Ripple CEO Brad Garlinghouse has directly explained how XRP’s price could rise as demand, utility, and liquidity increase.

Digital Asset Investor shared a video in which Garlinghouse addressed a question about XRP’s value and its relationship with transaction activity. Garlinghouse focused on supply and demand, explaining how institutional use and greater liquidity could increase reasons for participants to hold XRP.

Garlinghouse Explains XRP’s Supply And Demand

An audience member asked Garlinghouse to explain how he views XRP’s value compared with the number of transactions on the network. The question also asked how he could convince people that XRP represents an undervalued non-security token.

Garlinghouse responded by referencing the federal court ruling on XRP’s securities status before turning to price. He said digital asset prices ultimately depend on supply and demand.

Garlinghouse pointed to XRP’s fixed supply and connected price increases to stronger demand. He then explained how Ripple seeks to increase demand by expanding trust, utility, and liquidity around XRP.

Garlinghouse said Ripple treats XRP as its “North Star.” He said the company wants to drive trust in XRP, increase its utility, and improve its velocity through greater liquidity.

Ripple CEO On How XRP Price Rises pic.twitter.com/FyuygoLBP6

— Digital Asset Investor (@digitalassetbuy) September 25, 2026

Institutional Activity Could Support XRP Demand

Garlinghouse also connected XRP’s potential value growth to institutional activity and payment flows. He said that increased institutional transactions and greater utility could encourage more people to hold XRP.

He placed particular emphasis on liquidity. Garlinghouse explained that market participants want currencies and assets that they can easily enter and exit, especially during periods of stress or crisis. He said limited liquidity can discourage people from holding an asset because participants may worry about their ability to buy or sell when necessary.

Garlinghouse also pointed to Ripple’s investment activity across the XRP ecosystem. He said Ripple has invested more than $1 billion in other companies operating within the ecosystem. He linked those investments with the payment flows and use cases that Ripple continues to develop around XRP.

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Digital Asset Investor Focuses On Liquidity

Garlinghouse also referenced XRP’s previous position in the digital asset market. He said XRP ranked as the second-most valuable digital asset before the SEC lawsuit. He added that Ripple wants to continue building momentum around payment flows and use cases.

Digital Asset Investor focused on Garlinghouse’s comments about liquidity accompanying the video. He wrote, “Liquidity’s coming, folks. You better lock in.”

The video centers on Garlinghouse’s explanation that supply and demand ultimately determine XRP’s price, while greater utility, institutional activity, payment flows, and liquidity can influence demand. He connects Ripple’s investments across the XRP ecosystem with the company’s broader efforts to expand XRP’s use.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Ripple CEO Brad Garlinghouse has made an unexpected admission about Solana while discussing why investors might choose XRP over competing cryptocurrencies.

Crypto enthusiast Diana shared a tweet featuring Garlinghouse’s comments, including his disclosure that he owns some SOL and does not view Solana as a competitor to Ripple. His remarks also challenge the idea that Ripple’s CEO should promote XRP at the expense of other major cryptocurrencies.

Brad Garlinghouse Recommends Holding Multiple Cryptocurrencies

During the discussion, an audience member asked Garlinghouse why someone should choose XRP instead of Solana and how he would compare the two cryptocurrencies.

Garlinghouse rejected the idea that he should persuade investors to buy XRP. He instead described the approach he recommends to people close to him.

“What I honestly tell my close friends is I’m not here to convince you to buy XRP,” Garlinghouse said. “What I would tell you is buy the top five and hold them for the next five years, and you’re going to do great.”

Garlinghouse then disclosed that he owns some Solana. He also rejected the label of an XRP maximalist and explained that he remains bullish on several cryptocurrencies for different reasons.

“So I own a little bit of Solana,” he said. “I’m not one of these people who’s an XRP maximalist. I’m bullish on a bunch of cryptos for a bunch of reasons.”

His comments present diversification as his preferred approach rather than concentrating on XRP alone.

