Gemini has unveiled the XRP Edition of its credit card, confirming speculation that followed a series of teasers over recent weeks.
The company had first hinted at an XRP-related product, followed by a second teaser referencing Mastercard, setting the stage for the official launch.
This has resulted in the launch of a limited edition metal credit card issued by WebBank and designed specifically for XRP enthusiasts, offering cashback rewards directly in XRP.
Meet the Gemini Credit Card, XRP edition.
Designed for enthusiasts, this limited edition metal card gives up to 4% back in XRP instantly. No waiting, just stacking.
Available now 👀 pic.twitter.com/KU1bX7NvDS
— Gemini (@Gemini) August 25, 2025
Building Up to the XRP Credit Card
Gemini initially suggested that a product tied to XRP was in development, generating anticipation within the cryptocurrency community. Shortly after, the company revealed a highly visible billboard in Manhattan, teasing the card and asking the community to prepare for August 25.
Together, these hints created a steady lead-up to today’s confirmation. The company has now provided full details, making the speculation official with an announcement that aligns Gemini, Mastercard, and XRP.
Features of the XRP Credit Card
The XRP edition of the Gemini Credit Card has been positioned as a practical yet crypto-focused financial tool. According to Gemini, the card allows users to “earn up to 4% back on every purchase with no annual fee.” Gemini is well-known for high cashback rewards on card products, and these rewards are deposited instantly, eliminating any delay between purchase and payout.
The rewards system is structured with different categories. Gas, EV charging, and transit purchases earn 4% back. Dining returns 3%, while grocery purchases provide 2%. All other transactions receive 1% back. Importantly, all rewards are paid out in XRP, reinforcing the company’s intent to integrate the asset more seamlessly into everyday consumer spending.
Ripple’s Role in Gemini’s Plans
Beyond the credit card launch, Gemini is also working with Ripple in a separate capacity. Ripple is providing a credit line to support Gemini’s planned initial public offering, and that arrangement could involve the use of Ripple’s RLUSD stablecoin.
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While the credit card and the IPO financing are distinct initiatives, their connection through Ripple indicates a closer working relationship between the two companies. This could bring more XRP-related products in the future.
Implications for XRP
The introduction of the XRP Edition card is notable for the digital asset’s ongoing efforts to expand its role in payments and real-world utility.
For years, XRP has been linked to cross-border payments and liquidity solutions for banks. By enabling consumers to earn XRP directly through everyday purchases, Gemini is offering a new avenue for adoption that highlights retail utility alongside institutional use cases.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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