the original remarks, writing that they wondered what his thoughts are today.

Apex Crypto Insight presents the video as evidence that the concept of a decentralized and politically neutral bridge currency remains relevant, particularly as discussions about cross-border payments and international monetary systems continue.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post When David Schwartz Dropped Major XRP Bombshell appeared first on Times Tabloid.

]]> XRP Founder Drops A Bombshell Warning on Ripple (XRP) https://timestabloid.com/xrp-founder-drops-a-bombshell-warning-on-ripple-xrp/ Mon, 27 Jul 2026 11:00:31 +0000 https://timestabloid.com/?p=107999 A decision made years ago by one of XRP’s most recognizable figures has resurfaced as a fresh talking point for cryptocurrency investors. Crypto commentator Crypto X AiMan, in a tweet, highlighted remarks from Ripple’s former Chief Technology Officer David Schwartz, who acknowledged selling XRP at approximately $0.10 and Ethereum at around $1 before both assets […]

The post XRP Founder Drops A Bombshell Warning on Ripple (XRP) appeared first on Times Tabloid.

]]> A decision made years ago by one of XRP’s most recognizable figures has resurfaced as a fresh talking point for cryptocurrency investors.

Crypto commentator Crypto X AiMan, in a tweet, highlighted remarks from Ripple’s former Chief Technology Officer David Schwartz, who acknowledged selling XRP at approximately $0.10 and Ethereum at around $1 before both assets experienced substantial price appreciation.

Using Schwartz’s reflections as the foundation of the discussion, Crypto X AiMan presents the comments as a reminder that even industry veterans have found it difficult to judge how far digital assets could ultimately climb. He suggests the experience offers valuable perspective for investors weighing whether to secure profits or remain invested for the long term.

Schwartz Explains His Conservative Approach

The video references exchanges between Schwartz and members of the XRP community on X, where he explained the reasoning behind those decisions. Schwartz said that if he had genuinely believed Ethereum had even a 1% chance of reaching $2,000, he would not have sold it for $1. However, he added that he was not convinced those odds existed at the time.

Schwartz also revealed that he no longer owns a significant amount of XRP. He explained that he has intentionally reduced most of his direct cryptocurrency exposure because he prefers lower-risk investments.

While acknowledging that cryptocurrencies could still represent a once-in-a-generation wealth-building opportunity, he said he is comfortable accepting the possibility of missing additional gains in exchange for greater financial stability. He also noted that his Ripple stock provides him with enough exposure to the company’s future.

The Video’s Main Takeaway for XRP Holders

Crypto X AiMan presents Schwartz’s experience as evidence that selling too early can become one of the biggest mistakes investors make. He maintains that Schwartz’s decisions demonstrate how difficult it is to recognize the full potential of an asset while its long-term future remains uncertain.

The video also revisits another response from Schwartz, in which he acknowledged regretting the sales despite previously agreeing with his wife to sell portions of his holdings whenever they reached new all-time highs. Schwartz reiterated that he has always been uncomfortable with risk and accepted that his cautious investment style likely prevented him from accumulating even greater wealth.

Building on those comments, Crypto X AiMan encourages investors to remain patient with their long-term holdings instead of exiting positions too early. He suggests that many market participants underestimate how high assets such as XRP could eventually climb and believes patience may prove more rewarding than attempting to capture short-term gains.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post XRP Founder Drops A Bombshell Warning on Ripple (XRP) appeared first on Times Tabloid.

]]> David Schwartz Reveals Those Likely Behind SEC Lawsuit Against Ripple and XRP https://timestabloid.com/david-schwartz-reveals-those-likely-behind-sec-lawsuit-against-ripple-and-xrp/ Mon, 13 Jul 2026 19:00:25 +0000 https://timestabloid.com/?p=107206 The allegations at the center of ETHGate have circulated for years. The theory holds that the SEC gave Ethereum preferential regulatory treatment while pursuing aggressive enforcement against XRP and other competing crypto projects. Now, one of the most credible voices in the XRP ecosystem has shared his view, and it is more measured than many […]

The post David Schwartz Reveals Those Likely Behind SEC Lawsuit Against Ripple and XRP appeared first on Times Tabloid.

