One XRP holder recently put into words what many in the community have felt for months. The account $589 (@589CTO) posted that he bought XRP “hoping I’d never have to worry about money again,” then added: “I’ve worried about money every day since.”
The post drew hundreds of responses from holders sharing similar experiences. Many of them reacted to the aftermath of the CLARITY Act’s Senate failure on September 15.
I bought XRP hoping I’d never have to worry about money again.
I’ve worried about money every day since.
— $589 (@589CTO) September 16, 2026
XRP’s Difficult Year
XRP hit an all-time high of $3.65 in July 2025, but didn’t hold the gains for long. By late November 2025, XRP had dropped below $2. It fell through early 2026, reaching a cycle low of $0.98 in August 2026, representing over 70% from its peak.
A brief recovery followed. XRP rallied over 50% in under three days, reaching $1.68 before leveraged traders were forced to close positions, pulling the price back to $1.44. The rally had priced in a favorable outcome from the CLARITY Act vote. When the Senate blocked the bill 49-50 on September 15, XRP dropped over 10% to around $1.28.
The FOMC raising interest rates by 25 basis points mounted more pressure. XRP currently trades near $1.32 after a slight recovery.
How the Community Responded
The responses to the post revealed a community under real financial strain. One holder described the CLARITY Act failure as a gut punch and asked what the next “magical” date would be, suggesting he has grown skeptical of catalysts that fail to deliver. Another said he now works two jobs and keeps buying regardless.
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One commenter said his marriage may not survive before XRP reaches the prices bulls have predicted. Another holder said he has held his XRP since November 2017, calling it a “lifetime ago”; not everyone held on. One commenter said he sold 82,000 tokens three days before the post.
Where Things Stand
XRP has now failed at every major catalyst since its July 2025 peak. The CLARITY Act has failed, and while many people believe it might make a return, Polymarket puts the odds of passage in 2026 at 7%. For holders who bought near the top, the numbers remain difficult. The community’s reaction reflects that reality.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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