THIS MIGHT SURPRISE XRP HOLDERS: Ripple CEO Says DON'T BET EVERYTHING ON $XRP — REVEALS He OWNS $SOL & Doesn’t See As A Competitor

When asked WHY someone should choose $XRP OVER Solana, @bgarlinghouse basically REFUSED to play the crypto tribalism game.

His advice to… https://t.co/6MuqMkwjWi pic.twitter.com/7U3X1T5NWe

— Diana (@InvestWithD) September 25, 2026

Garlinghouse Says XRP And Solana Can Both Perform Well

Garlinghouse also explained why he believes Solana has attracted significant liquidity. He pointed to meme coin activity on the Solana layer-1 network as one factor that drove capital into the ecosystem.

“Solana obviously leaned into the meme coin activity, and it drove a lot of liquidity,” he said. Garlinghouse later explained that meme coins built on Solana contributed to the network’s liquidity.

He then encouraged investors to consider both cryptocurrencies rather than choosing one over the other.

“I’m not going to try to convince you of that because I’m like, look, buy both,” Garlinghouse said. He added that he expects Solana to perform well and also expects XRP to perform well.

Garlinghouse acknowledged that their future performance could differ depending on how developments unfold for Ripple and the Solana Foundation. However, he does not consider Solana a direct competitor to Ripple.

“I don’t consider Solana a competitor,” he said. “I mean, I’m friendly with them. There are others I would say we compete with maybe a little more than that.”

Garlinghouse ultimately expressed support for the Solana ecosystem, saying, “I root for Solana for sure.”

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Diana’s Post Draws Different Reactions

Diana’s post also included contrasting reactions from commenters. Spawn rider defended Garlinghouse’s position, saying the Ripple CEO doesn’t need to become an XRP maximalist. He maintained that different cryptocurrencies can serve different purposes.

RYNO took a different position. He said he prefers CEOs who clearly maintain maximalist positions around their preferred assets. He specifically referenced Michael Saylor’s support for Bitcoin and questioned whether executives should personally own assets that compete with their companies.

Garlinghouse’s comments instead show that he personally owns some SOL, supports multiple cryptocurrencies, and does not view Solana as a direct competitor to Ripple. His recommendation to hold several leading assets over five years also reflects the diversified approach he described during the discussion.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Ripple CEO Brad Garlinghouse responded to investors who compare XRP to Solana, saying he doesn’t expect people to choose XRP simply because he leads Ripple. His comments show how he views both cryptocurrencies and why he does not treat Solana (SOL) as a direct competitor to Ripple.

Garlinghouse Tells Investors To Consider Both

In a recent event, someone asked Garlinghouse why he should choose XRP over Solana and how he would compare the two assets.

Garlinghouse did not try to make a case for XRP over Solana. Instead, he recommended that his close friends buy the top five cryptocurrencies and hold them for the next five years.

“I’m not here to convince you to buy XRP,” Garlinghouse said. He then explained that he owns some Solana and does not limit his cryptocurrency exposure to XRP.

“I’m not one of these people who’s an XRP maximalist,” he said. “I’m bullish on a bunch of cryptos for a bunch of reasons.”

Crypto commentator BULLRUNNERS shared Garlinghouse’s remarks in a post on X and focused on his response to the XRP-Solana comparison.

JUST IN :
Ripple CEO Brad Garlinghouse: "I'm not one of these people who's an XRP maximalist, I'm bullish on a bunch of cryptos, for a bunch of reasons"

Came when asked why someone should hold XRP over coins like Solana for the next five years

Says XRP could be the best… pic.twitter.com/JCVHKAOPIE

— BULLRUNNERS (@BullrunnersHQ) September 24, 2026

Garlinghouse Sees Potential In Solana

Garlinghouse also explained why he believes Solana has attracted significant liquidity. He pointed to meme coin activity on the Solana network as one factor that helped drive demand and liquidity toward the blockchain.

“Solana obviously leaned into the meme coin activity, and it drove a lot of liquidity,” Garlinghouse said.

He then connected that activity to the broader factors that can drive cryptocurrency markets. Rather than dismissing Solana, he said investors could hold both assets.

