David Schwartz, Ripple’s Chief Technology Officer (CTO), recently expressed excitement while holding the newly launched XRP rewards credit card at a San Francisco café named XRPresso.
Dressed in XRP-branded apparel, Schwartz wrote, “Got my XRP belt on, wearing an XRP t-shirt, holding an XRP rewards credit card at XRPresso … someone pinch me?”
David’s lighthearted comments reflect both his personal excitement and Ripple’s broader momentum in integrating XRP more deeply into everyday financial tools.
Got my XRP belt on, wearing an XRP t-shirt, holding an XRP rewards credit card at XRPresso … someone pinch me? pic.twitter.com/ZD6OhjR50l
— David 'JoelKatz' Schwartz (@JoelKatz) August 25, 2025
The XRP Credit Card and Gemini Partnership
The XRP edition of the Gemini Credit Card, which officially launched on August 25, represents a significant expansion of Ripple’s efforts to place its token in practical, consumer-facing products that increase adoption. Issued by WebBank under the Mastercard World Elite program, the card is designed to combine mainstream payment functionality with direct XRP rewards.
The rewards program offers tiered cash-back in XRP of up to 4%. Gemini has also partnered with select merchants to provide up to 10% back in XRP on eligible purchases, further enhancing its appeal to users who want to earn cryptocurrency through daily spending. The card has no annual fee, no foreign transaction fees, and no fees for receiving rewards in crypto.
Ripple CEO Brad Garlinghouse emphasized that the card enables “everyday purchases” for users to earn and lets them engage with XRP easily, reinforcing Ripple’s broader push toward practical use cases for its technology.
The initiative also comes at a notable time for both firms. Ripple recently secured legal clarity by ending its legal battle with the U.S. Securities and Exchange Commission (SEC). Meanwhile, Gemini has strengthened ties with Ripple through a $75 million credit line and is preparing for an anticipated public offering.
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Community Engagement and Reactions
The launch immediately generated responses from XRP supporters, with many highlighting both the novelty and symbolism of the card. Several users shared their own experiences receiving the card, with one commenter posting an image of it in his hand and noting his satisfaction at having received it the same day.
Others took a more humorous approach. A community member remarked that Schwartz’s XRP-themed outfit was almost complete, joking that only official XRP underwear was missing.
For a company that has long promoted its technology for faster and efficient payments, the emergence of a rewards credit card marks a notable development in achieving that goal and expanding the asset’s reach in the financial space.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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