American Express Archives - Times Tabloid https://timestabloid.com/tag/american-express/ Cryptocurrency and Blockchain Tabs Fri, 16 Jan 2026 08:25:21 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://timestabloid.com/wp-content/uploads/2021/08/cropped-Times-Tabloid-Favicon-32x32.png American Express Archives - Times Tabloid https://timestabloid.com/tag/american-express/ 32 32 Institutional Links Between Ripple (XRP), American Express, and Coinbase https://timestabloid.com/institutional-links-between-ripple-xrp-american-express-and-coinbase/ Fri, 16 Jan 2026 10:02:17 +0000 https://timestabloid.com/?p=95107 Crypto researcher SMQKE has published a post asserting a confirmed institutional connection involving Ripple, American Express, and Coinbase, supported by documentation that outlines the enterprise’s payment architecture. The material centers on American Express’s use of Ripple’s infrastructure for supplier payments, positioning this relationship within a wider ecosystem that includes major digital asset service providers. American […]

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]]> Crypto researcher SMQKE has published a post asserting a confirmed institutional connection involving Ripple, American Express, and Coinbase, supported by documentation that outlines the enterprise’s payment architecture.

The material centers on American Express’s use of Ripple’s infrastructure for supplier payments, positioning this relationship within a wider ecosystem that includes major digital asset service providers.

American Express and RippleNet Integration

The document captioned describes American Express building SME and corporate customer supplier payment services on RippleNet. According to the documentation, this initiative is designed to create a global network of clearing partners that can operate across multiple jurisdictions.

The focus is on enabling faster settlement, lowering operational costs, and improving the customer experience for small and medium-sized enterprises as well as larger corporate clients.

The material explains that the service is tailored specifically for SMEs, to improve servicing efficiency while also supporting customer acquisition. By using Ripple’s technology stack, American Express is shown to benefit from quicker time-to-market for payment products, reduced friction in cross-border transactions, and enhanced reliability in clearing and settlement processes.

Global Clearing Network and Operational Scope

One of the visuals outlines a network-style model in which American Express sits at the center of a connected web of financial institutions across various regions, including North America, Europe, and Asia-Pacific.

This structure highlights the role of RippleNet as an underlying layer facilitating interoperability between banks and payment endpoints. The emphasis throughout the documentation is on scalability, geographic reach, and consistency in payment execution.

SMQKE’s post draws attention to how this infrastructure aligns with the requirements of regulated financial institutions, particularly those seeking predictable settlement outcomes and transparent transaction flows. The implication is that such systems are built for long-term institutional use.

Coinbase’s Role in the Confirmed Link

SMQKE’s post explicitly highlights a separate news update confirming that Coinbase has partnered with American Express to launch the Coinbase One Card, a product offering users up to 4% Bitcoin back on purchases.

By referencing this development, the post places Coinbase within an existing and verifiable commercial relationship with American Express rather than treating it as a distant participant.

When this information is considered alongside the documented use of Ripple’s infrastructure by American Express for SME and corporate supplier payments, a clearer picture emerges.

While the attached images focus on American Express building global payment and clearing capabilities on RippleNet, the Coinbase One Card represents a consumer-facing partnership with a regulated digital asset platform. Together, these elements reveal American Express working with both Ripple and Coinbase in different operational capacities.

SMQKE’s post reinforces the view that major payment institutions are integrating blockchain infrastructure and digital asset platforms into their existing systems as part of normal business operations, rather than experimental initiatives.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Ripple Developed a Platform Frequently Used By American Express https://timestabloid.com/ripple-developed-a-platform-frequently-used-by-american-express/ Wed, 15 Oct 2025 08:02:25 +0000 https://timestabloid.com/?p=86399 In a recent post on X, crypto researcher SMQKE has drawn attention to a section of an academic paper that identifies Ripple as the blockchain foundation for American Express’s instant payment system. The document, published online in February 2023, discusses how blockchain is reshaping the financial sector and names several institutional examples. Within that discussion, […]

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]]> In a recent post on X, crypto researcher SMQKE has drawn attention to a section of an academic paper that identifies Ripple as the blockchain foundation for American Express’s instant payment system.

