Cryptocurrency

Uphold CEO Discusses Partnership with Ripple, Liquidity, and Billions of Dollars in XRP Payments

In a recent interview with Digital Perspectives, Simon Mcloughlin, CEO of Uphold, shed light on the company’s partnership with Ripple, a collaboration poised to transform the global cross-border payments landscape.

Uphold is a pro-XRP American exchange that has been operating since 2015. The company is committed to providing a safe and secure platform for its users to buy, sell, and hold a variety of cryptocurrencies, including XRP. Ripple is a leading enterprise blockchain platform that enables fast, secure, and low-cost cross-border payments.

Read Also: Uphold Opens the Door of XRP Payments for Ripple in the United States. Here’s how

Uphold’s Role in Ripple’s Liquidity Provider Network

The partnership between both companies makes Uphold one of the liquidity providers in Ripple’s network. Liquidity providers are responsible for providing XRP to buyers and sellers in the RippleNet market. This helps to ensure enough liquidity is always available to meet demand.

Mcloughlin emphasizes Uphold’s pivotal role in simplifying Ripple Payments transactions. In this scenario, when a large corporation opts to use Ripple Payments, it sets up an Uphold account with XRP pre-funded by Ripple. Uphold’s central role in this ecosystem involves converting cryptocurrency to fiat currency and ensuring smooth bank payouts.

Mcloughlin emphasized Uphold’s regulated status, with operations initially covering corridors in the U.K., Europe, and the U.S. Expansion into Brazil is planned for the coming year. This regulated status is vital for several reasons.

First, it helps to ensure that Uphold is a safe and trustworthy partner for Ripple and its customers. Second, it provides Uphold with the necessary licenses and permissions to operate in the jurisdictions in which it serves.

Challenges in Cross-border Payments and Uphold’s Role

Mcloughlin drew attention to the challenges associated with cross-border transactions, citing an experience of funding a bank account in Canada. He lamented the outdated methods, such as physically transporting money, and expressed the need for modern solutions.

This partnership with Ripple is designed to address these challenges. Ripple could revolutionize global financial transactions through its innovative technology and Uphold’s infrastructure.

Read Also: XRP Top Wallet Teams Up With Uphold to Unveils Exciting News for XRP Holders

Anticipated Volumes and Potential for Growth

Discussing the anticipated volumes Uphold expects to process in partnership with Ripple, Mcloughlin indicated an initial annual expectation of around $5 billion. He further emphasized the potential for significantly higher volumes with improved regulatory clarity in certain regions.

As more and more financial institutions adopt RippleNet and regulatory clarity improves, Uphold expects to see even greater volumes of transactions.

This partnership holds many advantages for XRP holders, and some believe Uphold has been planning this partnership for years because of unearthed conversations from the exchange’s X account about XRP’s possibility of reaching $1,000.


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Tobi Loba

Tobi Loba is a passionate writer with a vast interest in the stock market. She joined the crypto ecosystem about three years ago and has written lots of ebooks and articles in relation to cryptocurrency and blockchain projects. Tobi Loba earned her degree at the University of Ibadan.

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