Few digital assets inspire as much debate as XRP. From its technological design to its regulatory treatment, the cryptocurrency has long divided investors, developers, and policymakers. A recent post by crypto commentator Riz on X highlights why XRP continues to face both intense criticism and steadfast support.
Georgetown Law Panel Highlights
Riz shared a clip from a Georgetown Law panel featuring Ryan Zagone, a former Ripple executive, who contrasted proof-of-work (PoW) blockchains such as Bitcoin with the XRP Ledger.
Zagone argued that PoW networks are energy-intensive and ill-suited for high-volume payments, while XRP’s consensus mechanism delivers far greater efficiency. He noted that the XRP Ledger can process roughly 1,500 transactions per second at a cost of mere fractions of a cent, figures that independent XRPL documentation supports.
this is why they shit on XRP.#XRP 🇺🇸 https://t.co/K9U4iQR62I pic.twitter.com/74QW8AWfui
— RIZ.. 🇺🇸 🇵🇷 (@RizXRP) September 27, 2025
Regulatory Uncertainty as the Core Obstacle
Despite these technical advantages, Zagone identified policy uncertainty—especially in the United States—as the primary barrier to adoption. While Bitcoin and Ethereum enjoy comparatively clear regulatory standing, XRP has been entangled in years of legal disputes with the U.S. Securities and Exchange Commission.
Although the case has recently concluded, the prolonged litigation discouraged institutions from using XRP, limiting its market presence even as its technology matured.
Reasons Critics Persist
Skepticism about XRP also stems from its history. Detractors frequently cite centralization concerns, pointing to the large share of tokens initially allocated to Ripple Labs.
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— TimesTabloid (@TimesTabloid1) June 15, 2025
Even though the network operates as open source and maintains a decentralized validator structure, the early distribution continues to raise questions about Ripple’s influence over supply and pricing. These governance issues, coupled with regulatory ambiguity, fuel ongoing criticism.
A Divided Landscape
The discussion amplified by Riz captures a lasting divide in the crypto community. Supporters view XRP as a technologically superior solution for global payments, offering speed, low cost, and minimal environmental impact. Critics remain focused on the token’s origins and its uneven regulatory treatment.
As Zagone emphasized, achieving a level regulatory playing field is essential for markets to decide which networks prevail. Until that clarity arrives, XRP will continue to attract both ardent advocates and outspoken detractors—illustrating exactly why, as Riz put it, “they shit on XRP.”
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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