A well known voice in the XRP community, known as Pumpius, has renewed discussion with a bold prediction about the future of global finance. He asserts that a major financial reset is in progress, one that will ultimately favor only a small percentage of the population, that is, those holding XRP.
According to Pumpius, 99% of individuals will be “locked out” of the coming financial system due to holding fiat currencies or speculative digital assets. He argues that only 1%, those who hold utility-based tokens like XRP, will be in a position to benefit from this transition.
99% will be locked out.
Not because they’re poor.
But because they held the wrong assets.
When the global system resets, wealth won’t be counted,
It’ll be coded.The 1%?
They’ll hold XRP. pic.twitter.com/odPgqi7Inx— Pumpius (@pumpius) May 3, 2025
In his view, XRP is more than a cryptocurrency. It is, he claims, a critical component of a new financial framework that will emphasize speed, efficiency, and interoperability through blockchain technology.
XRP Framed as Essential Infrastructure
Pumpius maintains that XRP will act as a foundational layer within future financial systems, particularly as central bank digital currencies (CBDCs), tokenized assets, and permissioned blockchain networks are adopted worldwide. He suggests that XRP will facilitate functions such as payments, asset registration, and loan processing.
His argument positions XRP not as a speculative investment but as an infrastructural necessity, one that will enable seamless transactions in an increasingly digitized economy.
Institutional Recognition Cited as Evidence
To support his position, Pumpius refers to past interactions between XRP and major global institutions. He claims that the Bank for International Settlements (BIS) has tested XRP, that the World Bank has examined its use cases, and that the International Monetary Fund (IMF) has spoken positively about its potential. Additionally, he cites Ripple’s collaborations with over 40 central banks as further proof of XRP’s growing role in institutional finance.
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While the depth of these engagements remains subject to interpretation, these references are commonly used within the XRP community to reinforce claims about the token’s long-term viability.
Transition Will Be Gradual, Not Publicized
Pumpius also warns that the transformation of the financial system will not be publicly announced or broadcast widely. Instead, he expects it to take place silently through protocol-level upgrades and integrations within existing financial infrastructure. As a result, those who are not proactively positioned may miss the opportunity entirely.
Although these predictions remain speculative and have not been validated by regulatory bodies, they reflect a broader belief among XRP advocates that the token is strategically significant. Within this narrative, failing to hold XRP is increasingly viewed by some as a critical misstep in personal financial planning.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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