]]> The allegations at the center of ETHGate have circulated for years. The theory holds that the SEC gave Ethereum preferential regulatory treatment while pursuing aggressive enforcement against XRP and other competing crypto projects. Now, one of the most credible voices in the XRP ecosystem has shared his view, and it is more measured than many expected.

David Schwartz, Ripple’s CTO Emeritus, addressed ETHGate directly in a post that has drawn significant attention.

What Schwartz Said

Responding to a question about whether a “Central Banking Cartel” deliberately tried to destroy the crypto industry to protect its monopoly, Schwartz was candid about the limits of his knowledge. He said he lacked good evidence for that theory.

He offered an alternative view, suggesting that competing crypto projects are likely behind the SEC’s enforcement action. He acknowledged uncertainty about his own reasoning and invited disagreement.

He then addressed ETHGate specifically when pressed further. Again, he was clear about what he does and does not know. “I don’t have good evidence for this, but I do feel it is more real than fake.”

The Context Around His Comments

The conversation began with a post from UnknowDLT referencing Ripple CEO Brad Garlinghouse’s account of how close the company came to shutting down during the SEC lawsuit. The thread evolved into a broader discussion about what motivated the SEC’s enforcement decisions.

Schwartz stepped in to offer a more grounded read. He pushed back on the banking cartel theory, suggesting competitive dynamics between crypto projects offer a more plausible explanation for why certain enforcement decisions were made.

Schwartz is not a peripheral figure in this story. He is one of the original architects of the XRP Ledger. He lived through the SEC’s prolonged lawsuit against Ripple, which significantly slowed XRP’s growth and adoption. His opinion on what drove regulatory behavior carries real credibility.

The Takeaway

Schwartz stopped short of making strong claims. He acknowledged the absence of hard evidence. While prominent figures like Charles Hoskinson have previously dismissed ETHGate as a conspiracy theory, Schwartz stated clearly that it feels more real than fake to him. For a figure of his standing to say that publicly, it moves the conversation forward without overstating what is currently known.

The debate over whether Ethereum received favorable regulatory treatment is ongoing. Schwartz’s comments add a significant data point to that record.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post David Schwartz Reveals Those Likely Behind SEC Lawsuit Against Ripple and XRP appeared first on Times Tabloid.

]]> Former Ripple CTO Has Two Guesses Left On a Drive Holding 7,002 BTC https://timestabloid.com/former-ripple-cto-has-two-guesses-left-on-a-drive-holding-7002-btc/ Fri, 10 Jul 2026 20:00:35 +0000 https://timestabloid.com/?p=106998 A single USB drive has become one of cryptocurrency’s most enduring cautionary tales. Inside it are 7,002 Bitcoin worth hundreds of millions of dollars, yet its owner cannot access the funds because of a forgotten password. The situation has remained unresolved for years, serving as a reminder that owning digital assets requires more than secure […]

The post Former Ripple CTO Has Two Guesses Left On a Drive Holding 7,002 BTC appeared first on Times Tabloid.

]]> A single USB drive has become one of cryptocurrency’s most enduring cautionary tales. Inside it are 7,002 Bitcoin worth hundreds of millions of dollars, yet its owner cannot access the funds because of a forgotten password.

The situation has remained unresolved for years, serving as a reminder that owning digital assets requires more than secure storage. Speaking on the topic on X, crypto commentator Jake Claver explained that the real lesson is not about the wallet itself but about the planning that surrounds it.

Claver pointed to the case of Stefan Thomas, former Ripple CTO and one of Ripple’s first employees, noting that Thomas has only two password attempts remaining on a drive containing 7,002 BTC.

Claver explained that many people believe purchasing another hardware wallet improves their security, but he suggested they are addressing the wrong issue. “The wallet is one decision,” he wrote, adding that Thomas had a wallet but never developed a complete plan for managing access to it.

A Security System That Worked Exactly as Designed

Thomas’ story dates back to 2011, when he received 7,002 Bitcoin as payment for creating an animated video explaining Bitcoin. At the time, the cryptocurrency was worth less than one dollar per coin. He stored the private keys on an IronKey S200, an encrypted USB drive designed with strict security measures.

