The XRP community is celebrating what many consider a defining moment. A new White House report on stablecoins and payment systems has made “cross-border payment innovation” a top strategic priority, placing Ripple and XRP squarely in the spotlight.
With Ripple’s infrastructure already aligned with these goals, this development is seen as extremely bullish for XRP’s long-term outlook.
Cross-Border Innovation as a National Priority
The White House report, supported by multiple federal agencies, including the U.S. Treasury, the Federal Reserve (FRB), the FDIC, the OCC, and the NCUA, outlines clear steps to modernize the financial system and enhance the global competitiveness of the U.S. dollar.
The first recommendation in the document is the promotion of innovative cross-border payments, an area Ripple has been pioneering for over a decade.
The U.S. just told you what it needs and it’s not Bitcoin 🚨👇
The White House crypto report is out.
“Cross-border payment innovation” is priority #1.Ripple is the leading U.S.-based company building that future.
XRP powers it. RLUSD connects it. ODL scales it.
The… pic.twitter.com/2C8SgtORkj
— X Finance Bull (@Xfinancebull) July 30, 2025
Relevant agencies are tasked with encouraging U.S. leadership in developing modern financial technologies, especially those that enhance cross-border transaction efficiency. The report also emphasizes the need to convene financial institutions to adopt and lead these advancements. In simple terms, the federal government is calling for exactly what Ripple is already doing.
Ripple: Built for This Moment
As noted by X Finance Bull in a recent post on X, “The U.S. just told you what it needs and it’s not Bitcoin… Ripple is the leading U.S.-based company building that future. XRP powers it. RLUSD connects it. ODL scales it.” Many in the XRP community believe that Ripple is poised to collaborate with governments, leveraging its technology to meet their needs for efficient and reliable payment systems.
Ripple’s On-Demand Liquidity (ODL) product leverages XRP to facilitate instant, low-cost, cross-border transactions without the need for pre-funded accounts. It solves the very problems the report identifies: delays, high costs, and lack of interoperability in global payment systems.
Further enhancing this system is RLUSD, Ripple’s U.S. dollar-backed stablecoin launched in December 2024. RLUSD enables efficient on-chain settlements while burning a small amount of XRP with each transaction, adding a deflationary utility to the asset. Ripple’s infrastructure is not only functional but also scalable, regulated, and institutionally compliant.
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Regulation-Friendly and Institutionally Viable
One of the most critical takeaways from the White House report is its emphasis on supporting technologies that can be regulated. Bitcoin, while dominant in market cap, exists outside the traditional financial framework, making it harder for governments to endorse directly. Ripple, on the other hand, has built its business model around regulatory cooperation.
The report advocates for protecting the two-tier banking system, safeguarding personal financial privacy, and promoting private-sector innovation. Ripple fits into this framework seamlessly, providing financial institutions with tools to modernize without displacing the core banking infrastructure.
XRP Positioned for Global Utility
Ripple already has a global presence with payment corridors spanning Asia, the Middle East, Latin America, and Europe. With the U.S. government now prioritizing the very innovations Ripple provides, the alignment between public policy and Ripple’s business model couldn’t be stronger.
For the XRP Army, this is more than a policy win; it’s strategic validation. The United States is defining the future of global finance, and Ripple is already building it. XRP, the digital asset at the center of this ecosystem, is now more relevant than ever.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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