The document, published online in February 2023, discusses how blockchain is reshaping the financial sector and names several institutional examples. Within that discussion, it explicitly refers to “the American Express instant blockchain-based payment system, which was developed on the Ripple platform.”

The excerpt attached by SMQKE presents blockchain as a transformative force within finance, healthcare, education, and other industries, emphasizing its ability to deliver fast, secure, and transparent data transactions at reduced cost.

It cites the Interbank Information Network, led by J.P. Morgan, Australia–New Zealand Banking Group, and the Royal Bank of Canada, as one of the largest blockchain networks in operation. The mention of American Express’s system appears immediately after, identifying it as a frequently used blockchain payment application built upon Ripple’s distributed ledger technology.

Implications of the Document

The document offers more than speculation; it provides a verified academic acknowledgment of Ripple’s practical integration within the financial industry. It indicates that American Express utilized Ripple’s blockchain infrastructure to enable instant payments, confirming the platform’s use in mainstream economic systems.

The academic citation carries weight, as peer-reviewed works undergo rigorous evaluation before publication, suggesting the information originated from verifiable sources available at the time of writing.

The excerpt also notes that Ripple functions as a distributed ledger incorporating servers and crypto tokens known as XRP. This description aligns with Ripple’s established framework, where transactions are validated across a decentralized network to achieve high-speed settlement. The academic context reinforces Ripple’s status as a technology provider that has contributed to tangible blockchain applications within the global banking ecosystem.

Broader Context in Financial Technology

Blockchain adoption among major financial institutions has accelerated as firms seek faster and more cost-effective solutions for cross-border settlements. By citing both the Interbank Information Network and the American Express–Ripple collaboration, the publication cites these initiatives as leading examples of blockchain integration in finance.

These cases demonstrate that blockchain technology has moved beyond experimental stages and into real-world payment operations among globally recognized institutions.

Although the excerpt does not elaborate on current transaction volumes or the operational scale of American Express’s use of Ripple, the acknowledgment alone substantiates that such an implementation occurred and was actively recognized in academic literature. It further supports the view that Ripple’s infrastructure has played a direct role in enhancing payment efficiency within major financial networks.

SMQKE’s post is grounded in documented academic evidence that American Express developed an instant blockchain-based payment system on Ripple’s platform. The source not only verifies Ripple’s involvement but also highlights its integration into the practical operations of a global payments leader.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Ripple (XRP) Is Working With American Express. Here’s the Latest https://timestabloid.com/ripple-xrp-is-working-with-american-express-heres-the-latest/ Tue, 14 Oct 2025 16:31:35 +0000 https://timestabloid.com/?p=86370 Prominent crypto researcher SMQKE (@SMQKEDQG) recently resurfaced a video from the UK Fintech Week where industry leaders discussed the growing convergence between global payment networks and digital platforms. The clip included remarks noting that Ripple is working with American Express, emphasizing how established financial institutions are adapting to online, cross-border payment systems. SMQKE shared the […]

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]]> Prominent crypto researcher SMQKE (@SMQKEDQG) recently resurfaced a video from the UK Fintech Week where industry leaders discussed the growing convergence between global payment networks and digital platforms.

The clip included remarks noting that Ripple is working with American Express, emphasizing how established financial institutions are adapting to online, cross-border payment systems.

SMQKE shared the footage to remind audiences that Ripple’s involvement with American Express dates back several years, long before the latest wave of crypto-fintech partnerships. The researcher’s post gained traction within the XRP community, which has long viewed Ripple’s enterprise partnerships as evidence of XRP’s sustained relevance in finance.

Ripple’s Collaboration with American Express

The UK Fintech Week discussion emphasized how major financial companies, including Visa, Wirecard, and American Express, have been investing heavily in technology and forming partnerships to enhance global digital payment systems.

The speaker noted that these firms are focused on improving online platforms and enabling merchants to conduct transactions more efficiently across international markets. Ripple’s collaboration with American Express was highlighted as an example of how established payment providers are adopting blockchain-based solutions to modernize cross-border payments and strengthen their global infrastructure.