The device allows only ten password attempts before permanently erasing its cryptographic keys. Thomas reportedly wrote his password on a piece of paper but later lost it. After making eight unsuccessful attempts over the years, he now has only two chances remaining before permanent loss of access.

The case has attracted widespread interest within the cryptocurrency industry. Hardware security firm Unciphered has publicly stated that it developed a laboratory technique capable of bypassing the IronKey’s password-attempt restriction and offered to help recover the drive.

However, Thomas has reportedly declined the offer due to existing agreements with other recovery teams and concerns about the risks involved. The device reportedly remains secured in a vault.

Why Claver Believes Planning Matters More Than the Device

Claver used Thomas’ experience to emphasize a broader point about cryptocurrency ownership. He suggested that buying secure hardware addresses only one aspect of protecting digital assets, while the larger challenge is creating a reliable recovery process if something goes wrong.

His comments also reflect one of cryptocurrency’s defining characteristics. Unlike traditional banking systems, no institution can reset a forgotten password or restore access to funds. Users who control their own private keys also bear full responsibility for safeguarding them.

Although wallet technology has improved considerably since Thomas first stored his Bitcoin, including the widespread adoption of recovery seed phrases, Claver suggested that the underlying challenge remains unchanged.

People may still misplace recovery information or fail to establish a dependable backup strategy. His message presents the Thomas case as evidence that long-term cryptocurrency security depends not only on choosing the right wallet but also on creating a recovery plan that can withstand human error.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Former Ripple CTO Has Two Guesses Left On a Drive Holding 7,002 BTC appeared first on Times Tabloid.

]]> Ex-Ripple CTO David Schwartz Doubles Down On XRP Utility https://timestabloid.com/david-schwartz-doubles-down-on-xrp-utility/ Fri, 19 Jun 2026 11:00:59 +0000 https://timestabloid.com/?p=105918 David Schwartz, Ripple’s CTO Emeritus, rarely needs more than a few lines to say something meaningful about XRP. He posted his take just after the company announced Swell 2026, and it reads like a preview of what he plans to cover on stage. BSC News reported that Schwartz called out XRP’s expanding role in numerous […]

The post Ex-Ripple CTO David Schwartz Doubles Down On XRP Utility appeared first on Times Tabloid.

]]> David Schwartz, Ripple’s CTO Emeritus, rarely needs more than a few lines to say something meaningful about XRP. He posted his take just after the company announced Swell 2026, and it reads like a preview of what he plans to cover on stage.

BSC News reported that Schwartz called out XRP’s expanding role in numerous fields ahead of Swell 2026.

Schwartz expects this year’s event to be the largest Swell yet. That claim lines up with Ripple’s own plans for the conference, which is set to host over 1500 attendees in New York City.

Schwartz’s Comments on XRP

Posting on X right after the Swell announcement, Schwartz said, “I wouldn’t miss it.” He noted that this year’s event would be the biggest Swell to date.

Schwartz said the best part of these events is watching the new ways people use XRP and build on the XRP Ledger. He listed the use cases he wants to dig into this year, highlighting payments, tokenization, interoperability, DeFi, and AI. He left room for more, too, saying he’s open to whatever comes next in the space. He closed his post with an invitation, asking the XRP community to bring their best ideas and meet him at the event.

Schwartz’s comments carry weight inside Ripple. He has served as the company’s Chief Technology Officer for years and now holds the title of CTO Emeritus, a role that keeps him close to the technical side of XRP and the XRP Ledger. His public posts tend to focus on real use cases rather than price, and this one follows that same pattern.

Swell 2026 at a Glance

Swell 2026 runs Oct 27-29 in New York City. For the first time, the event combines Apex, another major Ripple conference, into a single program across multiple tracks. Ripple expects more than 1,500 attendees and more than 50 sessions, and has over 75 speakers across 3 stages.

The event covers the five core topics Schwartz mentioned in his post. Ripple CEO Brad Garlinghouse has also called this year’s Swell its biggest yet, tying the milestone to nearly a decade of growth since the conference launched in 2017. Swell 2026 will take place at The Shed in Hudson Yards, Manhattan. The event is shaping up as Ripple’s most substantial Swell to date.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Ex-Ripple CTO David Schwartz Doubles Down On XRP Utility appeared first on Times Tabloid.

