Speculation is once again swirling within the XRP community following a viral post from pseudonymous market observer 25hoursawake on X, suggesting that the Federal Reserve may be preparing to adopt XRP for global transactions by the ISO 4217 standard—a development that, if true, could dramatically reshape both the value of XRP and its role in the global financial system.
The post went further to suggest that this move could catapult XRP to $10,000 per token, igniting widespread debate, hope, and skepticism across the crypto space.
JUST IN 🚨🚨 Rumors are spreading fast in the #XRPCommunity — the FEDERAL RESERVE may soon adopt #XRP for global transactions using the ISO4217 standard… and word is, #XRP could hit $10,000 pic.twitter.com/FlGtpUPmL3
— 25hoursawake (@25hoursawake) April 15, 2025
The ISO 4217 and ISO 20022 Nexus
At the center of the rumor is the ISO 4217 currency code standard, a system used internationally to define currency identifiers like USD, EUR, and JPY. XRP, interestingly, has not traditionally been listed under this standard. However, it is a registered participant in the closely related ISO 20022 messaging protocol, a transformative framework for global financial messaging that is being adopted by central banks, SWIFT, and major financial institutions worldwide.
XRP’s compatibility with ISO 20022 through RippleNet and On-Demand Liquidity (ODL) already places it in a uniquely strategic position within the evolving financial infrastructure. While ISO 4217 adoption would mark a more formal integration into the global monetary lexicon, it would also potentially signal official status as a recognized digital currency for cross-border settlements.
Federal Reserve and Digital Currency Integration
The Federal Reserve has taken a cautious but active role in exploring digital assets and blockchain infrastructure. Its ongoing research into a U.S. Central Bank Digital Currency (CBDC) includes interoperability studies and partnerships via the MIT Digital Currency Initiative. While there is no confirmed plan tying the Federal Reserve directly to XRP, the broader narrative of exploring efficient cross-border payment solutions remains robust.
Ripple—the company behind XRP—has consistently emphasized its goal of becoming the bridge asset for central banks and financial institutions, offering real-time settlement and liquidity provisioning across borders. With Ripple already working with more than 100 financial institutions worldwide, including some central banks in pilot capacities, the leap to a major entity like the Federal Reserve is not entirely outside the realm of strategic imagination.
Can XRP Reach $10,000? The Debate
Perhaps the most eye-popping aspect of 25hoursawake’s post is the claim that XRP could surge to $10,000 per token if adopted on a global scale. While such a valuation would require trillions of dollars in liquidity demand, it is not an unheard-of projection among the XRP faithful, particularly those who believe XRP will be used to facilitate wholesale global liquidity in tokenized assets, commodities, and currencies.
However, skeptics argue that such valuations are overly speculative and do not account for supply dynamics, utility ceilings, or regulatory roadblocks. With a current circulating supply of over 50 billion XRP, a $10,000 price tag would equate to a market capitalization of over $500 trillion—more than five times the global GDP.
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Still, the counterpoint often raised by XRP advocates is that value should be determined by utility, not current supply metrics, particularly if XRP is used as a settlement layer for vast amounts of international financial traffic.
Caution, Hope, and What Comes Next
The post from 25hoursawake is speculative by nature, and there is no official confirmation from the Federal Reserve or Ripple validating such adoption plans. However, it underscores a persistent and growing belief within the XRP community that the digital asset is poised for a much larger role in global finance.
What’s clear is that XRP’s alignment with international financial standards, its integration with ISO 20022, and Ripple’s global banking relationships position it as one of the few digital assets with legitimate potential to serve as infrastructure rather than just a speculative investment.
As global monetary systems evolve toward tokenization, interoperability, and real-time liquidity, XRP remains at the center of the conversation—even if rumors occasionally outpace facts. The coming months, particularly with developments from the SEC vs Ripple case and further central bank announcements, will either validate or recalibrate these aspirations.
Until then, XRP holders and observers alike will continue to watch—some with skepticism, others with conviction—as the lines between rumor and reality grow thinner.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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