“Buy both,” Garlinghouse said.

He also expressed confidence in their future performance. “I think Solana will probably do well. I think XRP is going to do well,” he said.

Garlinghouse added that Ripple’s development and the Solana Foundation’s development could influence which asset performs better over time.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Garlinghouse Does Not See Solana As A Ripple Rival

Garlinghouse also rejected the idea that Solana directly competes with Ripple. He described his relationship with people connected to Solana as friendly and said other projects compete more directly with Ripple.

“I don’t consider Solana a competitor,” he said. “I mean, I’m friendly with them.”

BULLRUNNERS connected these remarks to the wider question of XRP’s role in cross-border payments. The post described XRP as a potential bridge asset for international payments while noting that stablecoins could provide another solution depending on the use case.

Garlinghouse’s comments therefore placed XRP alongside other cryptocurrencies rather than presenting it as the only asset investors should consider. His response centered on the different factors supporting each cryptocurrency and his expectation that both XRP and Solana can perform well as their ecosystems continue to develop.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Ripple CEO Brad Garlinghouse recently gave a candid look at how the company approaches cross-border payments.

Crypto Eri (@sentosumosaba), a prominent figure in the XRP community, shared a video of his remarks with her audience. His comments cut straight to the core of Ripple’s business model. The company does not start with XRP. It starts with the customer’s problem.

How Ripple Solves Problems

Garlinghouse laid it out clearly. When Ripple approaches an institution looking to move money, the team evaluates which asset best solves the problem. “It could be that XRP is the best bridge asset for that purpose,” he said, “or it could be that, no, a stablecoin is going to solve that problem better.”

That approach reflects a competitive commercial mindset. Ripple wins business by solving problems effectively. If it fails to do that, it loses its share of wallet. The asset selection follows the outcome, not the other way around.

"It could be that XRP is the best bridge asset for that purpose, or it could be that, no, a stablecoin is going to solve that problem better."
– Brad Garlinghouse,

Ahappy customer is #1. pic.twitter.com/cheEQePWRn

— Eri ~ Carpe Diem (@sentosumosaba) September 24, 2026

XRP Remains a Central Bridge Asset

XRP still holds a significant role as a bridge asset in Ripple’s payment flows. The network’s speed, low transaction cost, and liquidity make it a strong candidate for many corridors. Garlinghouse’s comments do not diminish XRP’s position. They describe how Ripple decides when to deploy it.

The CEO’s transparency reinforces a key point: XRP earns its place through performance. In corridors where it delivers the best result, Ripple uses it. That is a stronger endorsement than a mandate. It means XRP competes and wins on merit.

Ripple’s Stablecoin Growth Adds More Options

Garlinghouse also explained how RLUSD, Ripple’s own stablecoin, entered the picture. At one point, Ripple was minting 20% of all USDC in circulation, making it the largest minter. The company recognized that position as an opportunity. “Why don’t we enter this market ourselves?” Garlinghouse asked.

Ripple launched its stablecoin in late 2024. At the time of the video, it ranked as the fifth-largest stablecoin with roughly $1.5 billion in circulation. That valuation has grown to $2.4 billion. That growth gives Ripple more flexibility across its payment corridors. It is not a replacement for XRP. Instead, it serves as an additional tool that makes the overall network more capable.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Customer Satisfaction Comes First

A community member asked Crypto Eri which payment route ultimately costs less. She explained that the customer’s experience comes first. Deep liquidity, low cost, and minimal friction determine the winning solution. That combination is what wins out.

Her response aligns with Garlinghouse’s position. In any given corridor, cost, liquidity, and user experience determine the winner. XRP’s established liquidity profile puts it in a strong competitive position across many of those routes.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Ripple CEO Brad Garlinghouse has responded to the failed Clarity Act, describing the outcome as a major disappointment for the cryptocurrency industry.

Garlinghouse said Ripple and other industry participants invested significant effort in trying to move the legislation forward, explaining that the bill represented an opportunity to establish clearer rules for digital assets in the United States.

