The crypto market is waking up again. Analysts believe that 2025 will open a fresh wave of growth for strong DeFi projects. Among them, Mutuum Finance (MUTM) is gaining major attention. The project’s ongoing Phase 6 presale is already becoming a favorite among investors looking for early exposure before the next bull market begins. Unlike many new crypto coin launches, Mutuum Finance (MUTM) is building a complete lending ecosystem with live dashboards, a working leaderboard, and a testnet launch planned for Q4 2025 on Sepolia. This early release includes vital tools like a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep operations smooth and secure. At first, users will be able to lend, borrow, and use ETH or USDT as collateral easily. That mix of visible delivery and measured scope is exactly what many screen for when deciding what crypto to invest in ahead of 2025.
A Presale With Real Momentum
Phase 6 of the Mutuum Finance (MUTM) presale is priced at $0.035, with over 68% of the phase supply already sold. The project has raised $17.42 million and attracted more than 17,300 holders. The next phase will increase the price to $0.040, a 15% jump. Each phase has seen a steady increase in value, creating excitement among those investing in crypto before wider market recovery. It’s also why MUTM keeps appearing on best crypto to buy now shortlists during presale season.
Early participants have already seen major paper gains. For instance, buyers from Phase 3 at $0.02 are now up 75% before any exchange listing has even occurred. This steady growth shows that investor confidence is not only holding but expanding. Analysts describe Phase 6 as the “sweet spot” where entry remains affordable while upside potential remains strong. As the presale continues to progress toward the next price tier, demand is building every day.
The project’s growing community, active dashboard and 24-hour leaderboard make it easier for new participants to track presale rankings and stay updated. Each day, the user who ranks first will receive a $500 MUTM reward, as long as they perform at least one transaction during that 24-hour timeframe. The leaderboard resets automatically every day at 00:00 UTC.
This level of transparency has strengthened trust and encouraged new users to join before the next price adjustment. For investors comparing top cryptocurrencies with strong fundamentals, Mutuum Finance (MUTM) stands out because it already combines visible development progress with real-time engagement.
Dual-Lending Design Building Future Value
Mutuum Finance (MUTM) is not a concept—it is a full financial platform in development. As a defi crypto, its model will combine two core systems: Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending. These two modules will serve both conservative and high-yield users, giving the project a flexible foundation for long-term growth.
In P2C, lenders will deposit tokens like USDT or ETH into audited smart contracts. They will receive mtTokens in return, representing their pool share and earned interest. If a user lends $15,000 in USDT, they will receive the same amount in mtUSDT, which grows in value as interest accrues. A typical annual yield is expected around 15%, meaning the same deposit could grow by about $2,250 in one year.
Borrowers will join from the other side. They will post collateral, such as ETH, and borrow up to a set percentage of its value—around 75%, depending on the asset. For example, someone holding $1,000 in ETH could borrow $750 while keeping their crypto exposure intact. When the loan is repaid, both parties benefit, and the system remains balanced through automatic liquidation safeguards.
The upcoming lending and borrowing features add meaningful real-world use cases that will likely attract a broader range of users to the platform. As most of these actions directly or indirectly depend on MUTM, the consistent rise in demand is expected to serve as a strong driver for the token’s future value growth. As more users lend, borrow, and stake, the demand for MUTM tokens will naturally increase, giving this new crypto coin a strong foundation for long-term market exposure.
$1 Pegged Stablecoin, Chainlink Based Oracle System and Security Audit
Mutuum Finance (MUTM) also plans to introduce its decentralized stablecoin, pegged to $1, as a key driver of on-chain activity. It will be minted when users borrow against collateral and burned when loans are repaid. This constant flow will ensure borrowing and lending stay active within the ecosystem. Governance rules will adjust interest rates to keep the stablecoin balanced, adding liquidity and consistency for all users.
Mutuum’s oracle system will also play a central role in price discovery. Using Chainlink as its main data feed, backed by fallback and aggregated price sources, it will maintain accurate valuations across multiple assets. That precision is vital for trust and smooth operations, giving institutional users more confidence once the platform launches.
The project’s audit process also supports this trust. CertiK’s review assigned a TokenScan Score of 90 and a Skynet Score of 79, backed by both manual and static analysis. Alongside this, a $50,000 bug bounty program is active, encouraging developers to test and strengthen security even before full release.
Final Words
These elements point to one direction—growth. The presale is not only raising funds but also building a loyal user base and a functioning product structure. Analysts tracking Mutuum Finance (MUTM) project that listings might begin around $0.06, with targets between $0.60 and $1.20 within the first year after launch. That means a $2,000 presale position at $0.035 could grow into $20,000–$40,000 as the market expands in 2025.
The 2025 bull market will reward projects with real utility and clear revenue design. Mutuum Finance (MUTM) fits both descriptions. With live dashboards, strong presale traction, and active progress toward its testnet, it represents one of the most promising entries for investors seeking the best crypto exposure before listings begin. For those still considering investing in crypto, Phase 6 of the Mutuum Finance (MUTM) presale is where opportunity meets timing—the perfect starting point before the next big run begins.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses.
