Cryptocurrency

Why Ripple Decides Not to Add XRP to Liquidity Hub Despite Legal Clarity Explained

Ripple’s decision not to include XRP on Liquidity Hub’s list of supported assets despite XRP’s certification as a digital asset has raised questions among the community members.

Australian-based lawyer Bill Morgan recently shed light on why Ripple took the difficult decision. He explained in a post on X that despite XRP receiving legal clarity, unresolved issues surrounding the firm’s use and sale of the crypto asset, compounded by the SEC’s pending appeal, have likely influenced the company’s decision.

Read Also: Expert Explains How Bank of America Can Leverage XRP Using Ripple Liquidity Hub

The potential risk of the SEC enforcement action and Ripple’s focus on customer and shareholder demands outweigh the immediate addition of XRP to Liquidity Hub. Regardless, Attorney Morgan speculates that Ripple may consider supporting XRP in the future.

Ripple’s Exclusion of XRP from Liquidity Hub

Ripple’s Liquidity Hub, a solution designed to bridge the gap between crypto and fiat, notably did not include XRP in its initial list of supported assets, despite launching with several prominent cryptocurrencies and the US Dollar.

The community speculated that this omission was due to the ongoing SEC v. Ripple lawsuit, given that a federal court ruled in July that XRP itself is not a security. Community members expected Ripple to promptly add XRP to Liquidity Hub following the legal clarity, but their expectations were not met. Instead, Ripple recently announced support for stablecoins USDC and USDT.

Read Also: Ripple CLO Stuart Alderoty Addresses Community Concerns Over XRP Exclusion from Liquidity Hub Launched By Ripple

SEC Appeal and Uncertainty

Attorney Bill Morgan clarifies that although XRP now has legal clarity, unresolved issues remain due to the SEC’s intent to appeal the court’s ruling. The SEC seeks an interlocutory appeal to challenge the court’s decision that says programmatic sales of XRP are non-securities.

Ripple and its customers are cautious about incorporating XRP into Liquidity Hub while the lawsuit remains unresolved, as it may potentially attract an SEC enforcement action.

According to Attorney Morgan, Ripple prioritizes the demands of its customers and shareholders over the interests of XRP holders. This approach aligns with Ripple’s assertion that there is no common enterprise between XRP holders and the company, meaning there are no legal obligations from Ripple to XRP holders arising from the purchase of XRP tokens.

John Deaton noted:

“That is hardly surprising. As the XRP community was happy to accept when Ripple argued that there was no common enterprise between XRP holders and Ripple, there are no rights against Ripple from the purchase of an XRP token and Ripple has no legal obligations to XRP holders.’’

Despite Ripple’s current decision, Attorney Morgan speculates that Ripple might add support for XRP in the future. While the specifics surrounding Ripple’s plans remain uncertain, potential developments may unfold as the SEC lawsuit progresses and market dynamics continue to evolve.


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Adedoyin Aka

Adedoyin is a graduate of Law and a Crypto & Blockchain expert who strongly believes that Blockchain is the future. At TimesTabloid, she focuses on crypto and blockchain educational content.

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