1/ This one stings. Our team gave everything we had to get the Clarity Act across the finish line. So did most of the industry. This was an opportunity bigger than Ripple or one company – we did this for the industry, for consumers and to cement the US’s position as the crypto…

— Brad Garlinghouse (@bgarlinghouse) September 15, 2026

Garlinghouse Says Industry Effort Fell Short

Garlinghouse said Ripple’s team “gave everything” they had to get the Clarity Act across the finish line. He added that the crypto industry also worked toward advancing the legislation.

The Ripple CEO stressed that the effort went beyond a single company. He said the industry supported the bill for consumers and to strengthen the United States’ position in the global cryptocurrency sector and the future of finance.

“Ultimately, consumers and U.S. competitiveness got left behind,” Garlinghouse wrote.

His comments came after the legislation failed to secure the progress supporters had sought in Washington. Garlinghouse said the outcome requires a detailed examination of the reasons behind the failure.

Ripple CEO Calls for Post-Mortem

Garlinghouse said a “post mortem” needs to take place to examine why the Clarity Act failed. He added that he would provide more comments in the coming days.

The Ripple CEO also criticized what he described as Democratic opposition to cryptocurrency, called the “anti-crypto army.” He said political considerations were elevated over what he characterized as good policy.

The comments put Garlinghouse’s focus on the political process surrounding the legislation rather than on changes to Ripple’s business operations. His message also indicates that he expects the company to remain involved in U.S. regulatory developments despite the setback.

SEC and CFTC Remain Central to U.S. Crypto Rules

Garlinghouse said there remains reason for optimism about cryptocurrency in the United States. He pointed to continued work by the Securities and Exchange Commission and the Commodity Futures Trading Commission to develop rules that could address the legislative gap.

He specifically referenced SEC Chair Atkins and CFTC Chair Selig, saying the agencies will continue working on regulations while Ripple remains actively involved in the rulemaking process.

This approach could keep regulatory developments moving even without the Clarity Act. Garlinghouse’s comments indicate that Ripple intends to participate as U.S. regulators develop additional rules for the digital asset industry.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Ripple Business Remains Strong

Garlinghouse also used the post to address Ripple’s business position. He said the company’s business “has never been stronger,” citing demand from traditional finance and the digital asset ecosystem.

He added that the missed vote in Washington does not change Ripple’s momentum, global footprint or customer base.

For Ripple, Garlinghouse’s message combines disappointment over the Clarity Act’s failure with confidence in the company’s ongoing operations. He also made clear that the company plans to remain engaged with U.S. regulators as the country continues to develop its approach to cryptocurrency.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Ripple CEO Brad Garlinghouse went on X to make one thing clear: the CLARITY Act is not a compromise senators should feel reluctant about. It is a deal they should stand behind. He described it as “the product of real, substantive trades policymakers made to get here.”

His post replied to Treasury Secretary Scott Bessent, who called the bill essential to ensuring America leads the global race for new technology. Bessent previously called Senators to vote yes, arguing that the bill’s failure would signal to America’s adversaries that it is not ready to lead the future of digital assets.

Garlinghouse acknowledged that concessions were made, but argued they were significant ones. In his view, the bill earned its support through that process.

This bill isn't just a compromise…it's the product of real, substantive trades policymakers made to get here.
I said this many months ago: perfect can't be the enemy of good…
and let's be clear: those trades weren't small. This isn't a deal Senators should be ‘settling for’ —… https://t.co/mdLvqKVXjG

— Brad Garlinghouse (@bgarlinghouse) September 14, 2026

The Case for Passing it Now

Garlinghouse has pushed for pragmatism in crypto legislation for months. “Perfect can’t be the enemy of good,” he wrote, restating a position he says he has held for some time. He pushed back against any reading of the bill as a fallback option.

He argued that Senators are not settling. They are backing something that deserves their full support. His message to the Senate was simple. “The world is watching, and voters are watching. Now is the time to vote yes.”