]]> David Schwartz Drops a Major Fact about Ripple and XRP https://timestabloid.com/david-schwartz-drops-a-major-fact-about-ripple-and-xrp/ Wed, 10 Jun 2026 12:02:29 +0000 https://timestabloid.com/?p=105417 Questions surrounding Ripple’s control over XRP have remained a central issue within the crypto industry for years. The topic resurfaced after the former Ripple Chief Technology Officer, David Schwartz, reiterated that XRP was deliberately designed to prevent Ripple from controlling the network, even in the face of legal or regulatory pressure. Crypto commentator Steph Is […]

The post David Schwartz Drops a Major Fact about Ripple and XRP appeared first on Times Tabloid.

]]> Questions surrounding Ripple’s control over XRP have remained a central issue within the crypto industry for years. The topic resurfaced after the former Ripple Chief Technology Officer, David Schwartz, reiterated that XRP was deliberately designed to prevent Ripple from controlling the network, even in the face of legal or regulatory pressure.

Crypto commentator Steph Is Crypto recently highlighted Schwartz’s remarks, describing them as significant. The pundit quoted Schwartz as saying that XRP had been “carefully and intentionally” designed so that Ripple itself could not control the asset.

According to the quote shared by Steph Is Crypto, Schwartz stated that the developers behind XRP made a conscious decision to ensure that the network would operate independently. He emphasized that Ripple was intentionally deprived of any ability to control XRP, underscoring a long-standing position that the asset functions separately from the company.

Community Members Raise Questions About Ripple’s Holdings

The post also prompted responses from other users on X who revisited the debate over Ripple’s XRP holdings and their implications.

X user Pascal argued that Schwartz’s statement does not eliminate concerns about Ripple’s influence. He pointed out that Ripple still holds approximately 40 billion XRP in escrow and company-controlled wallets, which he described as a substantial amount of the total supply. According to Pascal, such holdings represent considerable influence regardless of the network’s design.

Pascal maintained that ownership concentration remains a source of centralization and suggested that the size of Ripple’s reserves should continue to be considered when evaluating the asset.

Users Respond to Centralization Concerns

Another X user, Jeneria Lewis, offered a different perspective in response to Pascal’s comments. Lewis argued that ownership of XRP does not grant additional authority over the network in the way governance systems might. He added that the large amount of XRP held by Ripple remains locked in escrow, which he said limits the use of those holdings to manipulate the market.

Pascal disagreed with that assessment and replied that the escrow mechanism does not make market manipulation impossible. He reiterated that Ripple’s control over a significant portion of the supply, including assets in escrow and company wallets, represents a level of centralization that differs from Bitcoin.

The exchange highlighted the continuing divide among market participants regarding XRP’s structure. While supporters point to the network’s design and the absence of direct control by Ripple, critics continue to argue that the company’s sizable holdings give it considerable influence over the ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post David Schwartz Drops a Major Fact about Ripple and XRP appeared first on Times Tabloid.

]]> Ex-Ripple CTO Just Dropped the XRP Ledger Blueprint That Stuns XRP Army https://timestabloid.com/ex-ripple-cto-just-dropped-the-xrp-ledger-blueprint-that-stuns-xrp-army/ Tue, 09 Jun 2026 08:02:46 +0000 https://timestabloid.com/?p=105350 The XRP community is once again focusing on the origins and capabilities of the XRP Ledger after crypto enthusiast Lord XRP shared a tweet highlighting comments from former Ripple CTO David Schwartz. In the post, Lord XRP declared that Schwartz had revealed the “blueprint” behind XRP’s role in the future of global payments, emphasizing the […]

The post Ex-Ripple CTO Just Dropped the XRP Ledger Blueprint That Stuns XRP Army appeared first on Times Tabloid.

]]> The XRP community is once again focusing on the origins and capabilities of the XRP Ledger after crypto enthusiast Lord XRP shared a tweet highlighting comments from former Ripple CTO David Schwartz.

In the post, Lord XRP declared that Schwartz had revealed the “blueprint” behind XRP’s role in the future of global payments, emphasizing the network’s speed, low transaction costs, scalability, and borderless functionality.

