October is closing on a strong note, and crypto prices are showing real strength again. Bitcoin’s dominance has steadied, altcoins are gaining traction, and investors are rushing to find what crypto to invest in before November’s momentum begins. Among the few presale projects still priced low yet building a working product, Mutuum Finance (MUTM) has emerged as one of the most promising names.
Priced at only $0.035 in its ongoing Phase 6, MUTM combines affordability with functionality—an uncommon mix in today’s market. The project has already raised around $17.78 million from more than 17,450 holders overall, with 74% of this phase’s tokens sold. Once the phase ends, the price will rise 15% to $0.04 in Phase 7. For investors seeking a credible crypto investment before the next wave of listings, this looks like the final discounted entry point.
Why MUTM Is Gaining Attention Now
Mutuum Finance (MUTM) is designed as a decentralized lending and borrowing protocol that brings genuine value to its users. It will feature both P2C (Peer-to-Contract) pools for stable assets such as ETH, BTC, and USDT, and P2P (Peer-to-Peer) loans for higher-risk tokens like meme coins. This dual setup gives investors flexibility and helps keep liquidity stable while managing exposure across risk levels.
Every transaction in the Mutuum ecosystem will create real demand for the MUTM token. When users lend assets, they will receive mtTokens—digital receipts representing their deposits that earn interest. Borrowers will use their collateral to access loans and pay protocol fees, all tied to the MUTM economy. This self-reinforcing cycle means that as the protocol grows, the token’s value is backed by real network activity.
Recently the team has announced that the platform’s V1 testnet will go live on Sepolia in Q4 2025, bringing liquidity pools, mtToken minting, and automated liquidation tools into play. ETH and USDT will be the first supported assets, ensuring a smooth and transparent initial testnet phase before full deployment.
What sets Mutuum Finance (MUTM) apart from most presales is timing. The project plans to launch its protocol and token listing simultaneously, ensuring the token immediately connects to real user activity. Investors will be able to lend, borrow, and stake from the first day—creating live demand rather than relying on speculation. This launch structure also supports early exchange listings by showing working utility from day one.
Another driver behind growing investor interest is Mutuum’s buy-and-distribute model. All platform-generated revenue—from borrowing interest and transaction fees—will be used to buy MUTM tokens from the open market. These repurchased tokens will then be distributed to mtToken stakers as rewards. This ongoing buyback mechanism creates consistent buying pressure, directly linking platform performance to market demand.
Security and Community Growth
Mutuum Finance (MUTM)’s appeal is further strengthened by its solid security framework. Its audit by CertiK reports a TokenScan Score of 90 and a Skynet Score of 79, confirming strong technical reliability. Alongside that, the project runs a $50,000 bug bounty program to encourage community participation in safeguarding the protocol.
To build engagement, a $100,000 community giveaway will reward 10 winners with $10,000 worth of MUTM each—another reason for rising community interest as the presale nears completion. A new daily leaderboard system now offers a $500 MUTM bonus to the user who ranks first within each 24-hour period. To be eligible, the top user must complete at least one transaction during that timeframe. The leaderboard refreshes automatically at 00:00 UTC every day, allowing everyone to compete for the next reward cycle.
October’s Last Window for Early Entry
Investors looking for what crypto to invest in during October’s last bullish week are seeing Mutuum Finance (MUTM) as a standout low-cap opportunity. It’s rare to find a token priced at just $0.035 with a functioning DeFi protocol ready for testing and an audited foundation already in place.
The project’s numbers tell a clear story. A participant who joined the presale in Phase 2 at $0.015 with $5,000 now holds $12K in value at the current Phase 6 price—more than doubling before launch. When MUTM reaches $1 following listing and adoption, that same holding will be worth $333K. This shows how early participation during presale stages rewards conviction.
Mutuum Finance (MUTM) represents more than another presale—it reflects a shift toward practical DeFi solutions that reward real users and real activity. For those watching the last bullish week of October, MUTM stands as a smart, affordable, and utility-backed option ready to rise with the next wave of the market.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses.