The XRP Army Responds

Garlinghouse’s post received a huge wave of responses from the community. BankXRP, a well-known commentator in the community, emphasized that regulatory clarity matters more than delay, and urged the Senate to vote yes without hesitation.

Another drew attention to Ripple’s growth, including processing roughly $16 trillion in transactions last year, a figure comparable to Visa’s total volume. He pointed out that only 0.1% of that currently settles on-chain through digital assets like XRP and stablecoins.

He argued that even a modest increase in on-chain settlement could add hundreds of billions in blockchain transactions. Experts believe XRP will directly benefit from the CLARITY Act. Passing the bill could help move more of that value onto the blockchain easily, and also attract external institutional investment and adoption.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Garlinghouse’s Position

Garlinghouse is not asking the Senate to accept something imperfect and move on. He argues the bill has genuine value, that the process that produced it was serious, and that a yes vote reflects real conviction. Garlinghouse supports the bill from the start, and the negotiations have produced a bill that many in the crypto space are satisfied with.

The CLARITY Act now sits before the Senate. Garlinghouse, Bessent, and much of the crypto community are watching the outcome closely.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Versan Aljarrah, founder of Black Swan Capitalist, read what Ripple CEO Brad Garlinghouse said about central banks and reached a notable conclusion.

He identified central banks as the major customers for XRP’s core function, describing the asset as inventory built to store and move value instantly, worldwide, at near-zero cost.

That post did not arrive without context. Garlinghouse had laid out the problem in specific terms. The Central Bank of the Netherlands spent months relocating $11 billion in gold from New York to London. About 70% of it never physically moved. The bank sold the gold in New York and repurchased it in London.

Germany once took four years to move 674 tons of gold worth $36 billion from vaults in Paris and New York. Garlinghouse described institutions as “still moving value the way they did in the 1940s” and described their continued reliance on legacy infrastructure as “confounding.”

Ripple’s CEO just told you who the customer is. Central banks. Store value. Move value. Instantly. Worldwide. Almost free. XRP is the inventory built for that movement. That’s not a hint. That’s the product. https://t.co/4ezoQCyrkY

— Versan | Black Swan Capitalist (@VersanAljarrah) September 7, 2026

Aljarrah’s Earlier Position

This is not the first time Aljarrah has placed central banks at the center of the XRP thesis. He previously posted that central banks “are working with Ripple to redefine global finance by harnessing the power of XRP in cross-border value transfer.” He called XRP “the ultimate powerhouse in the world of finance.”

His new post builds directly on that claim. Garlinghouse gave him the evidence. Aljarrah drew the line from the problem to the institution facing it, and then to the asset he believes solves it.

XRP as a Solution

The XRP Ledger processes cross-border value transfer in under 5 seconds. Tokenized gold on the ledger settles on-chain while the gold stays in the vault. Ownership transfers without physical logistics, coordination delays, or settlement lag.

Garlinghouse noted that crypto grew from a $1.5 billion experiment to a $2.7 trillion asset class while central banks continued operating on decades-old systems. The XRP Ledger exists as an alternative to those systems.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

The Argument Aljarrah Is Making

Aljarrah has consistently argued that XRP holds a structural role in global finance. His earlier claim placed XRP inside active institutional engagement with Ripple. His newest post takes Garlinghouse’s public commentary and uses it to define the customer, the function, and the asset.

Central banks move enormous volumes of value across borders. Existing infrastructure requires months to complete transactions that the XRP Ledger completes in seconds. Aljarrah looked at that gap and said that Garlinghouse identified it. Then he named XRP as the solution already built for it.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Brad Garlinghouse, CEO of Ripple, follows exactly 589 accounts on X. Crypto analyst Dark Defender (@DefendDark) recently highlighted this detail, and the XRP community read it as anything but coincidental. The precision of that number is what caught attention.

Dark Defender argues that Garlinghouse cannot publicly state a price target for XRP. Regulatory constraints make that impossible because he’s the CEO.

So the argument goes that following 589 people is his way of showing it without saying it. “589 was never a number,” Dark Defender wrote. “A password. It is the sentence nobody in the room is allowed to say out loud.”

