Some statements land differently when they come from mainstream financial media. They do not aim to excite crypto communities or drive online engagement. Instead, they reflect how traditional finance quietly reassesses emerging threats and structural shifts. One recent moment on live television has now sparked renewed debate about where Ripple and XRP truly sit within the global payments conversation.
That moment gained wider attention after John Squire shared a post on X pointing to a CNBC segment where commentators stated, on air, that Ripple is going after SWIFT. Squire highlighted the remark as an unfiltered acknowledgment rather than promotional language, suggesting that institutional narratives around Ripple have begun to change in plain sight.
A Remark That Signaled More Than Commentary
CNBC rarely frames crypto projects as direct counterparts to legacy financial infrastructure. When analysts draw such parallels, they typically reflect discussions already taking place within banking and capital markets. The on-air reference to Ripple positioned the company within the same strategic context as SWIFT, a comparison that would have seemed unlikely only a few years ago.
⚠️ REMEMBER THIS MOMENT ⚠️
Live on CNBC they said it out loud
“Ripple is going after SWIFT.” 🌐
That wasn’t marketing.
That was reality leaking early.XRP isn’t trying to compete. It’s trying to replace. pic.twitter.com/V971nACvC0
— John Squire (@TheCryptoSquire) January 28, 2026
The remark did not claim that Ripple has replaced SWIFT. Instead, it acknowledged that Ripple now operates in the same problem space: global, cross-border value transfer.
Why SWIFT Remains the Benchmark
SWIFT functions as the messaging backbone for international banking, enabling institutions to coordinate trillions of dollars in transactions daily. However, the system depends on intermediaries, delayed settlement, and manual reconciliation. These limitations have driven financial institutions to explore faster, more transparent alternatives.
Ripple’s technology directly targets these inefficiencies by offering near-instant settlement and real-time liquidity. That focus explains why comparisons to SWIFT increasingly surface in institutional discussions.
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XRP’s Central Role in the Disruption Narrative
XRP sits at the center of Ripple’s strategy. Ripple designed the asset to function as a bridge for liquidity, reducing the need for pre-funded nostro accounts. This role places XRP within conversations about modernizing cross-border payments rather than competing on branding or market share.
Squire’s framing emphasized that XRP does not aim to coexist quietly alongside legacy systems. Instead, it aims to redefine how value moves across borders at scale.
From Speculation to Mainstream Recognition
What makes the CNBC moment notable is its tone. The statement appeared matter-of-fact, not speculative. It reflected a growing acceptance within traditional finance that blockchain-based infrastructure now presents a credible alternative to long-standing systems.
A Shift Worth Remembering
The moment John Squire highlighted does not predict immediate outcomes. It does, however, mark a shift in perception. When mainstream financial media openly places Ripple in the same conversation as SWIFT, it signals that the future of global payments no longer belongs to legacy systems alone.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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