Crypto pundit CryptoSensei (@Crypt0Senseii) noted Ripple has already processed $13 trillion in payments. However, almost none of that volume has moved through stablecoins, even as global stablecoin volume reached $33 trillion.

That contrast shows where the market is heading next. Large companies are now looking at faster settlement, lower costs, and better liquidity tools. XRP sits in the middle of this transition as payment infrastructure evolves.

This shift is not theoretical. It is already happening inside corporate treasury departments. Finance leaders want speed, cost control, and visibility. Ripple is building systems that give them those choices.

Brad Garlinghouse is pointing to what comes next!@Ripple already processed $13T in payments, and almost none of that has flowed through stablecoins yet.

Meanwhile, stablecoin volume has already reached $33T globally.

Cross border payments are moving from slow and… pic.twitter.com/lYu8NWEaa0

— CryptoSensei (@Crypt0Senseii) March 27, 2026

Stablecoins Enter Treasury Operations

In the video shared by CryptoSensei, Ripple CEO Brad Garlinghouse explained that corporate leadership is now actively asking about stablecoins. He said boards and executives are asking treasury teams, “What are we doing with stablecoins?” That question shows a change in corporate finance strategy.

Garlinghouse also revealed the scale Ripple already operates at. He said Ripple Treasury, which was formerly GTreasury, orchestrated $13 trillion in payments last year, and “0% of those were through a stablecoin or crypto.” That is important because it shows the existing system already handles massive volume.

Adding stablecoins and blockchain rails on top of that system creates a major growth opportunity. Corporate treasurers want working systems that integrate into existing workflows. Ripple is positioning its XRP-powered technology to meet that demand.

Payment Choice Changes Treasury Strategy

Garlinghouse explained that Ripple is building payment options directly into treasury platforms. A treasurer sending a payment can choose between traditional rails or blockchain-based settlement. He explained the difference clearly. Traditional payments “take three to five days.” A blockchain-based payment “will be there in one minute.”

That time difference matters to CFOs. Faster settlement improves cash flow management. It reduces the need for idle capital sitting in foreign accounts.

When finance teams can move money in one minute, treasury strategy changes. Garlinghouse called this choice “the unlock” because it gives companies control over how they move money globally.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

XRP at the Center of the Shift

Stablecoins are becoming the entry point for blockchain payments, but XRP plays a different role. Stablecoins represent fiat value on-chain. XRP provides liquidity and acts as a bridge between currencies. Together, they form a complete payment system.

Ripple’s network already processes large institutional flows. Adding stablecoin settlement and XRP liquidity enables companies to move money globally efficiently. This is why treasury teams are paying attention now.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a post on X, Squire wrote that Garlinghouse had previously indicated developments that many people did not initially take seriously but that now appear increasingly clear.

According to Squire, comments made by the executive should not be interpreted as hype but rather as indications of direction. He concluded his message by asserting that when Garlinghouse speaks about the sector, his statements should be viewed as part of a roadmap.

The tweet included a video clip from a news interview in which Garlinghouse discussed recent policy developments in the United States involving digital assets.

Brad Garlinghouse said it was coming… and most people didn’t take it seriously.

Now it’s obvious.

He stands as one of the most influential figures in the entire $XRP ecosystem.

When Brad talks, it’s not hype.
It’s the roadmap. pic.twitter.com/qb5MKF0wIh

— John Squire (@TheCryptoSquire) March 14, 2026

Garlinghouse Addresses Crypto Stockpile and Policy Changes

During the interview, Garlinghouse discussed a potential U.S. digital asset stockpile. When asked why XRP was not explicitly named in an executive order establishing a digital asset reserve, Garlinghouse explained that the asset had been referenced earlier by Donald Trump in a Truth Social post.

According to Garlinghouse, the president had suggested creating a Bitcoin strategic reserve along with a broader crypto stockpile that could include assets such as XRP.

When the interviewer noted that XRP was not in the final executive order, Garlinghouse said he did not know the document’s exact contents. However, he said his understanding was that a Bitcoin strategic reserve would exist alongside a crypto stockpile that represents other digital assets. He added that he would expect XRP to be included within that group.