Brad cannot say a price. He is a CEO.
So he follows exactly 589 accounts.
The XRPL Foundation cannot say a price either.
So it hid 5, 8 and 9 in a picture.

589 was never a number. A password.

It is the sentence nobody in the room is allowed to say out loud.

1.3M followers is a… pic.twitter.com/8B2cvJTLAW

— Dark Defender (@DefendDark) September 5, 2026

The Follow Count Is Not Accidental

When Garlinghouse went off X earlier in the year, his following count dropped to 588. When he returned, it went back up to 589. The community reads this as deliberate maintenance. Garlinghouse has 1.3 million followers, which Dark Defender described as a bonus. It makes the precision of his 589 following count all the more striking.

The $589 price target has circulated in XRP circles for years, tied to the theory that XRP must reach that price to facilitate institutional cross-border settlement flows at scale.

The XRPL Foundation’s Picture

The pattern does not stop at Garlinghouse. The XRP Ledger Foundation posted an image on May 25 with dots arranged in groups corresponding to 5, 8, and 9. The caption read “Tomorrow’s going to be a great day.” Dark Defender connected this to the $589 theory, suggesting that the Foundation faces the same constraints as Garlinghouse.

Community Responses

Several community members weighed in. One noted that 5×8×9 equals 360, calling it a circle, and suggesting this calculation makes it complete. He believes the mathematical relationship reinforces the digits’ significance. Another pointed to a separate reference, noting that $589 was the price of Ethereum when the SEC filed its lawsuit against Ripple.

One member said there is “a hidden private ledger price that you don’t see,” suggesting the $589 figure represents something embedded in institutional infrastructure rather than the open market. Another said the number may have roots in actual legislation in Japan or the United States, specifically around reverse carry trade law.

A Figure That Will Not Go Away

The $589 discussion keeps returning because new evidence keeps emerging. The number is now deeply embedded in XRP history, and Garlinghouse’s following count has reinforced the belief in the community. Whether deliberate or coincidental, the XRP community continues to treat $589 as meaningful.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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A fresh tweet from crypto commentator X Finance Bull has brought attention to Brad Garlinghouse’s comments on regulation, Ripple’s four-year legal battle with the U.S. Securities and Exchange Commission, and the company’s support for the CLARITY Act.

The post maintains that Ripple’s experience with the SEC has strengthened its position that the broader U.S. cryptocurrency industry needs clear regulatory rules.

Garlinghouse Points to Ripple’s 75 Licenses

In a video attached to the post, Ripple CEO Brad Garlinghouse spoke at the third annual Wyoming Blockchain Symposium about the company’s approach to regulation. He rejected the idea that the cryptocurrency industry opposes regulatory oversight.

“The idea that crypto was anti-regulation is the exact opposite,” Garlinghouse said, adding that the industry has actively sought regulation.

He pointed to Ripple’s regulatory progress as an example, stating that the company holds 75 licenses worldwide. His comments emphasized Ripple’s efforts to operate within established regulatory frameworks rather than avoid them.

Listen closely to what Brad Garlinghouse said about ripple:native and the CLARITY Act.

Ripple fought the SEC for four years and now holds 75 licenses worldwide.

Brad’s takeaway isn’t to run from regulation. It’s the opposite.

He wants clear rules across the entire U.S. crypto… https://t.co/R6wNTQuhNY pic.twitter.com/1a0t4C6co6

— X Finance Bull (@Xfinancebull) September 4, 2026

X Finance Bull focused on this point, establishing that Ripple’s position reflects a broader push for regulatory certainty across the U.S. crypto sector.

Ripple Supports the CLARITY Act

Garlinghouse also addressed Ripple’s experience with the SEC and explained why the company continues to support the CLARITY Act despite XRP already having significant legal clarity.

According to Garlinghouse, Ripple faced a four-year legal battle with the U.S. government and the SEC. He referenced the federal court’s ruling that XRP itself is not a security, describing that decision as “clarity for XRP.”

