Ripple’s latest investment activity is adding to the growing discussion about its long-term strategy in traditional finance.
Crypto pundit John Squire said in a tweet that the company’s recent investment in ZILO, a financial technology company working with major financial institutions, including Citi and State Street.
He suggested that Ripple’s expanding network of institutional relationships continues to weaken the long-standing belief from Bitcoin supporters that XRP would never achieve real-world use.
🚨 RIPPLE JUST MADE ANOTHER BIG MOVE 🚨
Ripple has invested in ZILO, a company already working with financial giants like Citi and State Street.
Bitcoin maxis said, “Nobody will ever use XRP.”
That tweet is aging worse with every institutional announcement. 😂🚀 pic.twitter.com/jiwgdkz4XK
— John Squire (@TheCryptoSquire) August 3, 2026
Investment Expands Ripple’s Institutional Strategy
Ripple recently announced its strategic investments in UK-based fintech companies ZILO and Licuido as part of its broader push into institutional blockchain infrastructure. While Licuido focuses on regulated tokenization services, ZILO develops transfer agency technology used to manage investment funds and maintain official shareholder records.
According to Squire, ZILO’s existing relationships with established financial institutions make the investment particularly significant. He noted that the company already works with organizations such as Citi and State Street, while Fidelity International is also connected to ZILO through its investment activities.
His comments suggest that Ripple is strengthening its position within the infrastructure supporting traditional financial markets rather than limiting its focus to cross-border payments.
Focus Moves Beyond Payments
Squire’s post emphasized that Ripple’s strategy increasingly extends beyond payment services. Instead, the company appears to be building infrastructure that supports tokenized financial assets and modern investment products on the XRP Ledger.
Transfer agency platforms such as ZILO play an important role in managing fund ownership records, processing transactions, and handling corporate actions. These services are considered essential for regulated financial products and could become increasingly important as asset managers bring tokenized funds onto blockchain networks.
The investment also follows recent developments involving Aviva Investors, which announced the launch of a tokenized fund on the XRP Ledger. Together with Licuido, ZILO provides technology that could support the operational requirements of institutional asset tokenization and on-chain fund management.
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Squire Says Institutional Adoption Continues to Grow
A central point of Squire’s post was his response to critics who have long argued that financial institutions would not adopt XRP or the XRP Ledger. Referring to previous comments from Bitcoin supporters, he wrote that predictions claiming “nobody will ever use XRP” continue to lose credibility as Ripple announces additional institutional partnerships and investments.
His remarks point to Ripple’s growing involvement in the real-world asset tokenization sector, where the XRP Ledger is increasingly positioned as infrastructure for issuing, managing, and settling tokenized assets. Within this ecosystem, Ripple’s RLUSD stablecoin is designed to facilitate regulated cash settlement, while XRP and the XRP Ledger provide the network’s low-cost transaction processing and fast settlement capabilities.
While cryptocurrency markets continue to experience short-term price fluctuations, Squire’s comments suggest that Ripple remains focused on expanding its role within traditional financial infrastructure through strategic investments and enterprise partnerships.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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