Garlinghouse also highlighted what he described as a significant shift in engagement between the crypto industry and the U.S. government. He stated that during the previous administration, crypto companies struggled to secure meetings at the White House.

In contrast, he said the industry now receives a warmer reception. According to Garlinghouse, this change reflects a broader effort to enable the crypto sector to grow within the United States rather than pushing innovation offshore.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Confidence in XRP ETF Approvals

Another major topic in the interview involved exchange-traded funds tied to XRP. Garlinghouse expressed strong confidence that such products will eventually receive regulatory approval. He said there are currently multiple ETF filings pending with the U.S. Securities and Exchange Commission from asset managers, including Bitwise Asset Management and Franklin Templeton.

Garlinghouse stated he expects these ETFs to become available in the second half of the year. He also pointed to exchange-traded products outside the United States, noting that some have experienced inflows into XRP even while other crypto investment products record outflows.

According to Garlinghouse, regulatory pressure in the United States previously held the market back. He argued that this pressure has begun to ease, which he believes could benefit developers and participants across the global XRP ecosystem.

Squire’s tweet placed these remarks into a broader context by suggesting that Garlinghouse’s earlier statements about XRP’s trajectory are now gaining validation. His message framed the executive’s commentary as a signal of the direction the ecosystem may continue to take in the months ahead.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a post on X, Bird responded to followers who repeatedly referenced remarks made by Brad Garlinghouse about investors being satisfied with developments in five years.

According to Bird, many commenters have taken the statement too literally. He acknowledged that the long-term outlook remains strong and even suggested that XRP could eventually trade well above $100 within that time frame. However, he stressed that this projection should not be interpreted as meaning the market will remain stagnant for five years before any meaningful movement occurs.

Bird clarified that market signals indicate a much shorter timeframe for potential developments. He argued that several macroeconomic and crypto market indicators currently point toward a shift in sentiment that could benefit digital assets, including XRP, sooner than many investors expect.

Loads of people in my comments keep saying Brad said we’ll be happy in five years.

Yes, we will be… and XRP will probably be well over $100 by then.

That doesn’t mean we wait five years for a move. We’re much closer than that.

Russell 2000 looks ready to march back to ATHs,…

— Bird (@Bird_XRPL) March 14, 2026

Market Indicators Suggest Changing Conditions

In his commentary, Bird highlighted several indicators that he believes support the view that the broader market environment may soon become more favorable. He pointed to the Russell 2000, noting that the index appears positioned to move back toward its all-time highs. According to Bird, renewed strength in small-cap equities often reflects improving investor confidence in risk assets.

He also addressed the current state of Bitcoin dominance within the cryptocurrency market. Bird suggested that Bitcoin dominance may soon decline, a development that historically creates conditions for alternative digital assets such as XRP to gain market share.

Bird further stated that the broader bear market phase appears to be nearing its conclusion. In his view, the widespread fear seen across investor sentiment frequently occurs near market bottoms. For this reason, he believes current conditions may represent a turning point rather than a prolonged downturn.

Regulatory Developments and Narratives Could Influence XRP

Another factor Bird highlighted involves upcoming regulatory developments in the United States. He referenced the anticipated arrival of the Clarity Act, which many market participants believe could establish clearer rules for the digital asset industry.

Bird argued that regulatory clarity could lead to the release of new narratives, partnerships, and institutional announcements connected to the ecosystem surrounding Ripple and XRP. He stated that such developments may act as catalysts for a price rally once they begin to emerge.

For that reason, Bird rejected the idea that investors must wait several years to see progress. Instead, he emphasized that developments could arrive much sooner, stating that the timeline may involve weeks or months rather than years.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Community Reactions Reflect Long-Term Optimism

Members of the crypto community responded to Bird’s post with their own interpretations of XRP’s potential future. A user known as Salty argued that if institutional payment connections linked to Ripple become fully operational and XRP functions as the liquidity asset, it would be difficult to justify prices below the three- or four-digit range.

