Crypto analyst Brett (@Brett_Crypto_X) recently posted about XRP wealth distribution. He referenced the XRP Rich List that details how much is needed to rank among the top holders. In his post, he said holding up to 2,500 XRP would put holders in the top 10% of all holders.
Interestingly, the screenshot of the rich list shared by Brett shows a steep concentration of wealth at the top, with a significant gap between elite holders and the broader investor base.
Do you have a top 10% rich list for holding 2.5k $XRP? If so, I salute you!
pic.twitter.com/Bz1FZ4Ind1
— Brett (@Brett_Crypto_X) March 23, 2025
XRP Wealth Distribution Breakdown
According to the chart, the top 0.01% of XRP accounts hold at least 5.86 million XRP. This is a stark contrast to the next tier, with the top 0.1% holding a minimum of 390,005 XRP. The top 0.2% of accounts have at least 205,793 XRP, while the 0.5% tier requires 100,037 XRP.
The XRP ecosystem has seen a rise in whale activity, and these massive tokens may be accumulating even more tokens.
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Further down the list, the top 1% of XRP holders have at least 52,265 XRP. Accounts in the top 2% hold 26,811 XRP or more, while the top 3% need a balance of at least 17,009 XRP. The top 4% and 5% require 11,365 XRP and 9,022 XRP, respectively.
The most notable takeaway from the chart is that an account with just 2,502 XRP is within the top 10% of all holders. This price is a notable increase from late 2024, as investors needed to hold 3,025 XRP to join the top 10% in September.
In September, the asset traded at around $0.55, requiring an investment of $1,663.75. However, the asset is now trading at $2.54, and with the rise over the past few months, joining the top 10% now requires an investment of $7,411.25.
Will XRP Investors Capitalize on The Buying Opportunity
The wealth distribution data shows that a small number of accounts control a significant portion of the XRP supply. It will price out many retail investors as its price grows. Their unwillingness to be proactive could cost them even more once the asset starts rising.
This distribution offers investors insight into their standing within the XRP ecosystem. Someone holding just a few thousand XRP may not consider themselves a major investor, but the data suggests they are in a relatively exclusive group.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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