However, he stressed that Ripple does not view that outcome as sufficient for the wider industry.

“In order for the industry to succeed in the United States, we need clarity for the whole industry,” Garlinghouse said. He added that Ripple has “leaned in aggressively” to support the CLARITY Act.

His comments indicate that Ripple views comprehensive legislation as important beyond its own legal position. The company is seeking rules that establish clearer requirements for businesses operating across the cryptocurrency industry.

Attention Turns to What Comes Next

Garlinghouse also noted that he attended presentations from Tim Scott and Patrick Witt at the Wyoming Blockchain Symposium, where they discussed the likelihood and path toward passage of the legislation.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

X Finance Bull connected those comments to a broader question about Ripple and XRP if the CLARITY Act becomes law. The commentator said Ripple is not trying to move away from regulation after its SEC experience, but is instead advocating for a framework that could provide greater certainty across the U.S. market.

Comments under the post reflected this view. User maddio0104 described Garlinghouse as “wise” for pursuing regulatory clarity, while 8lends argued that clear rules could support greater adoption because businesses cannot effectively scale while facing regulatory uncertainty.

For X Finance Bull, the central issue is now whether the regulatory clarity Ripple has sought for years can expand beyond XRP to the wider U.S. cryptocurrency industry through legislation such as the CLARITY Act.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The Central Bank of the Netherlands recently spent months relocating $11 billion in gold from New York to London. About 70% of it never physically moved. The bank sold the gold in New York and repurchased it in London.

Crypto commentator Pumpius (@pumpius) highlighted this as a defining example of how traditional finance still operates in 2026 using decades-old settlement infrastructure. Ripple CEO Brad Garlinghouse had already raised the same case. Pumpius drew attention to the post, stating that the CEO hit the nail on the head and banks hate what he said.

He noted that Germany once took four years to move 674 tons of gold, worth $36 billion, from vaults in Paris and New York. These are not edge cases. They show how central banks routinely rely on outdated systems to transfer values on a global scale.

Ripple CEO Brad Garlinghouse Just Hit The Nail On The Head And Banks Hate What He Said!

Ripple CEO EXPOSED How The Netherlands Spent MONTHS Moving $11,000,000,000 In Gold While Tokenized Gold On The XRP Ledger Does It In SECONDS

Ripple CEO Brad Garlinghouse just called out… https://t.co/qk0EC3Ehol pic.twitter.com/nzz5Gbbou3

— Pumpius (@pumpius) September 5, 2026

Garlinghouse’s Argument

Garlinghouse noted that in the same period spanning those two gold-moving stories, crypto grew “from a $1.5B experiment to a $2.7T asset class.” That growth came with real liquidity and functioning financial infrastructure. What did not change was how central banks move value. His post states they are “still moving value the way they did in the 1940s.”

He extended the point beyond finance. Self-driving cars now navigate city traffic. AI has reshaped how people work. Starlink provides internet access almost anywhere on Earth. Yet the most efficient method available for moving large stores of value remains largely ignored by the institutions that need it most. Garlinghouse called this “confounding.”

XRP Ledger and Tokenized Gold

This is where XRP’s infrastructure becomes relevant.

On the XRP Ledger, tokenized gold via $XAUa swaps into $XRP and $RLUSD through Trensik in approximately four seconds. The gold stays in the vault. Ownership transfers on the ledger with no physical logistics, months of coordination, or settlement delays.

Pumpius identified this as the core use case. He described crypto as “storing and then moving value instantly, securely, around the world, at little to no cost.” The XRP Ledger provides the settlement layer that makes this possible at speed.

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A Structural Gap in Traditional Finance

The Netherlands situation puts a number to the inefficiency. $11 billion took months to relocate through traditional channels, most of which involved no physical movement anyway. The XRP Ledger processes the equivalent transaction in seconds. That gap is measurable and significant.

Garlinghouse asked: “How are people still fighting this?” It is a reasonable question given the data. Institutions with the largest volumes of value to transfer stand to benefit most from blockchain settlement.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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