As debates over crypto regulation persist in the West, Asian nations are quietly transforming XRP from a speculative asset into an embedded financial infrastructure.
X Finance Bull (@Xfinancebull), a crypto pundit on X, recently drew the community’s attention to this trend, highlighting XRP’s rapid growth in the East while Western nations, such as the U.S., fall behind.
A Massive XRP Reserve in China
In China, Webus is initiating a $300 million fund to build an XRP reserve for ride-payment and Web3 loyalty services. Notably, this initiative is corporate-led rather than government-backed, indicating strong private sector conviction in XRP’s role in the Web3 economy.
This reserve aims to support scalable micropayments and loyalty systems built on blockchain rails, signaling a strategic alignment with tokenized real-world use cases.
$XRP is quietly taking over Asia
🇨🇳 China building a $300M XRP reserve
🇦🇪 Dubai tokenizing real estate on XRP Ledger
🇯🇵 61 banks in Japan adopting XRP by 2025While the West debates, the East is building
If #XRP isn’t in your top bags by now… what are you even holding? pic.twitter.com/SM345zZw7z
— X Finance Bull (@Xfinancebull) June 12, 2025
UAE Advances Real Estate Tokenization on the XRPL
Meanwhile, the UAE is advancing digital real estate transformation through XRP. The Dubai Land Department is piloting a tokenization program using the XRP Ledger, enabling fractional property ownership starting from AED 2,000 (approximately $545). This approach lowers entry barriers for investors and enhances property liquidity.
Ripple is also the first blockchain-based payment company authorized by the Dubai Financial Services Authority (DFSA). This approval broadens the market for XRP and RLUSD and adds a layer of regulatory credibility. X Finance Bull’s post shared a prediction from analysts that the increasing adoption in the UAE could lead to a 21.5% increase for the asset by 2026.
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Japan Moves Toward Full-Scale XRP Adoption
Japan’s case illustrates perhaps the most direct institutional application of XRP. Through SBI Ripple Asia, a 61-bank consortium representing 80% of the country’s banking sector has been trialing XRP-based payment solutions, such as MoneyTap, since 2016.
The post shared a quote attributed to SBI’s CEO, predicting that all banks in Japan will adopt XRP this year. This level of adoption suggests that XRP is more than just a digital asset, but is becoming a foundational component of Japan’s domestic and cross-border payment systems.
From Crypto Assets to Financial Infrastructure
This broad-based alignment is not just about technology; it’s about positioning. As one observer stated, “XRP isn’t a crypto bet in the East. It’s infrastructure.” Real estate is moving on-chain, and adoption in Asia is rising faster than many market participants anticipated.
In contrast, Western jurisdictions grapple with legal definitions and regulatory clarity. Donald Trump has promised to make the U.S. the crypto capital of the world. However, if it does not overhaul or significantly speed up its regulatory framework, it may lose the crypto race.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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