The tweet presented XRP as a technology designed to replace outdated financial infrastructure and pointed to Schwartz’s recent remarks as evidence of the XRP Ledger’s long-standing technological advantages. Alongside the post, Lord XRP attached a video in which Schwartz discussed the design decisions that shaped XRPL more than a decade ago.

Concerns About Traditional Blockchain Asset Exchanges

In the video, Schwartz explained that one of the major challenges facing asset exchanges on blockchain networks involves the ability of block producers to reorder transactions for their own benefit. According to him, this issue can create situations where those responsible for producing blocks gain unfair advantages over regular users.

Schwartz noted that if asset prices move unexpectedly, a block producer could potentially prioritize their own transactions, capture profitable opportunities, or prevent users from cancelling orders. He described how such possibilities create conflicts of interest that can negatively affect fairness and efficiency in a trading environment.

According to Schwartz, these concerns led XRP Ledger developers to recognize a unique opportunity. He stated that the technology behind XRPL was designed to avoid these specific problems, making it particularly suitable for supporting asset exchange directly on the ledger.

The Creation of Issued Assets and an Early Decentralized Exchange

Schwartz went on to explain that the XRPL team drew inspiration from work completed by Ryan Fugger in 2004. Building on those ideas, developers created issued assets, which Schwartz described as essentially the first stablecoins.

He also stated that the XRP Ledger introduced what is now commonly referred to as a decentralized exchange, or DEX. Rather than treating trading functionality as a separate application, the developers integrated exchange capabilities directly into the ledger itself.

Schwartz further explained that the team built what he called a multi-asset ledger, enabling multiple forms of value to exist and move across the same network. These features were implemented years before many of the concepts became common throughout the broader blockchain industry.

Lord XRP used Schwartz’s comments to support a broader argument about XRP’s long-term role in financial infrastructure. The tweet asserted that XRP is positioned to serve global payments through technology that is fast, inexpensive, and capable of handling large-scale demand.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Ex-Ripple CTO Just Dropped the XRP Ledger Blueprint That Stuns XRP Army appeared first on Times Tabloid.

]]> Former Ripple CTO Discusses Where XRP Is Headed Within 1 Minute https://timestabloid.com/former-ripple-cto-discusses-where-xrp-is-headed-within-1-minute/ Sun, 07 Jun 2026 09:02:00 +0000 https://timestabloid.com/?p=105243 RippleX recently shared a new message from Ripple CTO Emeritus David Schwartz, offering a concise overview of how XRP and the XRP Ledger are evolving beyond their original use cases. RippleX quoted Schwartz as saying that XRP’s future includes “tokenized securities, money market funds, stocks, repos, and loans,” while adding that enterprise adoption is already […]

The post Former Ripple CTO Discusses Where XRP Is Headed Within 1 Minute appeared first on Times Tabloid.

]]> RippleX recently shared a new message from Ripple CTO Emeritus David Schwartz, offering a concise overview of how XRP and the XRP Ledger are evolving beyond their original use cases.

RippleX quoted Schwartz as saying that XRP’s future includes “tokenized securities, money market funds, stocks, repos, and loans,” while adding that enterprise adoption is already underway and that broader retail participation could follow.

The statement was accompanied by a short video titled “XRP in a Minute,” in which Schwartz discussed the expanding utility of the XRP Ledger and its growing role in tokenized finance. His comments focused on how the network has progressed from facilitating digital asset transfers to supporting a wider range of financial products represented on-chain.

According to Schwartz, the foundation of today’s blockchain industry was when Bitcoin introduced a public blockchain that enabled users to hold and transfer digital value. He explained that the XRP Ledger emerged shortly afterward and expanded on that concept by supporting not only a native digital asset but also issued assets representing a variety of financial instruments.

Focus on Tokenized Real-World Assets

A key theme of Schwartz’s remarks was the growing use of the XRP Ledger for tokenized real-world assets. He stated that enterprises are already utilizing the network to issue and manage tokenized assets, reflecting a broader trend across the financial industry toward blockchain-based representations of traditional financial products.

Schwartz noted that current activity on the XRP Ledger extends beyond digital currencies and includes assets such as stablecoins and other tokenized instruments. He suggested that this trend is expected to continue as more institutions explore blockchain infrastructure for financial services.

