Narratives often move markets long before fundamentals do. In crypto, perception can either delay recognition or accelerate it overnight. For XRP holders, debates around real utility, institutional adoption, and token relevance continue to shape sentiment as much as price action itself.
That tension resurfaced after Ripple Bull Winkle shared a video clip on X responding to renewed skepticism around XRP’s role in Ripple’s ecosystem. His remarks addressed a familiar argument circulating in mainstream financial commentary and urged investors to rethink how utility-driven assets historically gain value.
Renewed Scrutiny Around XRP Utility
Ripple Bull Winkle reacted to claims attributed to The Motley Fool, which warned that banks can use Ripple’s technology without ever touching the XRP token. The argument centers on RippleNet’s ability to support payments infrastructure independently of XRP-based liquidity.
MAJOR WARNING TO #XRP HOLDERS!! pic.twitter.com/RzDo8z0spi
— Ripple Bull Winkle | Crypto Researcher 🚀🚨 (@RipBullWinkle) January 20, 2026
This perspective has fueled doubt among investors, especially during market pullbacks. Critics argue that growing Ripple partnerships do not automatically translate into XRP demand. That distinction has persisted for years and often resurfaces when confidence weakens.
Challenging the Immediate Demand Narrative
Ripple Bull Winkle rejected the idea that utility must instantly reflect in token demand. He stressed that financial infrastructure does not flip overnight. Institutions adopt new systems in stages that involve compliance, testing, and operational alignment.
He argued that markets consistently misunderstand this process. According to him, XRP’s historical price expansions never began during early adoption phases. Instead, they started when the market collectively realized that utility had crossed a critical threshold.
How XRP Historically Moves
Ripple Bull Winkle emphasized that XRP’s strongest rallies followed moments of clarity, not speculation. He explained that once institutions shift from experimentation to execution, liquidity requirements change abruptly. At that point, demand accelerates rather than grows gradually.
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This pattern mirrors broader financial infrastructure adoption. Assets tied to settlement and liquidity often remain undervalued until usage becomes operational at scale. Ripple’s on-demand liquidity model depends on real-time asset usage, which only emerges when regulatory and technical barriers fall away.
A Warning Against Short-Term Thinking
Ripple Bull Winkle urged XRP holders to separate long-term mechanics from short-term narratives. He described fear-driven research pieces as incomplete without historical context. In his view, dismissing XRP based on early-stage adoption ignores how financial rails mature.
He did not dismiss skepticism entirely. Instead, he encouraged investors to study how utility recognition unfolds in real markets. He framed the current debate as a test of patience rather than proof of failure.
For XRP holders, the warning carried a clear message. Utility does not arrive gradually in price. It arrives when the market finally recognizes it. History, Ripple Bull Winkle argued, suggests that moment tends to come all at once.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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