The possibility of XRP trading below $1 again remains a major topic among cryptocurrency investors, particularly as market participants weigh whether current price levels represent a long-term buying opportunity.
Crypto commentator Zach Rector has added to that conversation by suggesting that the coming weeks or months could present what he believes will be the final opportunity to purchase XRP below $1.
In a post on X, Rector asked followers whether they were ready for “$1 XRP,” while reminding them that many investors missed previous opportunities to buy the asset at significantly lower prices. He pointed to XRP’s 10-cent price in 2020 and its sub-30-cent level in 2022, describing those periods as the last chances to acquire the cryptocurrency at those valuations.
Are you ready for $1 XRP?
Many missed the last chance for XRP at 10 cents (2020) and under 30 cents (2022). Now we approach the last chance for XRP under $1 (2026) pic.twitter.com/71QV7sAM9n— Zach Rector (@ZachRector7) July 13, 2026
Rector Points to 2020 and 2022 as Historical Turning Points
In an accompanying video, Rector explained why he focused on two specific dates. He said March 13, 2020, marked the last time XRP traded at approximately 10 cents, noting that the asset has never returned to that level since. He then referenced June 18, 2022, describing it as the last time XRP traded below 30 cents.
Building on those examples, Rector stated that he expects XRP to fall below $1 one more time in July or August 2026. He said he believes that decline would represent the last opportunity for investors to buy XRP under the $1 threshold before the market moves higher.
Rector acknowledged that many people have grown skeptical of repeated claims about “last chances” to buy XRP at specific prices. Even so, he maintained that his previous examples proved accurate because XRP never revisited either the 10-cent or sub-30-cent levels after those dates. He ended his remarks by asking whether investors would miss what he described as the final opportunity to purchase XRP below $1.
Community Responses Show Mixed Reactions
The post generated a range of responses from X users, with some questioning the likelihood of Rector’s prediction while others focused on their long-term investment strategy.
One user questioned the forecast, asking whether XRP could realistically fall below $1 if the CLARITY Act reaches the expected stage of implementation, suggesting that such a regulatory development could rather support higher prices.
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Another user, Tan Arslan, sarcastically responded, thanking Rector for repeatedly announcing what he calls the “last chance” to buy XRP regardless of whether prices rise or fall. The comment criticized the consistency of those predictions and suggested that market movements cannot be forecast with certainty.
Meanwhile, X user Zac Odom expressed a different perspective. He stated that he considers XRP a bargain at any price below $10 if investors believe in its long-term potential. Odom added that he regularly dollar-cost averages into XRP by investing at least 10% of his weekly paycheck, explaining that he remains patient after missing the cryptocurrency’s major rally in 2017.
Rector’s latest comments reflect his expectation that another decline below $1 could mark a significant price level in XRP’s history, as the reactions beneath the post demonstrate that investors continue to hold widely differing views on where the asset may head next.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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