Another community member, Gen X Dude, took a longer-term perspective. He wrote that he is comfortable waiting five years if necessary, emphasizing patience and continued accumulation of XRP at lower prices while storing the asset in cold wallets.

Bird concluded his message by encouraging followers not to take long-term projections too literally. He stated that both technical charts and broader macroeconomic indicators appear to point in the same direction for the market’s next phase.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Trump revealed a personal connection with Ripple CEO Brad Garlinghouse, noting a high level of familiarity with both the executive and the cryptocurrency.

He stated that he knows Garlinghouse well and added that the CEO has “done a great job.” Under Garlinghouse’s tenure, XRP has achieved significant milestones, including greater regulatory clarity in the U.S. and broader adoption among financial institutions worldwide.

Trump’s comments reinforced XRP’s credibility and its established position in the digital asset market. His remarks suggest a deeper understanding of the development and the XRP network’s trajectory and show XRP’s popularity among influential figures.

BULLISH: Eric Trump officially says that he knows Brad Garlinghouse and #XRP very well.

“He is doing a great job.” pic.twitter.com/kkfs6ltppJ

— JackTheRippler © (@RippleXrpie) March 10, 2026

Insights on Other Major Cryptocurrencies

Trump also addressed other prominent cryptocurrencies. He noted that he advised people to buy Ethereum earlier in the year during a price dip, and praised its subsequent strong performance. His observations indicated a strategic approach to monitoring market movements. He also described Bitcoin in terms reflecting its enduring value, calling it digital gold and the currency of the future.

Trump characterized Ethereum as a critical infrastructure for financial systems, signaling an appreciation for the technological implications of leading digital networks. His comments demonstrate that he engages with the cryptocurrency market from both an investment and technological standpoint. This shows a broader awareness of trends, adoption, and market positioning.

XRP’s Growing Market Significance

Trump’s discussion of XRP and his connection to Garlinghouse further emphasizes the asset’s prominence in the industry. By acknowledging the leadership behind the token and its institutional adoption, he positioned XRP as more than a retail-focused cryptocurrency.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Trump’s approach to digital assets appears methodical, as evidenced by his prior endorsement of Ethereum based on early market analysis. This attention to performance indicators and adoption trends implies that he considers XRP’s potential utility and market impact carefully, rather than relying solely on speculative factors.

Reinforcing Market Confidence

The acknowledgment of XRP’s leadership by a public figure like Trump supports broader market confidence. JackTheRippler sees this acknowledgement as a bullish development.

XRP’s ongoing institutional use and steady performance highlight the token’s resilience, and Trump’s awareness of its potential reinforces its legitimacy in the eyes of investors.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Xaif Crypto noted Garlinghouse’s remarks stating that Ripple is fully committed to making XRP the most trusted, most useful, and most liquid digital asset in the world. The analyst presented the statement as evidence that the infrastructure supporting digital assets is advancing and that the financial system is already undergoing structural changes.

Xaif Crypto accompanied the post with a video clip of Garlinghouse speaking at a conference where the Ripple chief executive restated the company’s position.

According to the clip, Garlinghouse said Ripple is “100% committed” to achieving global leadership for XRP in trust, utility, and liquidity. The tweet further asserts that developments in the sector show that the transition toward a digital financial system is already underway.

Brad Garlinghouse: "Ripple is 100% committed to making $XRP the most trusted, most useful, and most liquid digital asset on the planet."

The future of global finance isn't coming it's here. pic.twitter.com/pLwzgWRyWl

— Xaif Crypto| (@Xaif_Crypto) March 9, 2026

Ripple’s Expanding Institutional Infrastructure

Garlinghouse’s statement aligns with Ripple’s strategy to build a complete institutional ecosystem around digital assets. The company has expanded its services beyond payments to provide the infrastructure that financial institutions require to operate in digital asset markets.

A major part of this strategy involves secure custody and institutional-grade trading access. Ripple strengthened this area through its acquisition of Metaco, a firm known for providing custody technology used by banks and financial institutions. Custody services allow institutions to store digital assets securely while remaining compliant with regulatory standards.

