Crypto influencer Amelie (@_Crypto_Barbie) posted about a development in XRP’s institutional footprint. She shared a screenshot of an article confirming that ACI Worldwide has officially listed Ripple’s XRP Ledger as a supported DLT settlement rail within SWIFT’s new multi-chain ledger framework.
ACI Worldwide isn’t a minor player. The company processes roughly 9% of global SWIFT traffic, translating to about $155 trillion in annualized volume.
Its decision to include XRP as a supported payment rail puts Ripple’s technology in direct contact with one of the largest payment middleware operations.
💥 WOW: SWIFT PARTNER ACI PICKS RIPPLE AS PREFERRED SETTLEMENT ROUTE! 🌐
ACI IS HANDLING ~9% OF GLOBAL SWIFT TRAFFIC! 🫨 pic.twitter.com/zMi1r82nRT
— 𝓐𝓶𝓮𝓵𝓲𝓮 (@_Crypto_Barbie) September 26, 2026
Ripple’s Tech Fits SWIFT’s New Standard
The integration carries weight because of timing. SWIFT has been rolling out ISO 20022 throughout 2026 as its new global messaging standard. Ripple’s technology is already natively compatible with that standard. Banks adopting ISO 20022 can plug into Ripple’s infrastructure without requiring additional conversion layers.
Ripple’s On-Demand Liquidity product is central to this. It allows SWIFT-connected banks to use XRP as the settlement currency during a transaction and convert back to local fiat on the other side. The result is a faster settlement lane built on existing SWIFT infrastructure.
The GTreasury Acquisition Adds Institutional Depth
Ripple’s 2025 acquisition of GTreasury further strengthened its position. GTreasury is a certified member of SWIFT’s Partner Program. After the acquisition, the platform gained support for SWIFT messaging, SWIFTRef data for IBAN and ABA lookups, and digital asset accounts for both XRP and RLUSD.
That acquisition gave Ripple direct access to corporate treasury users. Those users can now manage traditional SWIFT payment flows alongside crypto assets from a single system. That is a practical advantage in enterprise adoption.
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XRP Price Outlook
XRP’s price trades on regulatory clarity and adoption news. The ACI Worldwide listing adds to a growing list of infrastructure-level integrations that position XRP as a settlement asset inside legacy financial systems.
Each addition to SWIFT-adjacent infrastructure increases ODL’s real-world utility. Greater ODL usage drives demand for XRP in cross-border settlement. ACI handles $155 trillion in annualized volume. Integrations at this scale historically correlate with upward price movement in XRP’s market cycles.
The institutional groundwork being built around XRP in 2026 is substantial. However, price predictions remain difficult to pin to a specific timeline. Whether that translates into near-term price appreciation will depend on adoption velocity and the pace at which SWIFT-linked banks activate XRP-based settlement routes.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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