XRP is designed to facilitate real-time, cross-border transactions, and experts have shown that American Express uses XRP. The partnership has focused on improving international payments for corporate customers, allowing faster and more transparent settlements between businesses operating in different regions.

Industry Movement Toward Global Payment Integration

The renewed focus on Ripple’s role comes amid news that Coinbase is working with American Express to launch a crypto credit card that offers Bitcoin rewards. The announcement positioned American Express within the growing trend of traditional payment firms entering consumer-focused digital asset products.

However, as SMQKE emphasized by sharing the video, Ripple’s relationship with American Express predates this development and reflects an earlier phase of blockchain adoption in financial services.

This distinction has been a point of pride for XRP advocates, who argue that the digital asset is superior to its competitors and has maintained a consistent presence in enterprise-level payment innovation.

The comments made at the UK Fintech Week framed these partnerships as part of a long-term industry evolution rather than isolated collaborations. By aligning with firms like Ripple, American Express, and other payment giants, they aim to strengthen their infrastructure for international digital transactions.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Researcher Proves American Express, Bank of America, and Santander Use XRP https://timestabloid.com/researcher-proves-american-express-bank-of-america-and-santander-use-xrp/ Sun, 27 Jul 2025 07:04:37 +0000 https://timestabloid.com/?p=75691 Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.” In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds […]

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]]> Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.”

In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds of financial institutions like American Express, Bank of America, and Santander. But don’t let facts get in the way of a good narrative.”

SMQKE’s reply was accompanied by a screenshot of a cryptocurrency adoption chart showing documented institutional use of XRP, distinguishing his position with publicly available data.

Reference to Documented Institutional Use

The image shared by SMQKE originated from a comparative overview of top cryptocurrencies and their recent use cases. It highlights XRP’s role as a bridge currency for cross-border payments and settlement within Ripple’s infrastructure.

The document states that hundreds of financial institutions, including American Express, Bank of America, and Santander, maintain partnerships with Ripple, leveraging XRP within their operations. It further notes that Ripple has collaborated with global sustainability leaders such as the Bill & Melinda Gates Foundation and has committed to achieving carbon net zero by 2030.

This counters Krueger’s claim by presenting a factual account of large-scale adoption by corporate and financial institutions. While the use of XRP by individual retail investors or consumers may vary, SMQKE’s emphasis was on institutional adoption, which is clearly outlined in the source material he provided.

Clarification of XRP’s Function in the Financial Ecosystem

The referenced document explains that XRP functions as a bridge currency to facilitate real-time gross settlement, currency exchange, and remittance flows. It is not described as a retail-oriented digital currency like Bitcoin or Ethereum, but is positioned as infrastructure supporting global financial activity behind the scenes.

This utility has made XRP attractive to banks and payment providers who require fast, low-cost, and scalable solutions for international transactions. The institutions named in the chart suggest that XRP’s relevance lies more in financial infrastructure than in individual consumer payment use.

Implications of the Response

SMQKE’s reply to Krueger serves to reaffirm XRP’s credibility within enterprise blockchain adoption. By presenting verifiable data, he rejects the notion that XRP is unused or irrelevant. His response focuses on the mismatch between the narrative pushed by some investors and the factual evidence of adoption by major financial institutions.

It also reflects a broader dynamic in the crypto sector where public perception often diverges from enterprise applications, particularly with utility-driven tokens like XRP that may not be as visible in consumer-facing environments but remain active in backend financial systems.

Krueger’s generalization that “not one actual human being is using XRP” appears to ignore this distinction. SMQKE’s counterposition centers the institutional framework in which XRP operates, distinguishing it from cryptocurrencies that are primarily retail-focused. He states that XRP’s strength lies in serving cross-border liquidity needs across banking infrastructure, not necessarily in direct consumer transactions.

By responding to Fred Krueger with documented examples of XRP adoption by major financial institutions, SMQKE reasserted the token’s practical application in enterprise settings. His remarks highlight the importance of distinguishing between consumer-facing crypto projects and those designed for financial infrastructure.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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