XRP investors are watching one comment. Ripple CEO Brad Garlinghouse addressed the company’s relationship with SWIFT during an old interview, and crypto commentator John Squire (@TheCryptoSquire) shared the clip with his followers.
The Comment That Caught Attention
Squire quoted Garlinghouse directly: “There are real ways that Ripple and XRP can work with SWIFT.” He paired the quote with the video clip and urged followers to watch what unfolds next between Ripple, XRP, and SWIFT.
The interview covered SWIFT’s global payments innovation initiative, known as GPI. Garlinghouse called it a meaningful advance after four decades of correspondent banking. He said the system worked, but has real limitations.
Remember what Brad Garlinghouse said about SWIFT:
“There are real ways that Ripple and XRP can work with SWIFT.”
He even compared the technological leap to going from a horse and buggy to a Ferrari. 🏎️
Maybe we should start paying VERY close attention to what happens next…
— John Squire (@TheCryptoSquire) August 24, 2026
From Horse and Buggy to Ferrari
Garlinghouse used a comparison to describe the difference between incremental fixes and full transformation. He said the choice isn’t about making a “horse and buggy” faster. It’s about moving to a “Ferrari” instead. The comment captured his view that cross-border payments need a complete upgrade, not small tweaks to old infrastructure.
The interviewer then raised a prior claim that Ripple could eventually replace SWIFT. Garlinghouse didn’t repeat that stance. Instead, he adjusted the framing. He said he’d previously talked about ways Ripple could work with SWIFT, not replace it, suggesting that the company is open to a partnership.
Why Squire’s Post Resonates
Squire’s post ties directly to Garlinghouse’s own words. The timing adds weight to the message. SWIFT continues to modernize its own network through GPI, and Ripple continues to promote blockchain-based settlement as an alternative rail. Garlinghouse’s comments suggest the two systems could intersect, rather than exist as pure rivals.
Ripple is already making significant strides, as reports suggest a major Korean bank is moving from SWIFT to Ripple after a recent partnership. This trend is for XRP holders, as increased adoption and Ripple’s positioning affect how the market values the token’s role in cross-border payments.
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What Comes Next?
Garlinghouse didn’t offer a timeline. He didn’t name specific banks or announce a formal partnership. His comments outlined a philosophy: Ripple sees value in working with legacy systems while pushing them toward faster, more efficient technology.
Squire’s post amplifies that philosophy to a wider audience. The clearest takeaway comes from Garlinghouse’s own words. Ripple wants to work with SWIFT. The company sees room for both systems to coexist, with XRP positioned somewhere in that equation. Investors watching this space will likely treat any future SWIFT-related announcement from Ripple as a signal worth close attention.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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