Crypto enthusiast GEN XRP has issued a warning to XRP holders, questioning their expectations for the cryptocurrency and the information they receive from prominent industry figures.
In a tweet accompanied by a video, he told the XRP community, “It’s time to face reality,” while using comments from Ripple’s Chief Technology Officer Emeritus, David Schwartz, to support his position.
His central concern is that some XRP investors continue to hold the token based on expectations of extraordinary price increases while overlooking the decisions made by people closely associated with Ripple.
It’s time to face reality. #xrparmy pic.twitter.com/300YOQh6Mk
— GEN XRP (@GENXRPDAD) November 12, 2026
David Schwartz’s XRP Holdings Questioned
In the video, GEN XRP discussed David Schwartz’s comments about his personal cryptocurrency holdings. He interpreted Schwartz’s remarks as evidence that the Ripple executive no longer holds XRP and has chosen to maintain exposure to Ripple through its company stock instead.
GEN XRP also mentioned Ripple co-founder Chris Larsen, claiming that several early figures in the company have already cashed out significant portions of their cryptocurrency holdings.
He connected these decisions to his concerns about XRP influencers who continue encouraging investors to hold their tokens. He alleged that some influencers promote extremely high price expectations while Ripple-related token sales continue to supply the market.
GEN XRP specifically criticized predictions that XRP could eventually reach $10,000. He believes these expectations encourage retail investors to maintain their positions without adequately considering the risks associated with their investments.
Influencers And Expectations For XRP
GEN XRP described the cryptocurrency industry as an environment where inexperienced investors can become vulnerable to unrealistic promises. He questioned the belief that a relatively inexpensive cryptocurrency can eventually achieve a valuation comparable to Bitcoin simply because of its lower current price.
He also suggested that investors could miss other wealth-building opportunities by concentrating too heavily on XRP.
XRP Community Members Challenge His Position
The comments under the tweet revealed different opinions about GEN XRP’s assessment.
TCFieldInspection advised critics of XRP to sell their holdings and move on, arguing that some investors remain confident in the token’s utility and are willing to accept the associated risks.
Dave B offered a more moderate position, acknowledging that XRP is unlikely to reach $10,000 while maintaining that blockchain technology will become increasingly integrated into global banking and financial systems. He added that reaching $10 would be enough to support his early retirement plans.
Mr Johnny Paxton challenged GEN XRP’s interpretation of Schwartz’s holdings, claiming that Schwartz sold 26 million XRP but retained another three million. Xrpcurt also maintained that Schwartz had reduced his Bitcoin and Ethereum holdings alongside XRP, suggesting that his decisions reflected a broader approach to managing personal investments.
These responses show that XRP holders remain divided over how Schwartz’s personal investment decisions should influence their expectations for the token.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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