Ripple also expanded into institutional trading and financing by acquiring Hidden Road. The integration of brokerage services provides professional market participants with access to liquidity and trading infrastructure. This addition positions Ripple to offer services similar to those available in traditional financial markets.

In the payments sector, Ripple continues to develop infrastructure that supports high-volume cross-border transactions. Through regulated payment rails and custody solutions, the company is building a network that allows institutions to move value using digital assets while remaining within established regulatory frameworks.

Regulatory Clarity and Growing Market Access

Regulatory developments have also strengthened XRP’s position in the United States. The outcome of the U.S. Securities and Exchange Commission’s case against Ripple established that XRP itself is not classified as a security when traded on secondary markets. This legal decision provided a level of clarity that remains rare among digital assets operators in the U.S. market.

Xaif Crypto’s post connects that clarity with Ripple’s efforts to expand liquidity and access. Market observers have noted that institutional products linked to digital assets continue to develop. Asset managers such as Bitwise Asset Management and T. Rowe Price have appeared in discussions about crypto exchange-traded products, indicating an increasing institutional attention.

Another development in Ripple’s ecosystem is the launch of RLUSD, a U.S. dollar-backed stablecoin designed to bridge traditional currency and blockchain-based assets. Stablecoins such as RLUSD can reduce volatility and simplify the movement of funds between fiat and digital assets during cross-border settlements.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Positioning XRP Within the Global Financial System

By sharing Garlinghouse’s comments, Xaif Crypto emphasized Ripple’s intention to position XRP at the center of a growing digital financial infrastructure. The tweet presents the company’s expanding institutional services, regulatory clarity in the United States, and the introduction of stablecoin liquidity as developments that support the goal outlined by Ripple’s chief executive.

The analyst’s post concludes that these developments indicate the transformation of financial markets is already happening. In this context, XRP is presented as an asset that Ripple intends to integrate deeply into payment systems, liquidity networks, and institutional trading environments worldwide.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In his remarks, Garlinghouse emphasized that the company sees significant growth potential in the coming year and stated that “there’s a huge opportunity ahead, and we are making sure XRP is at the center of it.”

His comments outlined how Ripple’s leadership is positioning the company to capitalize on developments in payments, liquidity, custody, and treasury management.

3 continents, 4 global office visits, 5 days. Crossed too many time zones to count…
Recently, @MonicaLongSF and I (along with others on the Ripple leadership team) traveled to Dublin, London, Singapore and Sydney to meet with the Ripple Team (many of whom joined from our…

— Brad Garlinghouse (@bgarlinghouse) March 10, 2026

Global Visits Reflect Ripple’s Expanding Footprint

Garlinghouse explained that he and Monica Long, Ripple’s President, recently traveled across multiple regions to meet teams working within Ripple’s international operations.

The trip covered four major cities—Dublin, London, Singapore, and Sydney—within 5 days. It included meetings with employees who joined Ripple through acquisitions such as GTreasury, Hidden Road, Rail, Palisade, and Solvexia.

According to Garlinghouse, the visit provided a direct opportunity to engage with employees across three continents and gain insight into how different teams contribute to Ripple’s objectives. He noted that centers of business activity and talent continue to shift globally, stressing that companies must avoid focusing solely on traditional U.S. coastal hubs.

Conversations with both long-standing employees and newly integrated teams offered perspectives on how different markets influence innovation and operational priorities.

Strengthening Internal Culture and Focus

During the trip, Garlinghouse also addressed the importance of maintaining a strong organizational culture. He stated that culture should never be taken for granted and emphasized the need to maintain focus across teams as the company grows.

He highlighted Ripple’s effort to reduce bureaucracy and ensure employees operate with a sense of ownership. According to Garlinghouse, leadership is prioritizing clear objectives and disciplined execution. He stressed that organizations should not equate constant activity with genuine progress and instead should focus on measurable outcomes.