Looking ahead, he identified several categories that could become increasingly prominent on the XRP Ledger. These include tokenized securities, money market funds, and stocks. Schwartz also pointed to future capabilities involving tokenized repurchase agreements, commonly known as repos, as well as tokenized loans.

Enterprise Adoption Seen as a Path to Retail Growth

Schwartz emphasized the role of enterprises in driving the next stage of blockchain adoption. He argued that institutional participants will introduce products and services that can attract a much larger retail audience.

In the video, he stated that enterprises will provide the features necessary to encourage mass retail adoption. He connected this development to the broader growth of decentralized finance, suggesting that increased participation could help DeFi deliver financial services on a larger scale.

The message from RippleX presents a vision in which the XRP Ledger serves as infrastructure for a growing range of tokenized financial products. By highlighting securities, funds, stocks, repos, and loans, Schwartz pointed to a future where blockchain technology is used not only for digital asset transfers but also for representing and managing traditional financial instruments within a tokenized ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Former Ripple CTO Discusses Where XRP Is Headed Within 1 Minute appeared first on Times Tabloid.

]]> Former Ripple CTO: “No Way to Create More XRP…” Here’s why https://timestabloid.com/former-ripple-cto-no-way-to-create-more-xrp-heres-why/ Mon, 18 May 2026 10:02:00 +0000 https://timestabloid.com/?p=104087 Crypto analyst Steph Is Crypto shared a statement from Ripple CTO David Schwartz, emphasizing that XRP’s supply cannot be increased because the code has no capacity to create additional tokens. According to the post, XRP’s total supply remains permanently capped at 100 billion tokens. The message focused on one of XRP’s defining characteristics. It quickly […]

The post Former Ripple CTO: “No Way to Create More XRP…” Here’s why appeared first on Times Tabloid.

]]> Crypto analyst Steph Is Crypto shared a statement from Ripple CTO David Schwartz, emphasizing that XRP’s supply cannot be increased because the code has no capacity to create additional tokens.

According to the post, XRP’s total supply remains permanently capped at 100 billion tokens. The message focused on one of XRP’s defining characteristics. It quickly gained attention from members of the XRP community who debated whether the fixed supply could eventually increase its value.

Steph Is Crypto wrote that there is “NO WAY to create more XRP because the code doesn’t exist,” adding that the supply is “100% fixed.” The statement reinforced a long-standing feature of XRP that differentiates it from assets with inflationary issuance models.

Unlike cryptocurrencies that continue adding new tokens through mining or staking rewards, XRP’s supply was created at launch. Supporters of XRP have often argued that this structure could become increasingly important if institutional or global adoption accelerates in the coming years.

Community Members Debate XRP’s Long-Term Potential

The tweet generated strong reactions from users who shared differing views on whether XRP’s fixed supply is beneficial to holders.

One user, identified as BrutallyHonest, criticized the original creation of the 100 billion XRP supply. The commenter argued that the large supply contributes to XRP’s lower unit price compared to assets with smaller circulating supplies.

Another user, Tye, presented a more optimistic outlook. The commenter suggested that increasing adoption and possible government-related use cases could eventually place significant pressure on XRP’s available supply. According to the post, the limited number of tokens could create stronger demand dynamics similar to what supporters have seen with Bitcoin over the years.

James Volz also responded by defending the existing supply structure. The user questioned why additional tokens would ever be necessary, given that 100 billion XRP already exists. The varying reactions reflected an ongoing debate within the XRP community regarding supply, valuation, and future utility.

Why XRP’s Fixed Supply Matters

The discussion surrounding XRP’s supply is important because scarcity often plays a major role in crypto market valuations. Bitcoin supporters have long pointed to its capped supply of 21 million coins as a major reason behind its long-term price growth. XRP supporters believe similar principles could eventually influence XRP if adoption increases substantially.

However, XRP differs from Bitcoin in one key area. While Bitcoin’s supply is much smaller, XRP was designed for high transaction volume and payment. Supporters argue that the larger supply allows XRP to support global-scale liquidity without the complexities of fractional ownership for institutions and payment providers.

