For years, XRP has existed in a strange market position—widely used, heavily debated, and often misunderstood. While Bitcoin and Ethereum dominated institutional headlines, XRP quietly built infrastructure relevance beneath the surface.
Now, as Wall Street’s approach to digital assets matures beyond experimentation, subtle signals are emerging that suggest the institutional playbook is expanding again. That shift was highlighted by crypto commentator Ripple Bull Winkle, who drew attention to remarks from within the ETF industry that many market participants overlooked.
In a video posted on his X account, Ripple Bull Winkle framed the moment as a long-awaited acknowledgment from traditional finance that XRP belongs in the next phase of institutional crypto adoption.
Institutional Logic, Not Retail Hype
According to Ripple Bull Winkle, the significance lies not in speculation but in how Wall Street is sequencing digital assets. Quoting commentary tied to 21Shares’ U.S. XRP spot ETF launch, he explained the framing used by Adam Fritz, the firm’s Chief Investment Strategist, who said XRP is the natural progression.
As Ripple Bull Winkle stated: “Wall Street just confirmed what XRP holders have been waiting years for and almost nobody caught this.”
WALL STREET JUST ADMITTED #XRP IS NEXT 🤯 pic.twitter.com/umlUvhQoMr
— Ripple Bull Winkle | Crypto Researcher 🚀🚨 (@RipBullWinkle) December 14, 2025
He emphasized that this perspective is grounded in institutional reasoning rather than market excitement. “Think about that. That’s not hyped. This isn’t retail speculation. This is institutional logic.
Bitcoin was step one, Ethereum was step two. XRP is step three.” Within this framework, XRP is not being treated as a speculative extension of crypto markets, but as a functional progression aligned with real-world financial use cases.
Why XRP Fits the Next Phase
Bitcoin established digital scarcity and store-of-value exposure. Ethereum introduced programmable finance and smart contracts. XRP, by contrast, was designed for payment settlement, liquidity management, and cross-border value transfer at scale. That distinction matters to institutions seeking infrastructure rather than narratives.
Ripple Bull Winkle underscored this point directly, saying XRP is “designed for real payments, real settlement, real financial rails.” For ETF issuers, that design logic aligns with long-term capital deployment strategies, especially as tokenized assets, stablecoins, and on-chain settlement grow in importance.
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The ETF Signal Wall Street Watches
The launch of U.S.-based XRP spot ETFs represents more than a new investment product. ETF approvals require regulatory clarity, custodial confidence, and sufficient market depth. XRP now meets those criteria, particularly following the conclusion of Ripple’s legal battle with the U.S. Securities and Exchange Commission in 2025.
When institutions commit resources to ETF structures, they are signaling durability. As Ripple Bull Winkle put it, “When ETF issuers start saying XRP makes sense, that’s Wall Street admitting.” This admission reflects internal assessments of liquidity, compliance, and long-term relevance—not short-term price targets.
Absorption, Not Exit Liquidity
Perhaps the most consequential takeaway is the idea that XRP is being accumulated rather than distributed. Ripple Bull Winkle summarized this shift clearly: “This asset isn’t going anywhere. It is actually being absorbed.”
Institutional absorption typically precedes integration into portfolios, settlement systems, and financial products that operate on multi-year timelines.
While ETF launches alone do not guarantee price outcomes, they mark a structural change in how XRP is perceived. The conversation has moved from survival to sequencing—positioning XRP as a logical next step in Wall Street’s evolving digital asset strategy.
In that sense, the admission is not loud or celebratory. It is quiet, procedural, and far more consequential.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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