Adoption Requires Long-Term Platform Development

Garlinghouse further explained that adoption of new financial technologies takes time and requires careful alignment with customer needs. He stated that successful solutions must operate as full platforms rather than isolated tools. Ripple’s strategy focuses on meeting customers where they currently operate rather than expecting them to shift immediately toward future models.

This approach reflects the company’s broader objective of integrating its technologies into existing financial infrastructure. By building platforms rather than narrow products, Ripple aims to support institutions seeking practical improvements in payments, liquidity management, and treasury operations.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Artificial Intelligence and the Road Ahead for 2026

Another topic highlighted during the trip was the growing role of artificial intelligence within Ripple’s products. Garlinghouse said AI is increasingly integrated into corporate finance teams, particularly in cash forecasting and real-time liquidity management.

He acknowledged that productivity improvements for employees represent an early stage of AI adoption but indicated that the long-term goal extends beyond efficiency gains. Ripple intends to embed AI capabilities across its financial infrastructure solutions.

Looking ahead, Garlinghouse described 2026 as a potentially defining year for the company. He stated that Ripple now operates in key global markets with expanded capabilities across payments, custody, liquidity, and treasury management. Within that broader strategy, the company plans to position XRP as a central component of future opportunities emerging in the evolving financial technology landscape.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In the tweet, the commentator highlighted statements from Ripple CEO Brad Garlinghouse and company president Monica Long. They suggested that the resistance XRP faced likely originated from influential parties worried about its potential impact on existing financial systems.

During the conversation, Garlinghouse confirmed that an “invisible negative force” has been working against XRP for years. The commentator argued that the resistance was not related to technological weaknesses but instead stemmed from concerns that the system posed a challenge to existing financial structures. The tweet emphasized that although the legal battle involving Ripple has concluded, the perceived threat represented by the technology remains.

Ripple's CEO confirmed it on stage

There was an "invisible negative force" working against $XRP.

Not because the tech was weak. Because it was a threat to the system.

"They were afraid of us."

The lawsuit is over. The threat is still alive.pic.twitter.com/LsP8kvXNHK https://t.co/E3NfQuNAYf

— X Finance Bull (@Xfinancebull) March 8, 2026

Monica Long Reflects on Early Hostility Toward Ripple

During the discussion, Long said Ripple was intensely criticized in its early years. She explained that while she worked in communications and marketing, the company frequently encountered strong hostility from various corners of the industry.

Long said the situation is difficult to explain. She described it as a persistent headwind that the company could not easily identify. She noted that the level of hostility raised questions internally about where the opposition was coming from and why it was so consistent.

Her remarks suggested that the criticism was not ordinary industry rivalry and created a sense within the company that external forces might have been influencing the narrative surrounding XRP and Ripple.

Garlinghouse References Concerns Raised by Chris Larson

Garlinghouse continued the discussion by referring to long-standing concerns raised by Ripple co-founder and chairman Chris Larson. According to Garlinghouse, Larson had repeatedly said that individuals and institutions were actively working against XRP.

One name Larson reportedly mentioned was Joey Ito, the former head of the MIT Media Lab. Garlinghouse admitted he was initially skeptical of these claims and preferred to focus on development rather than speculating about possible opposition.

However, he noted that later developments caused him to reconsider some of those earlier assumptions. Garlinghouse revealed connections between Gary Gensler and the MIT Media Lab, suggesting that these relationships added context to concerns raised internally years earlier.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Technology Viewed as a Threat

Garlinghouse ultimately stated that the level of resistance Ripple experienced may have reflected fear of the technology itself. He said that XRP’s capabilities placed it ahead of its time and could challenge established systems.

Looking back, Garlinghouse said he believes some of Larson’s warnings were more accurate than initially thought. He added that heavy criticism directed at the company often coincided with progress in building the technology. This proves that Ripple was addressing a significant opportunity.

X Finance Bull’s tweet highlighted these remarks as confirmation that pressure surrounding XRP extended beyond ordinary market competition. The commentator concluded that while the company’s legal challenges have ended, the concerns about XRP’s disruptive potential remain in the financial sector.

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He shared a high-profile interview featuring Ripple CEO Brad Garlinghouse and eToro CEO Yoni Assia, which he believes signals a broader institutional shift toward XRP.