The fixed supply model also means that no future inflation can dilute existing holders. In addition, a small amount of XRP is permanently destroyed during transactions as part of the network’s fee mechanism. Some XRP supporters believe this feature could gradually reduce the circulating supply, especially if transaction activity increases significantly.

XRP Holders Continue Watching Adoption Trends

The renewed attention on XRP’s supply comes at a time when investors remain focused on institutional adoption, regulatory developments, and utility-driven demand within the digital asset sector.

For XRP holders, Schwartz’s statement reinforces certainty around one major aspect of the asset: the total supply cannot be expanded. Many supporters believe that if demand continues growing while supply remains fixed, XRP’s market value could strengthen over the long term.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Former Ripple CTO: “No Way to Create More XRP…” Here’s why appeared first on Times Tabloid.

]]> Ex-Ripple CTO Sparks Fresh XRP Price Speculation With Recent Statement https://timestabloid.com/ex-ripple-cto-sparks-fresh-xrp-price-speculation-with-recent-statement/ Mon, 18 May 2026 07:02:15 +0000 https://timestabloid.com/?p=104078 Crypto pundit Crypto Dyl News recently highlighted a post by former Ripple CTO David Schwartz that quickly gained traction among XRP supporters and traders. The post featured an unusual image linked to the XRP Ledger, alongside a cryptic statement that prompted some users to speculate whether hidden price signals were embedded in it. In the […]

The post Ex-Ripple CTO Sparks Fresh XRP Price Speculation With Recent Statement appeared first on Times Tabloid.

]]> Crypto pundit Crypto Dyl News recently highlighted a post by former Ripple CTO David Schwartz that quickly gained traction among XRP supporters and traders.

The post featured an unusual image linked to the XRP Ledger, alongside a cryptic statement that prompted some users to speculate whether hidden price signals were embedded in it.

In the post shared by Crypto Dyl News, Schwartz wrote, “I’ll probably be forced to delete this, and people will say it’s AI,” before sharing an image that appeared to show an archaeological-style excavation scene centered around the XRP Ledger logo.

The image displayed a series of numbers vertically placed beside the XRP Ledger symbol, including 279, 214, 559, 456, 254, 559, 326, and 406.

Crypto Dyl News questioned whether those numbers could represent possible future XRP prices. The post specifically asked followers, “Could he be hinting at these prices for XRP!?!? What does this mean?” The commentary immediately fueled speculation among some members of the XRP community who attempted to interpret the meaning behind the image and the numerical sequence.

The Original Context Behind the Image

While some users treated the post as a possible hidden message, additional context later emerged showing that Schwartz’s post was actually a response to a parody tweet. An X user identified as Sean pointed out that the image originated from a joke post published by the parody account VanderMeer Capital.

The parody account claimed that Ripple did not create XRP and jokingly suggested that the XRP Ledger had been excavated in Egypt in 1929 and later decoded by David Schwartz in 1977. The parody post went even further by calling XRP “ancient technology” that was “possibly left here by an alien race.”

Schwartz responded to that parody post by sharing the edited image and adding his humorous caption about people claiming it was generated by artificial intelligence. Sean’s clarification led many users to view the post as satire rather than a serious statement about XRP or future price targets.

XRP Community Continues Searching for Clues

Despite the humorous context, the XRP community analyzed the numbers displayed in the image. Some users attempted to connect the figures to potential XRP valuations, while others argued that the numbers likely had no financial meaning at all.

This type of speculation is not unusual in the digital asset sector, particularly when well-known industry figures publish vague or unconventional posts online. Because Schwartz remains one of the most recognized voices associated with XRP and the XRP Ledger, even lighthearted comments often receive significant attention from traders and investors.

The exchange also showed how parody, memes, and speculation frequently overlap in the cryptocurrency industry. A joke post from a parody account eventually became widespread discussion about XRP price possibilities after Schwartz acknowledged it publicly.

Although no evidence suggests that the numbers in the image represent actual XRP targets, the interaction once again demonstrated how closely the XRP community follows statements and social media activity connected to David Schwartz and the XRP Ledger ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

Follow us on X, Facebook, Telegram, and  Google News

The post Ex-Ripple CTO Sparks Fresh XRP Price Speculation With Recent Statement appeared first on Times Tabloid.

]]>