In a recent video on X, popular crypto commentator BitBoy explored whether XRP could become the next Bitcoin. His nuanced answer—“a resounding yes and no”—reflects the complex factors that drive cryptocurrency adoption and market dominance.
Utility and Speed: XRP’s Core Advantage
BitBoy highlights XRP’s efficiency in cross-border payments. Ripple’s On-Demand Liquidity (ODL) and the XRP Ledger (XRPL) settle transactions in seconds, far outpacing Bitcoin and traditional SWIFT transfers that can take days.
Ripple strengthened this payments ecosystem in December 2024 with the launch of RLUSD, its U.S. dollar–backed stablecoin, further broadening the company’s real-world financial tools. These features give XRP a clear use-case advantage where speed and cost are desired.
Is #XRP the next Bitcoin? pic.twitter.com/ukkvT7qiiz
— The BitBoy (@BenArmstrongsX) September 17, 2025
Market Capitalization vs. Token Price
According to BitBoy, comparing XRP and Bitcoin by price alone is misleading. Bitcoin trades above $116,000, while XRP hovers near $3, but market capitalization determines true dominance.
At the time of reporting, Bitcoin holds the top position in cryptocurrency market capitalization; however, XRP’s consistent growth and possible ETF approvals might draw fresh institutional investments, a space previously dominated by Bitcoin and Ethereum.
Centralization Concerns
A key limitation, BitBoy notes, is decentralization. Ripple controls a significant portion of XRP through escrow holdings, with estimates placing direct or indirect control in the low-to-mid 40% range.
This concentration contrasts sharply with Bitcoin’s widely distributed, permissionless network and remains a hurdle for those who value decentralization above all.
Regulatory Clarity and Institutional Adoption
Ripple’s lengthy legal dispute with the U.S. Securities and Exchange Commission reached a turning point in August, bringing long-awaited regulatory clarity. This resolution reopened conversations with major institutions and cleared a path for potential XRP ETFs.
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If ETF approvals proceed and Ripple maintains strong partnerships with banks and payment providers, capital inflows could accelerate dramatically.
The Road Ahead
BitBoy argues that while XRP will never match Bitcoin’s philosophical ethos or per-coin price, it could surpass Bitcoin in market capitalization within the next decade.
Key factors to monitor include the uptake of RLUSD, Ripple’s management of its escrow system, continued institutional testing with the XRPL, and potential launches of formal ETFs, all of which could influence XRP’s trajectory. Each development could significantly shift XRP’s competitive standing.
A Measured Verdict
Ultimately, BitBoy’s “yes and no” answer captures the reality. XRP may not replace Bitcoin as the decentralized flagship of crypto. However, its utility, regulatory progress, and potential for institutional adoption give it a credible path to rivaling Bitcoin’s market influence.
For investors and financial institutions, the contest is less about ideology and more about which network best supports global liquidity in the years ahead.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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