Institutional Capital Becomes the Key Driver

Rather than focusing solely on retail speculation, the discussion emphasized how institutional participation is reshaping crypto markets. Garlinghouse pointed to the rapid success of Bitcoin ETFs as evidence that traditional finance is accelerating its involvement.

He argued that XRP is likely to follow a similar path, describing an XRP ETF as inevitable. While retail investors initially drove crypto adoption, large financial players are now playing a critical supporting role.

Garlinghouse’s ETF prediction came true in late 2025, and these spot XRP ETFs have outperformed other major crypto ETFs. Such products allow institutions to gain exposure without handling direct custody, lowering barriers to entry and increasing the demand for XRP.

Swap your #Bitcoin for #XRP before it's too late. pic.twitter.com/oHvsrW54IM

— John Squire (@TheCryptoSquire) February 28, 2026

XRP’s Role in Financial Infrastructure

At the center of this shift is XRP’s utility within global payments. Ripple has spent years building infrastructure to improve cross-border transactions. Garlinghouse explained that XRP functions as a bridge asset, enabling faster and cheaper transactions.

He also addressed ongoing confusion in the market, emphasizing that Ripple, XRP, and XRPL are distinct. Ripple builds enterprise solutions, while XRP and XRPL operate within a broader, open ecosystem of developers and participants.

Regulation Shifts the Narrative

A major theme in the conversation was the changing regulatory environment. Garlinghouse highlighted how Ripple’s legal battle with U.S. regulators created significant headwinds. However, the pressure has disappeared, as the lawsuit ended in August 2025.

Garlinghouse noted in the interview that regulatory clarity could unlock new opportunities for innovation and institutional engagement. Clearer rules make it easier for institutions to enter the market. This trend has played out since the lawsuit ended.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

A Different Kind of Bull Case

While much of the discussion centered on market structure, they discussed RLUSD. They revealed plans to integrate the stablecoin into payment solutions alongside XRP, offering a more flexible toolkit for financial institutions. Garlinghouse noted that the stablecoin sector is growing rapidly and could reach trillions in value, positioning RLUSD as part of a larger infrastructure play.

For Squire, the interview reinforced a shifting narrative. Instead of focusing purely on speculative cycles, he pointed to infrastructure, regulation, and institutional demand as key drivers of XRP’s future. He believes these are enough reasons for investors to sell their Bitcoin and buy XRP.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Debate surrounding proposed stablecoin yield legislation intensified after a series of posts from key media figures and industry participants highlighted sharp differences in how negotiations are progressing.

The exchange culminated in a pointed comment from Brad Garlinghouse, who weighed in on the state of discussions between crypto advocates, banking representatives, and policymakers.

The developments began when Sander Lutz, a senior writer at Decrypt, reported that the White House had sought to finalize a deal on stablecoin yield by the end of the week.

Citing a banking source directly involved in the talks, Lutz stated that such a timeline was unlikely to be met. According to the unnamed source, comments attributed to Patrick Witt about completing the agreement before March were premature. The source said the deal “is not going to get done before March.”

Lutz further reported that banking and crypto lobbyists remain divided over whether stablecoins should generate yield for users, an issue reportedly delaying broader crypto market structure legislation.

The source characterized the negotiations as far from resolution, stating that while draft language exists, the sides are “not close to a bill.” The same source suggested the proposal could fail unless Brian Armstrong takes a more active role in negotiations, referencing the Coinbase chief’s strong position that stablecoins can provide yield to holders. The source also warned that the likelihood of passage could diminish significantly within the next month.

Banking Representatives Push Back on ‘Nihilistic’ Characterization

In response, Eleanor Terrett, formerly of Fox Business, shared additional insight from another banking-side source with direct knowledge of the discussions.

Terrett reported that bank trade representatives from the American Bankers Association, Independent Community Bankers of America, and the Bank Policy Institute, who attended a recent White House meeting, were “perplexed” by the earlier characterization.

