Crypto influencer John Squire recently posted a video featuring Nancy Beaton, Chief Revenue Officer and Chief Marketing Officer at Uphold, in which she outlined how XRP-based rewards and earning mechanisms operate on the platform.
The focus of Squire’s post was the simplicity of the model being presented, emphasizing that the process relies on functional design rather than promotional language. According to the explanation shared, users are able to integrate everyday financial activity with XRP rewards in a way that requires minimal active management.
Beaton explained that users can choose to direct deposit a portion of their paycheck into Uphold. Once deposited, those funds can either be spent using the Uphold card or traded within the platform.
In return, users may receive rewards in XRP of up to four percent through spending activity. When combined with other eligible reward components available on the platform, Beaton noted that total monthly rewards could reach as high as ten percent in XRP, depending on usage and participation.
🚨 NANCY MADE IT CRYSTAL CLEAR 🚨@UpholdInc’s CRO & CMO broke down $XRP rewards in the most straightforward way possible.
You spend. You go about your day.
And #XRP finds its way back to you.No buzzwords. No theatrics.
Just utility doing what it’s supposed to do. pic.twitter.com/f7UcyzMg3t— John Squire 🇺🇸 (@TheCryptoSquire) January 4, 2026
Responding to Demand for XRP Yield
A central theme in the video highlighted by Squire was Uphold’s response to ongoing demand from XRP holders seeking ways to earn yield without selling their holdings. Beaton acknowledged that a segment of the community consistently asks how to generate returns directly on XRP rather than moving into other assets. She indicated that this feedback has played a role in shaping upcoming product developments.
To address this demand, Uphold plans to introduce a new offering through a partnership with the Exactly Protocol, also referred to as the EXA protocol. This initiative is expected to be introduced on a trial basis in the fourth quarter, with a broader rollout planned within the same period if testing proves successful.
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Lending, Collateralization, and XRP Inclusion
Beaton explained that the partnership would enable users to lend supported digital assets into a pooled structure to earn yield. In addition, users would have the option to use those assets as collateral, enabling spending through a credit card without liquidating their positions. This structure is designed to give users flexibility, allowing them to retain exposure to their assets while either earning yield or accessing liquidity.
Importantly for the XRP community, Beaton confirmed that XRP would be included in this program. While specific rates were not disclosed, she clarified that yields would be determined by market conditions typical of decentralized lending pools and could fluctuate over time. She described the initiative as providing a form of yield generation that has not previously been available to XRP holders through Uphold.
By amplifying this message, Squire’s post underscored a broader narrative centered on practical utility, positioning XRP rewards and upcoming yield options as integrated financial tools rather than speculative features.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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