Debate around XRP often centers on short-term price movement, but some industry voices argue that this focus overlooks more meaningful indicators of long-term value. Versan Aljarrah, founder of Black Swan Capitalist, recently addressed this issue, stating that constant monitoring of XRP’s daily price fluctuations reflects a spectator mindset rather than a serious investment approach.
His comments have resonated within segments of the XRP community that prioritize structural development over near-term market performance.
Aljarrah’s position is grounded in the belief that digital assets should be evaluated based on adoption, regulatory positioning, and institutional integration. From this perspective, price volatility is a secondary consideration, particularly for those assessing XRP’s role within the evolving financial system.
Reframing What Long-Term Investment Means
Supporters of XRP increasingly argue that price alone provides an incomplete picture of progress. While the asset remains well below its previous high near $3.66, proponents contend that several foundational elements have strengthened over time. These include expanded regulatory engagement, increased institutional participation, and continued infrastructure development by Ripple.
XRP price obsession is for spectators. Real investors focus on adoption, infrastructure, and regulatory integration, the pieces that create long-term value.
— Black Swan Capitalist (@VersanAljarrah) January 27, 2026
This approach reframes XRP not as a short-term trading vehicle but as a component of a broader financial architecture. Advocates suggest that focusing exclusively on price movements obscures developments that may take years to fully materialize but are critical to sustained value creation.
Regulation remains central to XRP’s long-term narrative. Several analysts point to ongoing legislative efforts in the United States as a potential catalyst for institutional adoption. Proposed frameworks, including the CLARITY Act, expected to advance through the legislative process in the coming years, are viewed as steps toward clearer classification and oversight of digital assets.
In parallel, Ripple has continued to pursue formal regulatory alignment. The company recently received conditional approval from the U.S. Office of the Comptroller of the Currency to establish a national trust bank. If finalized, this status would place Ripple and its U.S. dollar-backed stablecoin, RLUSD, under federal supervision.
Observers interpret this move as a deliberate effort to operate within established financial regulations rather than outside them.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Institutional Participation Continues to Expand
Beyond regulatory progress, institutional involvement with XRP has grown. Spot XRP exchange-traded funds introduced in the United States have accumulated significant assets, with issuers collectively holding over $1.3 billion worth of XRP to support these products. This level of exposure suggests sustained interest from institutional allocators, even during periods of price underperformance.
Additionally, several firms have disclosed treasury strategies that include XRP, signaling confidence in its long-term relevance. These developments indicate that institutional participation is extending beyond speculative exposure into more structured financial use cases.
Ripple’s strategic direction further reinforces this long-term orientation. The company has invested heavily in infrastructure through acquisitions, partnerships, and product expansion aimed at improving cross-border payments and settlement efficiency. XRP remains positioned as a functional element within this ecosystem rather than a standalone speculative asset.
This emphasis on infrastructure aligns closely with public statements from Ripple’s leadership. CEO Brad Garlinghouse has consistently emphasized that meaningful change within global finance requires sustained effort, regulatory cooperation, and technical integration over extended periods.
Price Performance Versus Long-Term Conviction
Despite these developments, XRP’s market price has yet to reflect the scale of institutional and regulatory progress cited by supporters. The asset remains roughly 50 percent below its most recent peak, a reality that continues to frustrate short-term traders. However, long-term holders argue that price lag does not negate underlying progress.
From this viewpoint, the disconnect between price and fundamentals represents a divergence rather than a failure. While market participants focused on short-term charts may remain cautious, those aligned with Aljarrah’s perspective see current conditions as part of a longer investment horizon shaped by infrastructure, regulation, and adoption rather than immediate price appreciation.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on Twitter, Facebook, Telegram, and Google News