According to Terrett’s source, these representatives do not share the unnamed source’s assessment that negotiations are near collapse. She noted that they had already conveyed their concerns about that portrayal to the White House.

The source also questioned why the situation was described in what Terrett called “nihilistic” terms, emphasizing that both sides continue to provide input on draft legislative text and are not strictly bound by the March 1 deadline.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Garlinghouse: ‘The Door to a Deal Is Wide Open’

Amid these differing accounts, Garlinghouse offered a concise but direct comment. Responding publicly, he stated, “The door to a deal is wide open. The banks need to act in good faith and walk through it.”

The door to a deal is wide open. The banks just need to act in good faith and walk through it.

— Brad Garlinghouse (@bgarlinghouse) February 28, 2026

His remark suggests that from his perspective, the primary obstacle is not procedural timing but the willingness of banking stakeholders to engage constructively. While brief, the statement places responsibility squarely on banks to advance negotiations.

Taken together, the exchange underscores the uncertainty surrounding stablecoin yield legislation. While one source depicts negotiations as stalled and potentially at risk, another portrays ongoing engagement and rejects claims of imminent failure.

Garlinghouse’s intervention reinforces the view that agreement remains achievable, provided all parties approach the discussions in good faith.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto commentator John Squire (@TheCryptoSquire) recently shared a video of Ripple CEO Brad Garlinghouse emphasizing that the company is executing multiple initiatives simultaneously to enhance XRP’s global adoption.

According to Garlinghouse, these efforts are not isolated; they are part of a coordinated, ongoing process that gradually increases XRP’s influence in the financial sector.

XRP ABOUT TO GO NUCLEAR

Brad Garlinghouse says Ripple has been flipping the switches for $XRP and it’s not one switch. It’s THOUSANDS.

Infrastructure. Liquidity. Banks. Corridors.

This isn’t hype. This is activation.

Smart money is watching pic.twitter.com/KZMxa8Ald4

— John Squire (@TheCryptoSquire) February 27, 2026

Multiple Switches Driving Progress

Garlinghouse described Ripple’s approach as flipping numerous switches across various aspects of its operations. The community has consistently called on Ripple to “flip the switch,” and Garlinghouse stated, “There’s not one switch. There’s a hundred switches. There’s a thousand switches.”

These switches involve infrastructure upgrades, liquidity improvements, expanding partnerships with banks, and opening new payment corridors. Each of these actions contributes incrementally to XRP’s overall position in global finance.

The CEO highlighted that progress in these areas may take time, but consistent activity produces tangible results. He commended the enthusiasm among XRP supporters worldwide, describing the XRP army as “one of those flipped switches.” This acknowledgment reflects the company’s engagement with its community and the role of advocacy in supporting adoption.

Infrastructure and Liquidity Enhancements

Ripple has been actively upgrading its technology infrastructure to improve transaction speed and reliability. These upgrades allow financial institutions to execute cross-border transactions more efficiently.

By enhancing liquidity on XRP, Ripple facilitates smoother settlements for banks and financial partners. These improvements make XRP a more viable tool for global payment networks, reinforcing its role as a foundational digital asset.

Expanding Partnerships and Payment Corridors

Ripple’s strategy also focuses on forging partnerships with banks and payment providers. By expanding its network, XRP can serve as a bridge currency in multiple markets, increasing its usability for international transfers.

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Each new corridor and partnership acts as another operational “switch,” gradually integrating XRP into the daily operations of financial institutions. This methodical expansion strengthens Ripple’s presence in regions critical for global adoption.

Global Engagement and Community Support

Garlinghouse emphasized the importance of community involvement in Ripple’s progress. He referenced global engagement efforts, including events and advocacy campaigns, that help clarify XRP’s purpose and counter misinformation.

Community support and operational advancement are central to XRP’s overall growth. Each contribution, whether technical or promotional, plays a role in the cumulative impact on the network.

With infrastructure, liquidity, partnerships, and community engagement all advancing in parallel, XRP is poised to strengthen its role in global finance. Ripple’s systematic approach demonstrates that consistent execution across multiple fronts can yield substantial results over time.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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