Crypto commentator Cobb (@Cobb_XRPL) has signaled a potential surge for XRP if U.S. legislation passes. In a post on X, he stated, “XRP is going to pump soooo hard if this passes,” referring to the upcoming Senate vote on the crypto market structure bill, officially called the CLARITY Act.
The vote was initially scheduled for January 27, 2026, at 3 PM EST, but has been postponed to January 29 due to severe winter weather and travel disruptions.
XRP is going to pump soooo hard if this passes https://t.co/6fqGlKqpRa
— Cobb (@Cobb_XRPL) January 26, 2026
The CLARITY Act Overview
The CLARITY Act provides a clear framework for regulating digital assets in the U.S. It assigns oversight responsibilities between the SEC and the CFTC. Security-like tokens remain under SEC supervision, while commodities, including XRP, fall under the jurisdiction of the CFTC. The legislation aims to create regulatory clarity for digital assets and support their integration into financial systems.
The Act sets standards for stablecoin issuance, reserves, and operational transparency. It also clarifies the role of decentralized finance protocols and yield programs. This guidance provides a defined compliance path for established digital assets, such as XRP, which already have partnerships and infrastructure compatible with regulatory requirements.
XRP Positioned to Benefit
XRP’s existing adoption and compliance readiness position it to respond positively to the CLARITY Act. Clear rules for token classification, operational standards, and oversight reduce uncertainty for financial institutions considering digital asset integration.
A Potential Roadblock
Coinbase recently withdrew its support for the CLARITY Act. Coinbase CEO Brian Armstrong said the company could not back the bill in its current form. He stated that certain provisions in the draft made it unacceptable. However, industry figures such as Ripple CEO Brad Garlinghouse have expressed support for the bill, emphasizing the need for regulation to advance the crypto market.
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Strengthening Market Integrity
Beyond XRP, the bill provides a framework that strengthens consumer protections and market integrity. It defines reporting requirements, operational standards, and compliance obligations for issuers. The clarity offered by the bill reduces the risk of legal disputes over token classification and trading activities, creating a more stable market environment.
The vote represents a pivotal moment for U.S. crypto markets. If the legislation passes, XRP is expected to benefit from increased regulatory clarity, adoption, and market activity. Traders and investors are preparing for potential movements, and XRP’s position as a widely used digital asset may allow it to respond quickly to legislative outcomes.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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