In crypto investing, the biggest gains often start with simple math and strong logic. When a token sits at $0.040, the path to $1 looks challenging on the surface. Yet history shows that price growth does not come from hype alone. It comes from demand, utility, trust, and timing. This is why many investors searching for the next crypto to hit $1 are now focusing on projects that combine early-stage pricing with real DeFi use cases. Mutuum Finance (MUTM) fits this profile by design, not by coincidence.
Presale Numbers
Right after the idea, the numbers matter. Mutuum Finance (MUTM) is currently in presale phase 7. The total supply is potentially fixed at 4 billion tokens. Across all presale phases combined, around $19.60 million has already been generated. In the current phase, about 5% of the 180 million token allocation is already sold out. The current token price is $0.040, and the presale has attracted over 19,000 holders so far. This level of participation shows that interest is not coming from a small circle, but from a growing base of early adopters who see long-term value at this level.
From a pricing angle, the journey from $0.040 to the planned listing price of $0.06 already reflects structured growth. That step alone sets a clear reference point for the market. Investors who understand crypto investing know that early phases are where risk meets reward, especially when a project is still building its core infrastructure. Mutuum Finance (MUTM) is positioning itself exactly in that window, where fundamentals are being laid before broader exposure arrives.
Utility, Stablecoin Design, and the Demand Cycle Behind $1
The core strength of Mutuum Finance (MUTM) lies in its dual lending model. The platform is being developed to support both peer-to-contract and peer-to-peer lending, giving users flexible ways to earn or access liquidity. This dual structure is expected to keep funds active inside the system rather than idle. Lending creates yield opportunities, borrowing creates use cases, and together they form the base of real demand.
One of the most important growth drivers is the decentralized stablecoin being developed by Mutuum Finance (MUTM). This stablecoin is designed to always aim for a $1 value. It will be minted only when users borrow against collateral such as ETH, and it will be burned when loans are repaid or liquidated. Only approved issuers will be allowed to mint it, and each issuer will have a strict limit. This structure is meant to keep supply controlled and risk managed.
The interest rate for borrowing this stablecoin will be governed internally. Instead of reacting only to market swings, rates will be adjusted to help keep the price close to $1. When the price rises above target, rates will be lowered. When it falls below, rates will increase. Arbitrage activity will also support balance, as traders act on price differences. All loans will be overcollateralized and automatically liquidated when required, keeping the system protected.
This stablecoin is expected to act as the anchor for Mutuum Finance (MUTM)’s dual lending markets. As users borrow, repay, lend, and reinvest, liquidity will circulate within the ecosystem. Stablecoins are widely viewed as the backbone of DeFi, and a secure, overcollateralized design creates recurring activity. That activity translates into protocol usage. Usage creates demand for the native token. As demand grows, price pressure builds. This logical cycle is what supports the idea of a move from $0.040 toward $1 over time.
V1 Protocol Launch and Ongoing Audit
The team has announced the development of its lending and borrowing protocol, with Version 1 planned for the Sepolia Testnet in Q4 2025. This version is expected to include essential components such as liquidity pools, mtTokens, debt tokens, and an automated liquidator bot. ETH and USDT are planned as the first supported assets for lending, borrowing, and collateral. Starting with these widely used assets will make the system easier to understand and adopt once it goes live.
Rolling out V1 on the testnet allows the community to interact with the protocol ahead of the mainnet release. This approach promotes openness, invites meaningful user feedback, and supports further refinement of the platform. As adoption and engagement increase during testing, overall interest in Mutuum Finance may grow, helping reinforce long-term confidence and sustained demand for the MUTM token.
Trust is another layer that supports long-term value. The team has confirmed that an independent audit by Halborn Security is being conducted on the lending and borrowing contracts. With the code finalized, this review will focus on vulnerabilities, logic errors, and functional accuracy. For investors, this step signals that the protocol is being prepared with security as a foundation rather than an afterthought.
Price Discovery and Projected Exchange Listing
Price discovery is another critical piece. Mutuum Finance (MUTM) is designed to rely on robust oracle infrastructure to determine fair asset values. While the protocol is not live yet, its roadmap anticipates the use of Chainlink data feeds, which are recognized for decentralized and reliable pricing. These feeds can return prices based on USD and native assets, allowing flexible integration across blockchains.
To improve resilience, the design also includes fallback oracles that will activate if a primary feed experiences delays or outages. Aggregated feeds will reduce dependence on a single source, lowering manipulation risk. When on-chain liquidity is strong, decentralized exchange price data such as time-weighted averages will serve as an additional reference. Accurate pricing reduces incorrect liquidations and builds confidence. Confidence leads to larger positions and longer holding periods. That behavior supports fee generation and treasury growth, which can be redirected into MUTM-related economic uses. This reinforces demand and strengthens the case for sustained price appreciation.
Market exposure will act as a catalyst. With its presale trajectory and utility-focused design, Mutuum Finance (MUTM) is projected to move toward listings on well-known Tier-1 and Tier-2 exchanges. Once listed, awareness will expand rapidly. Liquidity inflow will increase, larger investors will take interest, and more users will engage with the platform’s features. This expansion will build trust and participation, driving demand higher and pushing price discovery into new ranges.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses.
