Prominent crypto commentator Digital Asset Investor (@digitalassetbuy) posted a simple but striking claim to his followers on X: “We’re in for a massive Repricing.”
The post echoed a sentiment from BankXRP (@BankXRP), whose original message laid out the core argument.
Ripple is valued at $50 billion. XRP is still trading like it is 2018. According to BankXRP, “the market hasn’t priced in the gap yet.”
We're in for a massive Repricing. https://t.co/v9xzigUGlj
— Digital Asset Investor (@digitalassetbuy) August 12, 2026
The Core Argument
BankXRP’s position is straightforward. Ripple’s private valuation has reached $50 billion, driven by a $750 million share buyback in March 2026. That buyback set the implied per-share price and placed Ripple among the most valuable private fintech companies in the world.
Despite this, XRP continues to trade well below its all-time high. BankXRP concludes that when the market catches up, “nobody is ready for this ATH.” The disconnect between Ripple’s corporate valuation and XRP’s current price is the central tension driving the repricing narrative.
What the Data Shows
Analyst ChartNerd (@ChartNerdTA) made a case that XRP’s prolonged weakness is setting the stage for a major market repricing. He argued the current decline reflects a wider crypto correction, not deteriorating fundamentals. He advised investors to remain patient because XRP is building toward something big.
Regulatory clarity adds another layer. The CLARITY Act is stalled in the Senate, but Senate Majority Leader John Thune has filed cloture, and a vote will be held in September. Market participants are eager for it to pass. Regulatory clarity could open the door to mass institutional adoption.
The XRP Army’s Expectations
The post generated a range of reactions. One commenter said the community has been hearing about a repricing for a decade. Others also expressed doubt. XRP has struggled in recent months and is now fighting to maintain support at $1.
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One commenter sarcastically noted that XRP had already repriced to $1. However, not everyone was bearish. On the more optimistic side, one commenter said he expected to be ready when it happens.
The Setup For a Breakout
Ripple has processed over $100 billion in transactions. It acquired Hidden Road for $1.25 billion and GTreasury for $1 billion in 2025. The company has also launched the RLUSD stablecoin and expanded its institutional payment infrastructure.
XRP currently trades around $1, more than 70% below its all-time high of $3.65. However, the corporate foundation is growing, and many experts believe XRP’s price will soon follow.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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