Brett (@Brett_Crypto_X), a prominent crypto analyst on X, recently shared a projection for XRP’s future that ties directly into the global shift toward tokenized banking. His argument centers on the end of the fractional reserve banking model and the coming demand for real, on-chain liquidity. In his view, XRP is set to become the critical bridge that enables this transformation.
According to Brett, “banks will require massive liquidity — in the form of billions of XRP” as tokenization becomes the new standard. He believes financial institutions will no longer be able to rely on debt-based systems and will be forced to hold genuine assets on their balance sheets. As a result, XRP’s importance as a liquidity solution could increase dramatically.
$XRP to $1000 — Here's How (You’ll Thank Me Later)
Banks can no longer rely on criminal fractional reserve banking. The future is tokenized banking, and once it becomes the global standard, banks will require massive liquidity — in the form of billions of XRP.
Now consider…
— Brett (@Brett_Crypto_X) April 14, 2025
Dominating the Tokenization Market
Brett references a projection that places the tokenization market value at $34 trillion. Within that framework, the digital asset is positioned as a practical bridge asset due to its existing infrastructure and functionality. He points out that if banks worldwide begin requiring large amounts of XRP, scarcity will naturally drive prices higher.
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Ripple has projected that the tokenization market will hit $18.9 trillion by 2033, and a recent analysis shows that capturing just 10% of this market could send XRP to $18.9. Applying the same principles to Brett’s $34 trillion projection places the asset at $34, almost 9x its all-time high of $3.84.
Brett also noted that as scarcity builds, retail holders will be the primary source from which institutions acquire the token. This shift in demand could lead to banks paying a premium to access the tokens they need to operate effectively in a tokenized environment.
Why XRP Could Reach $1,000
XRP has long been seen as a practical asset for cross-border payments, but Brett’s analysis expands that vision. If XRP becomes the primary source of liquidity in a tokenized banking model, the market capitalization of the token could rise into the trillions, making the $1,000 target feasible.
His perspective is based on the functional role XRP is already beginning to play. Ripple is already making significant strides in the tokenization market, and the company’s partnerships and integrations across the financial sector support the argument that utility will rise significantly, particularly where liquidity is essential.
The Window for Retail Investors
Brett ends his post by suggesting that retail investors still have a limited opportunity to buy XRP before this transformation becomes global. “Buy it cheap now — before the rest of the world wakes up,” he wrote, reiterating that investors should buy XRP and wait instead of waiting to buy tokens.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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